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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Accident offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.
Accident, MD is a small but compelling short-term rental market nestled in western Maryland's mountain country, where outdoor recreation and seasonal getaways drive visitor demand. With just 19 active Airbnb listings and an above-average revenue-to-price ratio, the market offers investors a relatively low-competition entry point. Average annual revenue sits at $34,832 against average home values of $463,310, and the supply/demand balance currently favors hosts — making this a market worth a closer look for investors seeking niche vacation rental plays.
According to Rabbu market data, the Accident short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 19 |
| Average Daily Rate (ADR) | vs. $368 state avg. | $277 |
| Average Occupancy Rate | vs. 35% state avg. | 34% |
| RevPAN | ADR * Occupancy Rate | $95 |
| Average Monthly Revenue | Historical 12-month average | $2,902 |
| Average Annual Revenue | Historical 12-month average | $34,832 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Investors are drawn to Accident for its favorable revenue-to-price dynamics and limited supply in a scenic mountain getaway market.
Key investment factors
"Accident earns an ROI score of 67 out of 100 — placing it in the "Attractive Opportunity" tier — driven primarily by its above-average revenue-to-price ratio and a favorable supply/demand balance. Seasonality is pronounced: August brings in roughly $7,580 per listing while April dips to around $1,192, so investors need to plan cash flow around a summer-heavy earning curve. The market's compact size means each new listing has a noticeable impact on competition, but current dynamics still tilt in hosts' favor. For investors comfortable with a seasonal mountain getaway market, Accident offers a legitimate path to solid returns — particularly with 3-bedroom properties pulling in over $37,000 annually."
— Rabbu Market Analysis Team
Accident exhibits sharp seasonality, with August ($7,580) and July ($5,697) dramatically outperforming the rest of the year — August generates more than six times April's revenue ($1,192). The winter and fall months cluster in the $1,997–$2,945 range, meaning investors should budget for a summer-weighted income profile.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$2,400 |
| February |
|
$2,447 |
| March |
|
$1,595 |
| April |
|
$1,192 |
| May |
|
$1,718 |
| June |
|
$2,322 |
| July |
|
$5,697 |
| August |
|
$7,580 |
| September |
|
$2,554 |
| October |
|
$2,945 |
| November |
|
$2,381 |
| December |
|
$1,997 |
The market's supply is split almost evenly between 2-bedroom (6 listings) and 3-bedroom (5 listings) properties, with no data on other sizes. This concentrated supply means there may be an opportunity for investors willing to offer larger or smaller configurations that aren't currently represented.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
6 |
| 3 bedrooms |
|
5 |
ADR jumps significantly from $186 for 2-bedroom units to $275 for 3-bedroom properties — a 48% premium for just one additional bedroom. This suggests that 3-bedroom properties capture a meaningfully higher willingness to pay, likely from families and groups seeking more space.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$186 |
| 3 bedrooms |
|
$275 |
Three-bedroom listings edge out 2-bedrooms in RevPAN at $78 versus $68, reflecting their higher nightly rates even though their occupancy is lower. The $10 per-night gap translates into meaningful annual revenue differences, making 3-bedroom units the stronger earner on a per-available-night basis.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$68 |
| 3 bedrooms |
|
$78 |
Two-bedroom properties maintain a higher occupancy rate at 37% compared to 29% for 3-bedrooms, suggesting smaller units are easier to fill consistently. However, the higher ADR of 3-bedroom listings more than compensates for the occupancy gap, resulting in better overall revenue — a trade-off investors should weigh based on their cash-flow preferences.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
37% |
| 3 bedrooms |
|
29% |
Three-bedroom properties lead monthly revenue at $3,086 compared to $2,277 for 2-bedrooms, a roughly 35% premium. This gap highlights how the ADR advantage of larger homes outweighs their lower fill rates in this market.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$2,277 |
| 3 bedrooms |
|
$3,086 |
On an annual basis, 3-bedroom listings generate $37,043 versus $27,333 for 2-bedroom properties — a nearly $10,000 difference that makes the larger configuration the stronger revenue play. Investors targeting Accident should weigh this revenue premium against the likely higher acquisition and maintenance costs of a 3-bedroom property.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$27,333 |
| 3 bedrooms |
|
$37,043 |
Self check-in, parking, and a kitchen are universal across all Accident listings (100%), reflecting baseline guest expectations for a rural mountain getaway. Outdoor-focused amenities — backyards (84%), outdoor furniture (79%), and BBQ grills (74%) — dominate the next tier, while hot tubs at 47% represent a potential differentiator for new listings looking to stand out.
| Amenity | Trend | Value |
|---|---|---|
| Self Check-in |
|
100% |
| Parking |
|
100% |
| Kitchen |
|
100% |
| Backyard |
|
84% |
| Outdoor Furniture |
|
79% |
| BBQ Grill |
|
74% |
| Dryer |
|
68% |
| Patio or Balcony |
|
68% |
| Washer |
|
68% |
| Workspace |
|
53% |
| Hot Tub |
|
47% |
| Gym |
|
21% |
| Pets |
|
21% |
| Waterfront |
|
21% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Accident Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Above average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Average | 15% |
| Supply/Demand Balance | Above average | 15% |
Accident's ROI score of 67 out of 100 places it in the "Attractive Opportunity" band, driven by an above-average revenue-to-price ratio — the most heavily weighted factor — and a favorable supply/demand balance that suggests guest demand currently outpaces available inventory. Occupancy stability and market growth both grade as average, reflecting the pronounced seasonality and recent supply increases that investors should monitor. Pairing this score with thorough local regulatory research and a realistic seasonal cash-flow model will give the clearest picture of whether Accident fits your portfolio.
Understanding local STR regulations is essential before investing in Accident. Here's the current regulatory landscape:
Short-term rental operators in Accident, MD, may need to obtain a rental permit or register with Garrett County. Investors should confirm current requirements directly with county or municipal authorities before listing a property.
Common restrictions in similar Maryland communities can include occupancy limits tied to bedroom count, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants may also apply to certain properties, so reviewing deed restrictions is an important step before purchasing.
Maryland imposes state and local taxes on short-term accommodations, including sales and occupancy taxes that hosts are generally required to collect. Platforms like Airbnb often remit some of these taxes automatically, but operators should verify their full obligation with the Maryland Comptroller's office.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Accident can provide current regulatory guidance.
Financing an Airbnb investment in Accident requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Accident is likely to see continued summer-driven demand spikes, with August and July remaining the revenue anchors. Active listings grew 56% year-over-year, which could moderate per-listing revenue if the pace continues, though the market's small overall supply still leaves room for well-positioned properties. Investors should anticipate ADRs holding in the $270–$285 range and occupancy hovering around 32–36%, with incremental improvement possible as the area gains more visibility among mountain vacation seekers."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; always verify with municipal and county authorities before investing. Individual property results will vary based on location, condition, management quality, and pricing strategy.
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