theLender — STR, DSCR, and Conventional Loans in 48 states including California, Florida, and Texas

About theLender

NMLS #133519. theLender provides unique short term rental loan products and a skilled team of professionals who provide results you can trust.

Key facts

Who

theLender, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.

Loan types

STR • DSCR • Conventional

Loan purposes

Purchase • Rate & Term Refinance

Licensed states

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), and Wyoming (WY)

Proof

5.0★ (5 recommendations)

Languages

English

Contact

Contact on Rabbu

Source

Profile

1. theLender checked every box!

   As our first loan together, they completely exceeded my expectations. The process was incredibly smooth, and the entire team was extremely knowledgeable, professional, and went above and beyond including fast turnaround time and clear communication. They've earned my trust 100%. Most importantly, I had the pleasure of working with an amazing top-tier Account Executive Jason Clark who was a game-changer. He is truly an expert in his field, incredibly responsive always answers every call and question promptly. It was great working with him. I look forward to building more business together!

2. Excellent experience working with TheLender.

   A special thank you to Sajan Thomas (Underwriter), Geoffrie Frias (Account Executive), and Catlin (Account Manager). Their professionalism, communication, and dedication made a real difference throughout the process. They were always responsive, proactive, and committed to finding solutions. I truly appreciate all their hard work and look forward to closing many more loans together.

3. Great experience working with The Lender.

   The team was professional, responsive, and kept the process moving smoothly from application to funding. Communication was excellent throughout, and they made the entire transaction seamless. Highly recommend!

4. I had a great experience working with the loan officer (Lekeshia Cunningham) and her team.

   She was reliable, consistently kept me updated throughout the process, and communicated clearly at every step. She was also very informative and took the time to educate me, which I really appreciated. Everything she handled was smooth and well-managed. I would definitely recommend Lekeshia Cunningham for her professionalism, communication, and support throughout the transaction.

5. I had an excellent experience working with Cipriano Ramirez and Austin Harrison.

   We close the loan in very little time, and they were always attentive to every detail. Their professionalism and dedication made the entire process very smooth. Highly recommended!!

FAQs

• What types of loans does theLender offer?

  theLender offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

• What can I use these loans for?

  You can work with theLender to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

• Where does theLender operate?

  theLender is licensed to provide loan products in 48 states including California, Florida, and Texas.

• Why work with a Rabbu lender?

  Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

• How can I contact theLender?

  You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.