Cadiz, KY Airbnb Market Data, Statistics, and Occupancy Rates

Cadiz Short-Term Rental Market Overview

Cadiz, KY earns a Rabbu ROI Score of 76 out of 100, placing it in "Standout Opportunity" territory for short-term rental investors. With an average home value of $269,253 and average annual revenue of $31,777, the revenue-to-price ratio sits above the state average — a compelling draw for investors seeking affordable lake-market entry. The market's 55 active listings and 106% year-over-year listing growth signal rising investor interest, though a 20% average occupancy rate (below the 28% Kentucky average) points to a highly seasonal demand pattern that favors summer months.

Key Market Statistics

According to Rabbu market data, the Cadiz short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Cadiz

Cadiz appeals to investors because its low property costs relative to STR revenue create an above-average revenue-to-price ratio, particularly for larger lakefront properties.

Expert Market Assessment

"Cadiz presents a compelling but sharply seasonal investment opportunity. Revenue swings dramatically from a low of $553 in February to a peak of $5,196 in July — a nearly 9x spread that underscores how reliant the market is on warm-weather lake tourism. The above-average revenue-to-price ratio is the standout strength here, and larger properties (4+ bedrooms) capture disproportionate revenue. However, below-average occupancy stability means investors need a clear off-season strategy — whether through aggressive pricing, mid-week promotions, or targeting hunting and holiday getaway traffic — to maintain healthy cash flow year-round."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Cadiz

Average revenue by month in Cadiz

Cadiz exhibits extreme seasonality, with July revenue peaking at $5,196 — nearly 9.4 times the February low of $553. The core earning window runs from May through September, and investors should expect to generate the bulk of annual income during these five months.

Active Airbnb listings by property size in Cadiz

Two-bedroom properties dominate supply with 16 listings, followed closely by 3-bedroom (12) and 1-bedroom (11) units. With only 6 four-bedroom and 8 six-plus-bedroom listings, larger properties remain relatively underserved — a potential opportunity given their outsized revenue potential.

Average daily rate (ADR) by property size in Cadiz

ADR stays relatively flat across 1–3 bedroom properties ($180–$189) before jumping to $354 for 4-bedroom and $477 for 6+ bedroom homes. This steep premium for larger properties reflects group-travel demand and suggests that scaling up in bedrooms offers a meaningful pricing advantage.

Average RevPAN by property size in Cadiz

Six-plus-bedroom properties lead RevPAN at $67, followed by 4-bedroom units at $60 and 2-bedroom listings at $53. One-bedroom properties trail significantly at $25, indicating that despite similar ADRs to 2- and 3-bedroom units, their lower occupancy erodes per-night revenue.

Average occupancy rates by property size in Cadiz

Two-bedroom listings achieve the highest occupancy at 30%, substantially outpacing the market average of 20% and offering more consistent cash flow. Larger properties (4-bedroom at 17%, 6+ bedroom at 14%) fill less frequently but compensate through significantly higher nightly rates.

Average monthly revenue by property size in Cadiz

Monthly revenue scales steadily with size, from $1,509 for 1-bedroom listings to $7,257 for 6+ bedroom properties — nearly a 5x difference. The jump from 4-bedroom ($3,077) to 6+ bedroom ($7,257) is especially notable, representing a 136% increase that highlights the premium guests pay for large group accommodations.

Average annual revenue by property size in Cadiz

Six-plus-bedroom properties stand out dramatically at $87,094 in average annual revenue, more than double the $36,933 earned by 4-bedroom units and nearly five times the $18,113 from 1-bedroom listings. For investors targeting the highest absolute return, larger lakefront homes in Cadiz offer the strongest revenue potential relative to the limited competition at that size tier.

Most common amenities for Airbnb listings in Cadiz

Kitchens (93%), parking (86%), and patios or balconies (82%) are near-universal, establishing a baseline expectation for guests. Lake access (69%), waterfront (47%), and BBQ grills (80%) underscore that Cadiz is fundamentally a lake-leisure market — investors without waterfront proximity should consider compensating with amenities like hot tubs (31%) or pet-friendliness (44%) to stay competitive.

Understanding Cadiz's ROI Score: 76/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Cadiz's ROI Score of 76 out of 100 places it in the "Standout Opportunity" band, driven primarily by an above-average revenue-to-price ratio — the most heavily weighted factor at 40%. Occupancy stability scores below average, reflecting the sharp seasonal swings inherent in a lake-tourism market, while market growth and supply/demand balance both rate as average. Pairing this score with thorough local regulatory research and a realistic off-season budget will help investors determine whether Cadiz fits their portfolio strategy.

