Cambridge, NY Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

63 / 100

Cambridge offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Cambridge Short-Term Rental Market Overview

Cambridge, NY is a small rural market in upstate New York with just 15 active Airbnb listings and average annual revenue of $30,027 per property. While the average daily rate of $272 sits below the state average of $381, the favorable supply/demand balance and relatively modest home values of $398,051 create an accessible entry point for investors. The market's pronounced seasonality — with summer months generating the lion's share of revenue — makes it best suited for investors comfortable with a leisure-driven, peak-season model.

Key Market Statistics

According to Rabbu market data, the Cambridge short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 15
Average Daily Rate (ADR) vs. $381 state avg. $272
Average Occupancy Rate vs. 40% state avg. 25%
RevPAN ADR * Occupancy Rate $67
Average Monthly Revenue Historical 12-month average $2,502
Average Annual Revenue Historical 12-month average $30,027

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Cambridge

Cambridge appeals to investors seeking an affordable, low-competition rural market with favorable supply/demand dynamics and strong summer revenue potential.

Key investment factors

  • Above-average supply/demand balance with only 15 active listings competing for guest bookings
  • Average home values of $398,051 offer a lower barrier to entry compared to many New York markets
  • Summer months (July–August) generate monthly revenues above $4,900, anchoring annual returns
  • Outdoor-oriented amenities like backyards, pet-friendliness, and ski access suggest diverse seasonal appeal
  • Rapid listing growth of 115% year-over-year indicates rising market visibility and investor interest

Expert Market Assessment

"Cambridge presents a moderate-opportunity market that rewards investors who lean into its seasonal strengths. Revenue swings dramatically from a low of $1,126 in March to $5,270 in August — a nearly 5x spread — so cash-flow planning around the off-season is critical. The ROI score of 63 out of 100 reflects healthy revenue relative to property prices and a favorable supply/demand picture, tempered by below-average occupancy stability. For investors willing to optimize pricing during the summer peak and accept leaner winters, this market offers genuine upside at a manageable price point."

— Rabbu Market Analysis Team

Understanding Cambridge's ROI Score: 63/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Cambridge Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Above average 15%

What This Means for Investors

Cambridge's ROI score of 63 out of 100 places it in the 'Attractive Opportunity' band, driven primarily by an average revenue-to-price ratio and an above-average supply/demand balance that keeps competition limited among just 15 listings. The score is tempered by below-average occupancy stability, which reflects the market's heavy reliance on summer bookings. Investors should pair these metrics with local regulatory research and a realistic off-season budget to fully evaluate whether Cambridge aligns with their return expectations.

Short-Term Rental Regulations in Cambridge

Understanding local STR regulations is essential before investing in Cambridge. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Cambridge, NY should verify whether a permit or registration is required by the Town of Cambridge or Washington County, as local jurisdictions in New York State can set their own STR licensing rules. Investors are strongly encouraged to check with the town clerk or local planning office before listing a property.

Key Restrictions

Common restrictions that may apply include occupancy limits, minimum stay requirements, noise and nuisance ordinances, parking mandates, and any applicable HOA or deed restrictions. Some New York municipalities also impose caps on the number of STR permits issued, so it's worth confirming availability early in the process.

Tax Obligations

Short-term rental hosts in New York are generally subject to state and local sales tax, as well as any applicable county-level occupancy or tourism taxes. Platforms like Airbnb often collect and remit a portion of these taxes automatically, but hosts should confirm their full obligations with a tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cambridge can provide current regulatory guidance.

Short-Term Rental Financing for Cambridge

Financing an Airbnb investment in Cambridge requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Cambridge Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cambridge's STR market is likely to see continued summer-driven demand, with peak-season ADRs holding steady or edging up 1–3% as the listing count grows. Year-over-year listing growth of 115% signals rising investor interest, which could gradually compress occupancy rates — currently at 25% — unless demand keeps pace. Expect occupancy to hover in the 22–28% range annually, with July and August remaining the revenue anchors. Investors entering now should plan conservatively for the off-season months, where monthly revenue can dip below $1,200."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cambridge, NY

What is the average Airbnb occupancy rate in Cambridge?
The average occupancy rate for Airbnb listings in Cambridge, NY is currently 25%, which falls below the New York state average of 40%. Occupancy varies significantly by property size, with 2-bedroom listings averaging 25% and 1-bedroom units at 17%. The lower overall rate reflects Cambridge's strong seasonality, where summer months drive the bulk of bookings.
How much do Airbnb hosts make in Cambridge?
Airbnb hosts in Cambridge earn an average of $2,502 per month or approximately $30,027 per year based on trailing 12-month data. Revenue varies considerably by season — August tops out at $5,270, while March can dip to around $1,126. Two-bedroom properties tend to outperform, averaging $2,606 monthly compared to $2,102 for one-bedroom units.
Is Cambridge a good market for Airbnb investment?
Cambridge earns an ROI score of 63 out of 100 from Rabbu, rated as an 'Attractive Opportunity.' The market benefits from a favorable supply/demand balance with only 15 active listings and average home values of $398,051 that keep acquisition costs manageable. However, below-average occupancy stability and sharp seasonal swings mean investors should plan for leaner winter months and focus on maximizing summer peak revenue.
What is the average daily rate (ADR) for Airbnb in Cambridge?
The average daily rate in Cambridge is $272, which is below the New York state average of $381. Two-bedroom properties command a higher ADR of $306, while one-bedroom listings average $245. The lower ADR relative to the state reflects Cambridge's rural positioning, though the trade-off comes in more accessible property prices.
Are short-term rentals legal in Cambridge?
Short-term rentals can be operated in Cambridge, NY, but investors should verify specific permit requirements, zoning rules, and any restrictions with the Town of Cambridge and Washington County before listing a property. Regulations can vary at the local level in New York State, so confirming compliance upfront is essential to avoid potential issues.
When is peak season for Airbnb in Cambridge?
Peak season in Cambridge runs from June through September, with July and August standing out as the highest-earning months. August generates the most revenue at $5,270 on average, followed closely by July at $4,910. The shoulder months of May and October also perform reasonably well, averaging around $2,650–$2,870, while the winter months from December through April are the softest.
How many Airbnbs are there in Cambridge?
There are currently 15 active Airbnb listings in Cambridge, NY as of April 2026. The supply is evenly split between 1-bedroom and 2-bedroom properties, with 5 listings in each category. Year-over-year listing growth of 115% indicates rapidly increasing investor interest in this market.
How is Airbnb revenue calculated in Cambridge?
The annual and monthly revenue figures for Cambridge are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance data. Individual results can vary based on property quality, pricing strategy, and how actively the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Cambridge, NY market
  • Average daily rate, occupancy, and RevPAN trends by property size
  • Monthly and annual revenue metrics based on trailing 12-month booking data
  • Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings to inform property setup decisions

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.

Next Steps

Ready to invest in Cambridge's short-term rental market? Take action with these resources:

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