Cedar Bluff, AL Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

63 / 100

Cedar Bluff offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Cedar Bluff Short-Term Rental Market Overview

Cedar Bluff, Alabama sits in a lakefront-oriented market where 91% of active listings highlight lake access and waterfront amenities — a clear signal that leisure travelers drive demand here. With 33 active Airbnb listings and an average annual revenue of $23,542 per property, the market is still small enough that well-positioned investments can stand out. The ROI score of 63 out of 100 places Cedar Bluff in the "Attractive Opportunity" band, reflecting a reasonable balance between revenue potential and property costs averaging around $408,766.

Key Market Statistics

According to Rabbu market data, the Cedar Bluff short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 33
Average Daily Rate (ADR) vs. $247 state avg. $239
Average Occupancy Rate vs. 38% state avg. 19%
RevPAN ADR * Occupancy Rate $45
Average Monthly Revenue Historical 12-month average $1,961
Average Annual Revenue Historical 12-month average $23,542

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Cedar Bluff

Cedar Bluff appeals to investors seeking an affordable lakefront market with leisure-driven demand and room for differentiation in a small but growing listing pool.

Key investment factors

  • Lakefront and waterfront appeal drives consistent leisure travel interest
  • Small active listing count (33) reduces direct competition compared to saturated urban markets
  • 2-bedroom properties generate $30,680 in average annual revenue, offering stronger returns than 1-bedroom units
  • Year-over-year listing growth of 63% signals rising investor and traveler awareness
  • Average home values of $408,766 paired with lake amenities create a compelling revenue-to-price profile

Expert Market Assessment

"Cedar Bluff presents a moderate opportunity for STR investors drawn to lakefront leisure markets. Revenue swings from a low of roughly $1,208 in January to a high of $2,651 in July reveal meaningful seasonality — winter months are notably soft, while summer and early fall carry the bulk of earnings. The 19% average occupancy rate sits well below Alabama's 38% state average, so investors will need to price competitively and invest in standout amenities to capture a larger share of available nights. That said, the market's small size and strong lakefront character create a niche where a well-managed property can outperform the averages."

— Rabbu Market Analysis Team

Understanding Cedar Bluff's ROI Score: 63/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Cedar Bluff Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Cedar Bluff's ROI Score of 63 out of 100 places it in the "Attractive Opportunity" band, reflecting average marks across all four evaluation factors: revenue-to-price ratio, occupancy stability, market growth trend, and supply/demand balance. The score signals a market with reasonable return potential, though the below-state-average occupancy rate tempers the upside compared to more demand-heavy destinations. Investors should pair this data with on-the-ground regulatory research and a realistic assessment of seasonal cash flow before committing capital.

Short-Term Rental Regulations in Cedar Bluff

Understanding local STR regulations is essential before investing in Cedar Bluff. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Cedar Bluff, