Big Pine Key, FL Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

63 / 100

Big Pine Key offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Big Pine Key Short-Term Rental Market Overview

Big Pine Key sits in the heart of the Lower Florida Keys, a small but compelling STR market with just 66 active Airbnb listings and an average occupancy rate of 67% — well above Florida's 54% state average. Despite average home values topping $1 million, a RevPAN of $191 and annual revenue averaging $41,433 give investors a workable starting point. The market's strong seasonality, driven by winter escape demand and proximity to Key West, creates concentrated earning windows that reward smart pricing strategies.

Key Market Statistics

According to Rabbu market data, the Big Pine Key short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 66
Average Daily Rate (ADR) vs. $498 state avg. $286
Average Occupancy Rate vs. 54% state avg. 67%
RevPAN ADR * Occupancy Rate $191
Average Monthly Revenue Historical 12-month average $3,452
Average Annual Revenue Historical 12-month average $41,433

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Big Pine Key

Investors are drawn to Big Pine Key for its above-average occupancy, Keys-lifestyle appeal, and a supply base small enough that well-managed properties can capture outsized seasonal revenue.

Key investment factors

  • Occupancy of 67% significantly outperforms the Florida state average of 54%, supporting more predictable cash flow
  • Pronounced winter seasonality — March alone averages $6,408 in revenue — creates a strong peak-earning window
  • Small active listing count of 66 means less direct competition compared to larger Florida STR markets
  • Pet-friendly listings (79% of supply) signal a niche-friendly market where amenity choices drive bookings
  • Proximity to Key West and the National Key Deer Refuge anchors year-round visitor interest

Expert Market Assessment

"Big Pine Key presents an attractive opportunity for STR investors who can handle the higher entry cost. Revenue is heavily front-loaded into the winter months — March peaks at $6,408 while September dips to $1,581 — so cash-flow planning around that four-to-one seasonal swing is essential. The ROI score of 63 out of 100 reflects a balanced picture: above-average occupancy stability and market growth tempered by average revenue-to-price ratios given home values near $1.04 million. Investors who optimize pricing during the January-through-April peak and maintain competitive amenities should find this market rewards attentive management."

— Rabbu Market Analysis Team

Understanding Big Pine Key's ROI Score: 63/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Big Pine Key Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Above average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Big Pine Key's ROI score of 63 out of 100 places it in the 'Attractive Opportunity' band, reflecting a market where above-average occupancy stability and positive growth trends offset a more moderate revenue-to-price ratio given home values near $1.04 million. The supply/demand balance sits at average, and the 70% year-over-year listing growth bears watching as it could shift that equilibrium. Investors should pair these metrics with thorough local regulatory research — Monroe County's STR rules can meaningfully impact net returns.

Short-Term Rental Regulations in Big Pine Key

Understanding local STR regulations is essential before investing in Big Pine Key. Here's the current regulatory landscape:

Permit Requirements

Monroe County, Florida, which governs Big Pine Key, generally requires short-term rental operators to obtain a vacation rental license from the county as well as a state license through Florida's Department of Business and Professional Regulation. Investors should verify current permit requirements and any application caps directly with Monroe County and DBPR before purchasing.

Key Restrictions

Common restrictions in the Florida Keys include occupancy limits tied to bedroom count, noise and nuisance ordinances, parking requirements, and minimum-stay rules that may apply in certain residential zones. HOA covenants and deed restrictions can also prohibit or limit STR activity, so reviewing governing documents is essential before committing to a property.

Tax Obligations

Short-term rental operators in Florida are subject to the state's transient rental tax (currently 6%) plus any applicable Monroe County tourist development taxes. Major booking platforms typically collect and remit these taxes on behalf of hosts, but operators should confirm compliance with both state and county tax authorities.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Big Pine Key can provide current regulatory guidance.

