Bluff City, TN Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

54 / 100

Bluff City presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Bluff City Short-Term Rental Market Overview

Bluff City, TN is a small but growing short-term rental market with 29 active Airbnb listings and notable year-over-year listing growth of 109%. The market delivers an average annual revenue of $20,081 per listing, with an ADR of $186 that sits well below Tennessee's $309 state average — a dynamic that may appeal to budget-conscious travelers drawn to the area's outdoor and lakeside appeal. However, occupancy sits at 32%, slightly above the state average but still modest, meaning deal selection and pricing strategy matter more here than in high-demand urban markets.

Key Market Statistics

According to Rabbu market data, the Bluff City short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 29
Average Daily Rate (ADR) vs. $309 state avg. $186
Average Occupancy Rate vs. 29% state avg. 32%
RevPAN ADR * Occupancy Rate $59
Average Monthly Revenue Historical 12-month average $1,673
Average Annual Revenue Historical 12-month average $20,081

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Bluff City

Investors are drawn to Bluff City for its relatively affordable property prices, growing visitor interest, and the potential to capture seasonal leisure demand in northeast Tennessee's lake and mountain region.

Key investment factors

  • Average home values of $431,709 pair with $20,081 in annual STR revenue, offering a starting yield that rewards careful acquisition
  • Year-over-year listing growth of 109% signals rising investor and traveler interest in the area
  • ADR of $186 undercuts the Tennessee state average by nearly 40%, attracting value-seeking guests
  • Proximity to South Holston Lake and Appalachian recreation supports seasonal leisure demand
  • Three-bedroom properties deliver the strongest RevPAN at $74, pointing to a clear sweet spot for family and group stays

Expert Market Assessment

"Bluff City represents a competitive but selective opportunity for STR investors. The ROI score of 54 out of 100 reflects average revenue-to-price performance and growth trends, offset by below-average occupancy stability — meaning returns hinge on operational execution and smart seasonal pricing. Revenue swings sharply from a low of $786 in January to a peak of $3,060 in August, so investors should plan for lean winter months and capitalize aggressively on the April-through-October window. For those comfortable with a seasonal market and willing to differentiate on amenities and guest experience, Bluff City offers room to outperform the averages."

— Rabbu Market Analysis Team

Understanding Bluff City's ROI Score: 54/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Bluff City Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Bluff City's ROI score of 54 out of 100 places it in the Competitive Opportunity band, meaning the market has genuine potential but requires more selective deal sourcing to generate strong returns. The score reflects average revenue-to-price and market growth performance, balanced against below-average occupancy stability — a factor that underscores the seasonal nature of demand here. Investors should pair this data with on-the-ground regulatory research and a realistic seasonal cash-flow model before committing capital.

Short-Term Rental Regulations in Bluff City

Understanding local STR regulations is essential before investing in Bluff City. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Bluff City, Tennessee may need to obtain a local business permit or register their property with Sullivan County or the city itself. Investors should verify current requirements directly with Bluff City's municipal offices and the Tennessee Department of Revenue before listing.

Key Restrictions

Common STR restrictions in Tennessee communities can include occupancy limits, minimum-stay requirements, noise ordinances, parking mandates, and HOA restrictions that may prohibit or limit rentals. Some jurisdictions also impose caps on the number of active permits, so confirming availability early in the due-diligence process is advisable.

Tax Obligations

Tennessee imposes a state sales tax and a local occupancy tax on short-term rentals, which platforms like Airbnb often collect and remit on behalf of hosts. Investors should confirm their obligations with the Tennessee Department of Revenue and Sullivan County to ensure full compliance.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Bluff City can provide current regulatory guidance.

Short-Term Rental Financing for Bluff City

Financing an Airbnb investment in Bluff City requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Bluff City Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Bluff City's STR market is likely to see continued supply growth given the 109% year-over-year increase in active listings, which could put modest downward pressure on occupancy rates unless demand keeps pace. Seasonal patterns suggest revenue will remain heavily concentrated between April and October, with August as the clear peak month. Investors can reasonably expect ADR to hold steady or inch up 1–3% as the market matures, while occupancy may settle in the 28–34% range depending on how quickly new supply is absorbed. These estimates assume no major regulatory changes or shifts in regional tourism patterns."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Bluff City, TN

What is the average Airbnb occupancy rate in Bluff City?
The average occupancy rate for Airbnb listings in Bluff City is currently 32%, which edges out Tennessee's state average of 29%. Occupancy varies significantly by property size, with 3-bedroom units leading at 41% while 2-bedroom listings trail at 20%. Seasonal demand patterns also create wide swings, so hosts who optimize pricing during peak months can outperform this average.
How much do Airbnb hosts make in Bluff City?
On average, Airbnb hosts in Bluff City earn approximately $1,673 per month, or about $20,081 annually, based on the trailing 12 months of booking data. Revenue varies by property size — 2-bedroom listings average $21,327 per year, while 1-bedroom units bring in closer to $16,794. Peak-season months like August can push monthly revenue above $3,000, while winter months may drop below $1,000.
Is Bluff City a good market for Airbnb investment?
Bluff City scores a 54 out of 100 on Rabbu's ROI Score, placing it in the 'Competitive Opportunity' category. The market shows strong listing growth and sits in an appealing recreational area, but below-average occupancy stability means investors need to be strategic about property selection, pricing, and amenities. Larger properties — particularly 3-bedroom units — tend to perform best on both occupancy and RevPAN metrics.
What is the average daily rate (ADR) for Airbnb in Bluff City?
The current average daily rate in Bluff City is $186, which is significantly below the Tennessee state average of $309. ADR scales with property size: 1-bedroom listings average $100, 2-bedrooms come in at $143, and 3-bedroom properties command $181 per night. This pricing positions Bluff City as an affordable destination that can attract guests looking for value in northeast Tennessee.
Are short-term rentals legal in Bluff City?
Short-term rentals are generally permitted in Bluff City, Tennessee, though operators may need to comply with local permitting, zoning, and tax requirements. Regulations can vary at the city and county level, so prospective investors should check with Bluff City's municipal offices and Sullivan County for the most current rules before purchasing or listing a property.
When is peak season for Airbnb in Bluff City?
Peak season in Bluff City runs from roughly April through October, with August standing out as the top-earning month at an average of $3,060 in revenue. Summer months benefit from lakeside recreation and outdoor activities. The off-season from November through March sees a noticeable dip, with January and February averaging under $810 — making dynamic pricing and minimum-stay strategies important for managing cash flow year-round.
How many Airbnbs are there in Bluff City?
As of late April 2026, there are 29 active Airbnb listings in Bluff City. The market has grown rapidly, with a 109% year-over-year increase in active listings. Supply is concentrated among 1-, 2-, and 3-bedroom properties, with 3-bedroom listings being the most common at 9 units.
How is Airbnb revenue calculated in Bluff City?
The annual and monthly revenue figures shown for Bluff City are derived from the trailing 12 months of historical booking performance across active comparable Airbnb listings in the market — not a forward-looking projection. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and how actively the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Bluff City, TN market
  • Average daily rate, occupancy, and RevPAN trends by property size
  • Monthly and annual revenue estimates based on trailing 12-month booking data
  • Amenity prevalence across active listings to benchmark guest expectations
  • Home value data sourced from the Zillow Home Value Index (ZHVI)

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts. Local regulations and tax requirements may change; investors should verify current rules with municipal and state authorities before purchasing.

Next Steps

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