Boyne City, MI Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

49 / 100

Boyne City presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Boyne City Short-Term Rental Market Overview

Boyne City sits in northern Michigan's year-round recreation corridor, where lake access, ski resorts, and summer tourism drive short-term rental demand. With 161 active Airbnb listings, an average daily rate of $390 (above the $350 state average), and average annual revenue of $42,950, the market attracts investor attention despite a below-state-average occupancy rate of 33%. The ROI score of 49 out of 100 reflects a competitive landscape where selective deal sourcing and larger property configurations can meaningfully improve returns.

Key Market Statistics

According to Rabbu market data, the Boyne City short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 161
Average Daily Rate (ADR) vs. $350 state avg. $390
Average Occupancy Rate vs. 42% state avg. 33%
RevPAN ADR * Occupancy Rate $128
Average Monthly Revenue Historical 12-month average $3,579
Average Annual Revenue Historical 12-month average $42,950

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Boyne City

Boyne City appeals to investors because of its dual-season tourism appeal and above-average nightly rates, though the competitive supply environment rewards those who choose the right property size and amenity mix.

Key investment factors

  • Summer lake tourism and winter ski access create two distinct demand seasons, reducing total off-peak exposure
  • Average daily rate of $390 exceeds the Michigan state average by roughly 11%, reflecting strong willingness to pay among vacationers
  • Larger properties (5+ bedrooms) deliver dramatically higher RevPAN — up to $455 per available night — offering outsized revenue potential for group-oriented accommodations
  • Amenities like lake access (32%) and waterfront (25%) remain relatively uncommon, creating differentiation opportunities for properties that offer them
  • Rapid listing growth (123% YoY) signals strong investor confidence, though it also means competition is intensifying and careful underwriting is essential

Expert Market Assessment

"Boyne City represents a competitive opportunity where the right property can perform well, but market-wide averages are tempered by pronounced seasonality and a rapidly growing supply base. Revenue swings are dramatic — July peaks near $8,464 per month while April bottoms out around $1,170 — so investors should model cash flow assuming meaningful off-season softness. Larger homes with 5+ bedrooms stand out as the clear outperformers, pulling in annual revenues approaching $97,000 to $143,000, well above the market average. For investors willing to target the upper end of the size spectrum and differentiate with amenities like lake access or hot tubs, Boyne City offers meaningful upside despite the competitive headwinds reflected in the 49/100 ROI score."

— Rabbu Market Analysis Team

Understanding Boyne City's ROI Score: 49/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Boyne City Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Boyne City's ROI score of 49 out of 100 places it in the 'Competitive Opportunity' band, meaning strong demand exists but tighter competition and higher property prices require disciplined deal selection. Revenue-to-price ratio and occupancy stability both rate as average, while supply-demand balance scores below average — a reflection of the 123% year-over-year listing growth outpacing demand gains. Investors should pair this data with thorough local regulatory research and focus on property types (particularly 5+ bedrooms) where performance metrics meaningfully outpace the market average.

Short-Term Rental Regulations in Boyne City

Understanding local STR regulations is essential before investing in Boyne City. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Boyne City, Michigan may need to obtain a local permit or register their property with the city or Charlevoix County before listing. Investors should verify current requirements directly with Boyne City's zoning and planning department, as Michigan municipalities have varying approaches to STR oversight.

Key Restrictions

Common restrictions in Michigan resort communities can include occupancy limits based on bedroom count, minimum stay requirements during certain seasons, noise ordinances, parking mandates, and signage rules. HOA or condo association covenants may impose additional limitations, so reviewing any deed restrictions before purchasing is strongly recommended.

Tax Obligations

Short-term rental hosts in Michigan are generally subject to the state's 6% use tax and may owe local accommodations or tourism taxes depending on the jurisdiction. Platforms like Airbnb often collect and remit state taxes on behalf of hosts, but operators should confirm their full tax obligations with a local accountant or the Michigan Department of Treasury.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Boyne City can provide current regulatory guidance.