Short-Term Rental Regulations in Cadiz

Understanding local STR regulations is essential before investing in Cadiz. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Cadiz, Kentucky may be required to obtain a business license or STR permit from the city or Trigg County. Investors should verify current permit and registration requirements with local authorities before listing a property.

Key Restrictions

Common restrictions that may apply include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants in lakefront communities can impose additional limitations, so reviewing deed restrictions and any community bylaws is an important step before purchasing.

Tax Obligations

Kentucky imposes a state transient room tax and sales tax on short-term accommodations, and Trigg County or Cadiz may levy additional local lodging taxes. Many booking platforms collect and remit these taxes automatically, but hosts should confirm compliance with the Kentucky Department of Revenue.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cadiz can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cadiz is likely to see continued listing growth as investors respond to its strong revenue-to-price dynamics, though occupancy may remain compressed in winter months. Summer revenue — already peaking above $5,100 in July — could edge up another 2–4% if demand from lake tourism holds steady, while ADR growth may be modest given current rates sit at $252, well below the $333 state average. Investors should plan for meaningful off-season revenue dips (February revenue drops to roughly $553) and budget accordingly. We estimate occupancy could stabilize in the 19–22% range market-wide as new supply is absorbed."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cadiz, KY

What is the average Airbnb occupancy rate in Cadiz?

The average occupancy rate for Airbnb listings in Cadiz is currently 20%, which falls below the Kentucky state average of 28%. Occupancy varies significantly by property size — 2-bedroom units lead at 30%, while 1-bedroom and 6+ bedroom properties hover in the 13–14% range. The lower market-wide figure reflects Cadiz's strong summer seasonality, with occupancy dropping considerably during winter months.

How much do Airbnb hosts make in Cadiz?

Airbnb hosts in Cadiz earn an average of $2,648 per month, or approximately $31,777 annually, based on trailing 12-month booking data. Revenue varies widely by property size: 1-bedroom listings average around $18,113 per year, while 6+ bedroom properties bring in roughly $87,094 annually. Peak-season months like July can push monthly revenue above $5,100, though winter months may dip below $600.

Is Cadiz a good market for Airbnb investment?

Cadiz scores 76 out of 100 on Rabbu's ROI Score, placing it in the "Standout Opportunity" category. Its above-average revenue-to-price ratio is a major draw — average home values of $269,253 paired with annual revenue of $31,777 compare favorably to many markets. Investors should be aware that occupancy stability is below average due to pronounced seasonality, so success depends on pricing strategy and property positioning during off-peak months.

What is the average daily rate (ADR) for Airbnb in Cadiz?

The average daily rate in Cadiz is $252, compared to the Kentucky state average of $333. ADR scales significantly with property size: 1–3 bedroom listings range from $180 to $189, 4-bedroom properties average $354, and 6+ bedroom homes command $477 per night. This pricing structure reflects the market's appeal for group travel and family lake vacations.

Are short-term rentals legal in Cadiz?

Short-term rentals do operate in Cadiz, KY, with 55 active Airbnb listings currently in the market. However, operators should verify any local permit, licensing, or zoning requirements with the City of Cadiz and Trigg County before listing a property. Regulations can change, so consulting local authorities and reviewing any HOA restrictions is always recommended.

When is peak season for Airbnb in Cadiz?

Peak season in Cadiz runs from May through August, with July being the highest-earning month at an average of $5,196 in revenue. June and August also perform strongly at $4,046 and $4,107 respectively. The off-season stretches from December through February, when monthly revenue drops to between $553 and $1,529 — a pattern consistent with Cadiz's lake-tourism-driven demand.

How many Airbnbs are there in Cadiz?

As of April 2026, there are 55 active Airbnb listings in Cadiz. The market has seen significant growth, with a 106% year-over-year increase in active listings. Two-bedroom properties make up the largest share of supply at 16 listings, followed by 3-bedroom (12 listings) and 1-bedroom (11 listings) units.

How is Airbnb revenue calculated in Cadiz?

The annual and monthly revenue figures for Cadiz are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — not a forward-looking projection. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remaining data up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts by market and property size
• Average daily rates, occupancy rates, and RevPAN metrics across bedroom configurations
• Monthly and annual revenue trends based on trailing 12-month booking performance
• Home value data sourced from the Zillow Home Value Index (ZHVI)
• Amenity prevalence data across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; always verify with local authorities before investing. Individual property results will vary based on location, amenities, pricing strategy, and management quality.