Belmont, NC Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

53 / 100

Belmont presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Belmont Short-Term Rental Market Overview

Belmont, NC is a small but growing short-term rental market situated near Charlotte, with 72 active Airbnb listings and an average annual revenue of $26,949. Occupancy sits at 37%, which edges out the North Carolina state average of 34%, while the average daily rate of $202 comes in below the state's $262 benchmark — signaling a market where competitive pricing drives bookings rather than premium nightly rates. With average home values around $693,903, investors will need to be selective in deal sourcing to make the numbers work, but the market's proximity to Charlotte and access to lake and waterfront amenities give it a distinct demand profile.

Key Market Statistics

According to Rabbu market data, the Belmont short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 72
Average Daily Rate (ADR) vs. $262 state avg. $202
Average Occupancy Rate vs. 34% state avg. 37%
RevPAN ADR * Occupancy Rate $75
Average Monthly Revenue Historical 12-month average $2,245
Average Annual Revenue Historical 12-month average $26,949

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Belmont

Belmont attracts investor interest thanks to its proximity to Charlotte, waterfront appeal, and occupancy that outperforms the state average — though elevated home prices require careful underwriting.

Key investment factors

  • Above-average occupancy (37% vs. 34% state average) suggests consistent guest demand
  • Proximity to Charlotte provides access to corporate travelers, event-goers, and weekend visitors
  • Lake access and waterfront listings (14–18% of supply) create a differentiated guest experience
  • 4-bedroom properties command a $399 ADR, more than triple that of 1-bedrooms, rewarding larger investments
  • Rapid listing growth (148% YoY) signals strong investor and host confidence in the market

Expert Market Assessment

"Belmont registers as a competitive opportunity with an ROI score of 53 out of 100 — a market where returns are achievable but not handed to you. Revenue peaks sharply in August at $3,391 per month before tapering to a January low of $1,310, creating meaningful seasonality that investors need to plan around. The supply side is growing rapidly, and the revenue-to-price ratio currently sits below average given elevated home values, so deal selection matters more here than in higher-yielding markets. That said, the combination of above-average occupancy stability and Charlotte's economic gravity make Belmont a market worth watching for investors who can acquire below median price points."

— Rabbu Market Analysis Team

Understanding Belmont's ROI Score: 53/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Belmont Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Above average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Belmont's ROI score of 53 out of 100 places it in the 'Competitive Opportunity' band, meaning investor interest and demand are healthy but the path to strong returns requires more careful deal selection. The market benefits from above-average occupancy stability, yet its revenue-to-price ratio, market growth trend, and supply/demand balance all score below average — largely a reflection of rising home prices and rapidly expanding supply. Pairing this data with thorough local regulatory research and targeting properties that can outperform on ADR or occupancy will be key to unlocking value here.

Short-Term Rental Regulations in Belmont

Understanding local STR regulations is essential before investing in Belmont. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Belmont, North Carolina may be required to obtain permits or register their property with local authorities before hosting guests. Investors should verify current permitting requirements directly with the City of Belmont and Gaston County offices, as rules can change.

Key Restrictions

Common STR restrictions in markets like Belmont can include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA or neighborhood covenant restrictions may also apply to certain properties, so it's important to review all governing documents before purchasing an investment property.

Tax Obligations

Short-term rental hosts in North Carolina are generally subject to state and local occupancy taxes, as well as applicable sales tax. Many booking platforms collect and remit a portion of these taxes automatically, but hosts should confirm their full obligations with a tax professional or the North Carolina Department of Revenue.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Belmont can provide current regulatory guidance.

Short-Term Rental Financing for Belmont

Financing an Airbnb investment in Belmont requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Belmont Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Belmont's STR market is likely to see continued supply growth given the 148% year-over-year increase in active listings, which means pricing discipline will be essential for hosts to maintain occupancy. Seasonal patterns suggest revenue will remain concentrated in the summer months, with August peak revenues roughly 2.5 times January lows, so investors should budget for meaningful off-season softness. ADR may face modest downward pressure as new listings compete for guests, though occupancy rates could stabilize in the 35–40% range given the market's above-average demand relative to the state. Investors who target 3- and 4-bedroom properties with lake-adjacent amenities are best positioned to capture the higher end of revenue estimates."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Belmont, NC

What is the average Airbnb occupancy rate in Belmont?
The average Airbnb occupancy rate in Belmont is currently 37%, which is slightly above the North Carolina state average of 34%. Occupancy varies by property size, with 3-bedroom listings leading at 44% and 1-bedrooms coming in at 30%. These figures reflect current active listing performance and can shift with seasonal demand patterns.
How much do Airbnb hosts make in Belmont?
Airbnb hosts in Belmont earn an average of $2,245 per month, which works out to roughly $26,949 per year based on the trailing 12 months of booking data. Larger properties tend to outperform significantly — 4-bedroom listings average $3,599 per month ($43,195 annually), while 1-bedrooms average $1,238 per month ($14,859 annually). Individual results will vary based on property quality, location, pricing strategy, and management approach.
Is Belmont a good market for Airbnb investment?
Belmont scores a 53 out of 100 on Rabbu's ROI Score, placing it in the 'Competitive Opportunity' category. The market benefits from above-average occupancy stability and proximity to Charlotte, but elevated home prices (averaging $693,903) mean the revenue-to-price ratio is below average. Investors who can find properties priced below the median or who target higher-earning 3- and 4-bedroom configurations are most likely to see attractive returns.
What is the average daily rate (ADR) for Airbnb in Belmont?
The average daily rate for Airbnb listings in Belmont is $202, which is below the North Carolina state average of $262. ADR scales considerably with property size: 1-bedroom listings average $110, 2-bedrooms average $153, 3-bedrooms average $180, and 4-bedroom properties command $399 per night. This suggests that larger, well-appointed homes can capture a meaningful rate premium.
Are short-term rentals legal in Belmont?
Short-term rentals are generally permitted in Belmont, NC, though operators may need to comply with local permitting, zoning, and tax requirements. Regulations can evolve, so investors should always verify the latest rules with the City of Belmont and Gaston County before purchasing a property for STR use. It's also wise to check for any HOA restrictions that may apply.
When is peak season for Airbnb in Belmont?
Peak season in Belmont runs through the summer months, with August being the strongest month at an average revenue of $3,391 per listing. June through September all exceed the annual monthly average, while December also sees a notable bump to $2,637. January is the slowest month at $1,310, meaning there's roughly a 2.6x difference between the peak and trough — a level of seasonality investors should factor into their cash flow planning.
How many Airbnbs are there in Belmont?
There are currently 72 active Airbnb listings in Belmont as of April 2026. The market has experienced significant growth, with a 148% year-over-year increase in active listings. Supply is concentrated in 2-bedroom (25 listings) and 3-bedroom (21 listings) properties, while 4-bedroom homes are relatively scarce at just 8 listings.
How is Airbnb revenue calculated in Belmont?
The annual and monthly revenue figures shown for Belmont are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and aggregate the results into a market-level historical average. Because each month uses its own historical performance data, the figures naturally reflect seasonal peaks and slower months. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Belmont market
  • Average daily rates, occupancy rates, and RevPAN benchmarks by property size
  • Monthly and annual revenue trends based on trailing 12-month booking data
  • Home value data sourced from the Zillow Home Value Index (ZHVI)
  • Popular amenity prevalence across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current snapshots; market conditions can shift due to regulatory changes, economic factors, or seasonal variation. Individual property results will vary based on location, condition, pricing strategy, and management quality.

Next Steps

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