Short-Term Rental Financing for Boyne City

Financing an Airbnb investment in Boyne City requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Boyne City Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Boyne City's sharp summer peak — with July and August revenues exceeding $8,000 per month — should continue to anchor annual earnings, while winter ski season provides a secondary demand boost in January and February. ADR may edge up 2–4% as larger, amenity-rich properties command premiums, though the 123% year-over-year growth in active listings signals increasing competition that could keep occupancy in the 30–35% range market-wide. Investors targeting 4+ bedroom properties are better positioned to capture group and family travel demand, which historically generates the strongest RevPAN in this market. These estimates assume current tourism trends hold; actual results will depend on economic conditions and local regulatory developments."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Boyne City, MI

What is the average Airbnb occupancy rate in Boyne City?
The average occupancy rate for Airbnb listings in Boyne City is currently 33%, which falls below the Michigan state average of 42%. Occupancy varies significantly by property size — 5-bedroom homes lead at 45%, while 1-bedroom units average around 30%. The lower market-wide figure reflects Boyne City's strong seasonality, with summer months driving the bulk of bookings.
How much do Airbnb hosts make in Boyne City?
On average, Airbnb hosts in Boyne City earn approximately $3,579 per month or $42,950 per year based on trailing 12-month booking data. However, earnings vary widely by property size: 1-bedroom listings average around $26,468 annually, while 6+ bedroom homes can bring in roughly $143,560 per year. Peak summer months (July and August) account for a disproportionate share of total annual revenue.
Is Boyne City a good market for Airbnb investment?
Boyne City scores 49 out of 100 on Rabbu's ROI Score, placing it in the 'Competitive Opportunity' category. The market benefits from strong dual-season tourism (summer lake activities and winter skiing) and above-average daily rates of $390. However, a 123% year-over-year increase in active listings means competition is intensifying, so investors who focus on larger, well-amenitized properties and strategic pricing tend to fare best.
What is the average daily rate (ADR) for Airbnb in Boyne City?
The average daily rate in Boyne City is $390, which is about 11% higher than the $350 Michigan state average. ADR scales significantly with property size — from $142 for 1-bedroom listings up to $1,051 for 6+ bedroom homes. This premium pricing reflects the vacation-destination nature of the market and guest willingness to pay for larger group accommodations.
Are short-term rentals legal in Boyne City?
Short-term rentals generally operate in Boyne City, Michigan, though local regulations may require permits, registration, or compliance with zoning rules. Michigan municipalities have varying approaches to STR oversight, so prospective hosts and investors should check directly with Boyne City's local government and review any HOA or deed restrictions before purchasing a property for short-term rental use.
When is peak season for Airbnb in Boyne City?
Peak season in Boyne City runs through July and August, when average monthly revenues reach $8,464 and $8,319 respectively — roughly 7 times the April low of $1,170. A secondary winter bump occurs in January ($3,251) and February ($2,861), driven by ski and snow tourism. The shoulder months of June and September also perform respectably, with revenues in the $3,500–$3,950 range.
How many Airbnbs are there in Boyne City?
As of April 2026, there are 161 active Airbnb listings in Boyne City. The supply is concentrated in 3-bedroom properties (51 listings), followed by 1- and 2-bedroom homes (31 each). Active listing counts have grown 123% year-over-year, indicating significant new investor interest in the market.
How is Airbnb revenue calculated in Boyne City?
The annual and monthly revenue figures shown for Boyne City are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder into a market-level historical average. Because each month uses its own historical performance, the figures naturally reflect seasonal peaks (like July's $8,464 average) and slower periods (like April's $1,170). Individual results can vary based on property quality, pricing strategy, location within the market, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for Boyne City and surrounding areas
  • Average daily rate, occupancy, and RevPAN trends across property sizes
  • Monthly and annual revenue estimates based on trailing 12-month booking performance
  • Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Data aggregated from multiple providers and proprietary Rabbu analytics for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and may not capture very recent market shifts or regulatory changes. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.

Next Steps

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