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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Brainerd shows standout short-term rental potential based on its current revenue, occupancy, and pricing trends.
Brainerd, MN earns an ROI score of 80 out of 100, placing it in the Standout Opportunity tier for short-term rental investors. With an above-average revenue-to-price ratio and average annual revenue of $51,748 against home values around $464,266, the numbers point to a lake-country market where seasonal tourism translates into meaningful returns. A compact supply of just 54 active listings keeps competition manageable, though the heavily seasonal revenue curve — peaking above $11,000 per month in summer — means investors should plan cash reserves for quieter winter months.
According to Rabbu market data, the Brainerd short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 54 |
| Average Daily Rate (ADR) | vs. $429 state avg. | $298 |
| Average Occupancy Rate | vs. 40% state avg. | 28% |
| RevPAN | ADR * Occupancy Rate | $82 |
| Average Monthly Revenue | Historical 12-month average | $4,312 |
| Average Annual Revenue | Historical 12-month average | $51,748 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.
Brainerd's strong revenue-to-price ratio, limited existing supply, and deep-rooted lake tourism make it appealing for investors seeking seasonal cash flow from Minnesota's most popular lake region.
Key investment factors
"Brainerd represents a compelling seasonal opportunity rather than a year-round cash-flow play. Revenue concentration in June through August — where monthly averages surge from roughly $3,300 in May to over $11,000 in July and August — underscores how tightly this market is tied to Minnesota's lake season. The favorable revenue-to-price ratio and manageable listing count work in an investor's favor, but occupancy at 28% (well below the 40% state average) reflects the off-season drag. Investors who can weather five to six slower months and capitalize on a powerful summer peak will find Brainerd's overall return profile hard to match at this price point."
— Rabbu Market Analysis Team
Brainerd's revenue curve is steeply seasonal: August leads at $11,353, followed closely by July at $11,073, while April bottoms out at just $1,650. The nearly 7x spread between peak and trough months means investors should expect roughly 60–70% of annual income to land in the June–August window.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$1,662 |
| February |
|
$2,271 |
| March |
|
$1,771 |
| April |
|
$1,650 |
| May |
|
$3,322 |
| June |
|
$6,143 |
| July |
|
$11,073 |
| August |
|
$11,353 |
| September |
|
$4,698 |
| October |
|
$3,430 |
| November |
|
$1,965 |
| December |
|
$2,404 |
Supply is concentrated in 3-bedroom and 4-bedroom properties (15 each), with 2-bedrooms at 12 and only 6 one-bedroom units. The limited 1-bedroom inventory could represent a niche opportunity for smaller, affordable listings that appeal to couples or solo travelers during shoulder seasons.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
6 |
| 2 bedrooms |
|
12 |
| 3 bedrooms |
|
15 |
| 4 bedrooms |
|
15 |
ADR jumps sharply with size — 4-bedroom properties command $376 per night versus $157 for 2-bedrooms, a 139% premium. Interestingly, 1-bedroom units ($170) outprice 2-bedrooms, suggesting that well-positioned smaller properties can punch above their weight on nightly rates.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$170 |
| 2 bedrooms |
|
$157 |
| 3 bedrooms |
|
$264 |
| 4 bedrooms |
|
$376 |
Four-bedroom listings deliver the highest RevPAN at $112, well ahead of 1-bedrooms at $76 and 3-bedrooms at $61. Two-bedroom properties lag at $41, indicating that mid-size units face the toughest revenue-per-night economics in this market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$76 |
| 2 bedrooms |
|
$41 |
| 3 bedrooms |
|
$61 |
| 4 bedrooms |
|
$112 |
One-bedroom units lead occupancy at 45%, significantly above the market average of 28% and nearly double the 23% rate for 3-bedroom properties. The 4-bedroom category maintains a respectable 30% occupancy, which combined with its high ADR explains its strong revenue position.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
45% |
| 2 bedrooms |
|
26% |
| 3 bedrooms |
|
23% |
| 4 bedrooms |
|
30% |
