theLender

theLender — STR, DSCR, and Conventional Loans in 27 states including California, Florida, and Texas

Verified Rabbu Lender

Reach out to theLender for help financing your short-term rental or investment property.

  • Purchase
  • Rate & Term Refinance
Rating
5.0★
Recommendations
5

About theLender

NMLS #133519. theLender provides unique short term rental loan products and a skilled team of professionals who provide results you can trust.

Key facts

Who
theLender, lender specializing in STR, DSCR, and Conventional loan programs for Airbnb investors.
Loan types
STR • DSCR • Conventional
Loan purposes
Purchase • Rate & Term Refinance
Licensed states
Alabama (AL), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), District of Columbia (DC), Florida (FL), Georgia (GA), Hawaii (HI), Indiana (IN), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Missouri (MO), Nebraska (NE), New York (NY), North Carolina (NC), South Carolina (SC), Tennessee (TN), Texas (TX), Washington (WA), Wisconsin (WI), and Wyoming (WY)
Proof
5.0★ (5 recommendations)
Languages
English
Contact
Contact on Rabbu
Source
Profile

Recommendations

Recommendations are based on useful reviews of this lender on Google.

  1. I had an excellent experience working with Cipriano Ramirez and Austin Harrison.

    We close the loan in very little time, and they were always attentive to every detail. Their professionalism and dedication made the entire process very smooth. Highly recommended!!

    — Luis Orozco

  2. Great experience working with the team at The Lender.

    Starting with our AE, Ryan Mercier, our Account Manager, Ryan Behrmann our amazing underwriter Janille Dimaguipo and finally our closer Stacey Nguyen. Great team, great experience! Thank you!

    — Addy Jolly

  3. Marilyn Sanchez is an exceptional AE who truly stands out.

    Her communication is always clear, timely, and professional. She stays on top of every detail and her follow-up is absolutely on point, nothing slips through the cracks. Marilyn makes the entire process smooth and stress-free, and you can always count on her to deliver. A true asset to any team she works with.

    — Abdul Chamseddine

  4. I had great experience working with The Lender.

    They are fast and efficient, with an attitude willing to close! It was a pleasure dealing with Renee Olson. She was always on top of the game, with great communication. Nathan Maligaso was simply amazing! He's the guy you want to work with - always available, doing whatever possible to help and close on time! This is an extraordinary team!

    — Joseph Deutsch

  5. This was my first time closing a loan with The Lender, and it was a great experience.

    Elijah Trotier was awesome to work with — knowledgeable, responsive, and just very easy to deal with throughout the process. He stayed on top of everything and helped keep the file moving smoothly. Ryan, the account manager, was also great — super organized, quick to respond, and easy to work with. Communication was clear the whole way through. The system was simple and easy to navigate, which made the process even smoother. Overall, a really positive first experience, and I’d absolutely work with Elijah, Ryan, and The Lender again.

    — Erlis Abazi

FAQs

  • What types of loans does theLender offer?

    theLender offers financing options tailored for real estate investors, including STR, DSCR, and Conventional loan programs. These loans are designed to help investors purchase or rate & term refinance income-producing properties such as Airbnbs and vacation rentals.

  • What can I use these loans for?

    You can work with theLender to finance a property purchase or rate & term refinance. Each option is built to support short-term rental or investment property strategies.

  • Where does theLender operate?

    theLender is licensed to provide loan products in 27 states including California, Florida, and Texas.

  • Why work with a Rabbu lender?

    Rabbu lenders specialize in financing short-term rental and vacation rental properties. They understand STR income, DSCR qualification, and how to underwrite loans based on Airbnb performance data — making the process faster and more investor-friendly.

  • How can I contact theLender?

    You can reach out directly through their Rabbu profile to discuss your financing goals. Simply fill out the contact form to get matched with a loan expert for your next STR investment.