Short-Term Rental Financing for Big Pine Key

Financing an Airbnb investment in Big Pine Key requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Big Pine Key Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Big Pine Key should continue to benefit from robust winter demand, with peak-season months like February and March likely sustaining ADRs in the $280–$320 range. The 70% year-over-year growth in active listings signals rising investor interest, which could moderate occupancy rates slightly — estimates suggest occupancy may settle in the 62–68% range as new supply enters. Above-average market growth trends and occupancy stability suggest the fundamentals remain sound, though investors should monitor whether supply additions outpace demand during the slower summer and fall months."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Big Pine Key, FL

What is the average Airbnb occupancy rate in Big Pine Key?
The average Airbnb occupancy rate in Big Pine Key is currently 67%, which is notably higher than the Florida state average of 54%. This above-average occupancy reflects steady visitor demand driven by the island's Keys lifestyle appeal. Occupancy does vary by property size, with 2-bedroom listings leading at 72% and 1-bedroom units averaging around 63%.
How much do Airbnb hosts make in Big Pine Key?
Airbnb hosts in Big Pine Key earn an average of $3,452 per month and approximately $41,433 per year based on trailing 12-month booking data. Revenue varies significantly by property size: 1-bedroom listings average about $36,561 annually, 2-bedrooms bring in roughly $44,601, and 3-bedroom properties top the range at $53,199. Individual results depend on pricing strategy, property quality, and seasonal management.
Is Big Pine Key a good market for Airbnb investment?
Big Pine Key carries an ROI score of 63 out of 100, rated as an 'Attractive Opportunity.' The market benefits from above-average occupancy stability and positive growth trends, though the revenue-to-price ratio is average given home values around $1.04 million. Investors who can navigate the seasonal revenue swings — peak months earn more than four times what slower months produce — and who maintain competitive amenities should find the market rewarding.
What is the average daily rate (ADR) for Airbnb in Big Pine Key?
The average daily rate in Big Pine Key is $286, which is well below the Florida state average of $498. ADR ranges from $245 for 2-bedroom properties to $413 for 3-bedroom listings, with 1-bedrooms at $252. The lower ADR relative to the state average is offset by significantly stronger occupancy, which keeps revenue per available night competitive.
Are short-term rentals legal in Big Pine Key?
Short-term rentals are permitted in Big Pine Key, though operators are generally required to obtain proper licensing from both Monroe County and the state of Florida through the Department of Business and Professional Regulation. Local zoning rules, occupancy limits, and other restrictions may apply, so investors should verify all current requirements with local authorities before purchasing a property for STR use.
When is peak season for Airbnb in Big Pine Key?
Peak season in Big Pine Key runs from January through April, with March delivering the highest average revenue at $6,408. February follows at $5,272, and January comes in at $4,359. The off-peak period stretches from August through October, with September representing the lowest month at just $1,581 in average revenue. This winter-weighted seasonality is typical for the Florida Keys, driven by snowbird and vacation demand.
How many Airbnbs are there in Big Pine Key?
There are currently 66 active Airbnb listings in Big Pine Key as of April 2026. The supply breaks down as 29 one-bedroom listings, 25 two-bedroom listings, and 10 three-bedroom properties. The relatively small inventory means well-positioned listings can capture strong visibility, though the 70% year-over-year growth in listings indicates increasing investor interest in the market.
How is Airbnb revenue calculated in Big Pine Key?
The annual and monthly revenue figures for Big Pine Key are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the results up to a market-level historical average. Because each month uses its own historical performance, the figures naturally reflect seasonal peaks and slower periods. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Big Pine Key market
  • Occupancy rate and average daily rate trends by property size and month
  • Revenue and yield metrics including RevPAN, monthly, and annual averages
  • Home value data sourced from the Zillow Home Value Index (ZHVI)
  • Data aggregated from multiple providers and proprietary Rabbu analytics for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts or regulatory changes. Local regulations, HOA rules, and licensing requirements can materially affect STR viability — always verify with local authorities before investing.

Next Steps

Ready to invest in Big Pine Key's short-term rental market? Take action with these resources:

Browse Airbnbs for Sale

Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.

View Properties

Connect with an Agent

Work with specialized agents who've helped investors acquire over $650M in STR properties.

Find an Agent

Connect with a Lender

Qualify for as low as 15% down on a DSCR loan using the rental property's projected income.

Find a Lender
Browse Airbnbs for Sale