Four-bedroom properties generate the most monthly revenue at $6,303 on average, followed by 3-bedrooms at $4,190. Two-bedroom units trail at $1,768, making them the least productive configuration — less than a third of what 4-bedroom homes earn monthly.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$2,224 |
| 2 bedrooms |
|
$1,768 |
| 3 bedrooms |
|
$4,190 |
| 4 bedrooms |
|
$6,303 |
Annualized, 4-bedroom properties lead at $75,644 — roughly 3.6x the $21,216 generated by 2-bedroom listings. For investors targeting the best absolute return in Brainerd, larger lakefront homes clearly offer the strongest revenue potential, though acquisition costs will be proportionally higher.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$26,688 |
| 2 bedrooms |
|
$21,216 |
| 3 bedrooms |
|
$50,289 |
| 4 bedrooms |
|
$75,644 |
Kitchens (96%), self check-in (93%), and parking (91%) are near-universal, reflecting guest expectations for self-sufficient cabin and lake-house stays. Notably, 61% of listings offer lake access and 54% are waterfront — signaling that proximity to water is a defining competitive advantage in this market.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
96% |
| Self Check-in |
|
93% |
| Parking |
|
91% |
| BBQ Grill |
|
83% |
| Washer |
|
80% |
| Backyard |
|
78% |
| Dryer |
|
78% |
| Outdoor Furniture |
|
72% |
| Patio or Balcony |
|
67% |
| Lake Access |
|
61% |
| Waterfront |
|
54% |
| Beach Access |
|
37% |
| Workspace |
|
35% |
| Pets |
|
32% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Brainerd Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Above average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Average | 15% |
| Supply/Demand Balance | Below average | 15% |
Brainerd's ROI score of 80 out of 100 lands it in the Standout Opportunity band, driven primarily by an above-average revenue-to-price ratio that reflects strong seasonal earnings relative to current home values. Occupancy stability and market growth trends score as average, while supply/demand balance rates below average — a flag worth monitoring given the 113% year-over-year increase in active listings. Pairing this score with thorough local regulatory research and a realistic cash-flow model that accounts for winter lulls will give investors the most complete picture.
Understanding local STR regulations is essential before investing in Brainerd. Here's the current regulatory landscape:
The City of Brainerd and the State of Minnesota may require short-term rental operators to obtain permits, register their property, or meet specific licensing requirements. Investors should verify current rules directly with Brainerd city offices and Crow Wing County before listing a property.
Common restrictions in Minnesota lake communities can include occupancy limits tied to bedroom count, minimum stay requirements (especially during peak season), noise ordinances, parking mandates, and septic or wastewater capacity rules for waterfront properties. HOA covenants in lakefront subdivisions may impose additional limits or outright prohibit short-term rentals, so reviewing deed restrictions early is essential.
Short-term rental hosts in Minnesota are generally subject to state sales tax and may owe local lodging or tourism taxes. Platforms like Airbnb often collect and remit some of these taxes automatically, but operators should confirm with the Minnesota Department of Revenue that all obligations are covered.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Brainerd can provide current regulatory guidance.
Financing an Airbnb investment in Brainerd requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Brainerd's summer demand is expected to remain the primary revenue engine, with July and August likely continuing to deliver monthly averages in the $10,000–$11,500 range for the market overall. Active listings grew 113% year-over-year, which could moderate per-listing occupancy if supply continues expanding at that pace — we estimate occupancy may settle in the 25–30% annual range unless new demand drivers emerge. ADR could see modest upward pressure in the 2–4% range given rising property values and sustained interest in Minnesota lake getaways, but investors should budget conservatively for the November-through-April stretch where monthly revenue dips below $2,500."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and market conditions as of the dates noted; actual results may shift as supply, demand, and regulations evolve. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.
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