Find a Lender that
Specializes in
Short‑Term Rentals

Enter your location below to match with specialized short-term rental lenders

Get Short-Term Rental Loans from Specialized Lenders
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Most traditional lenders and big banks won't finance your short-term rental property based on its rental income potential. They focus on your personal income instead—missing the real value of your investment.

Our network of specialized lenders understands short-term rentals. They'll evaluate your property based on its income potential, not just your W-2.

"I had an amazing experience working with a Rabbu lender partner for my self-employed loan. Their team understood the unique challenges I faced and guided me through the process. I secured a competitive interest rate and financing I needed for my dream home. Highly recommended!"

image description Martha S
Property Investor
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Short-Term Rental Loan
Programs for Investors
Investment Property Loans

  • Up to 85% financing

  • Properties up to 20 acres

  • Rural properties welcome

  • Purchase or refinance

  • FICO score of 620+

  • Title in LLC/Corporation

  • Non-warrantable condos accepted

DSCR Loans

Qualify based on your property's income potential, not your personal income. If your projected rental income covers the mortgage payment, you can qualify.

Self-Employed Programs

No W-2s or tax returns needed. Qualify using 12-24 months of bank statements.

* Not all programs advertised are available from all lenders. Consult the lenders you are matched with for specific details on their product offerings.

How It Works
  • 1
    Enter your property location

    We'll identify short-term rental loan specialists who understand your local STR market dynamics.

  • 2
    Answer a few quick questions

    This helps us match you with lenders offering the right programs for your specific needs.

  • 3
    Get matched with specialized lenders

    We'll show you lenders who are actively funding properties like yours. Each match is pre-screened to ensure they meet your requirements.

Why Investors Choose Rabbu’s Lender Network

  • $10+ billion funded in investment property loans

  • Specialized expertise in short-term rental loans and STR financing

  • Reputable & vetted - only top lenders & brokers qualify

  • Competitive rates from multiple lenders

  • Fast closings to help you secure properties

  • Data-backed approvals using Rabbu market insights

"Choosing a Rabbu lender partner for my self-employed loan was the best decision I made. They simplified the application process by relying on my bank statements rather than tax returns or W-2s. The team was professional, responsive, and went above and beyond to ensure a smooth and efficient loan approval."

image description Louis C.
Past Customer

"Working with a Rabbu lender partner for my self-employed loan was a breath of fresh air. Their team was attentive, knowledgeable, and supportive. They understood the intricacies of my self-employment income and used my bank statements to qualify me without the usual paperwork hassle."

image description Roger W.
Past Customer
Frequently Asked Questions

Traditional lenders typically won't approve short-term rental loans based on STR income when qualifying you for a loan. Our network of specialized lenders understands the vacation rental market and will qualify you based on your property's income potential.

Just enter the location or market you’re interested in. Our quick matching process will help identify the right lenders for your specific situation.

Our lenders specialize in quick closings for investors. Many can close in as little as 30 days once you're approved.

Yes! Our lenders work with investors building portfolios and have programs for multiple properties.

No problem. Many of our lenders offer bank statement programs that don't require tax returns or W-2s.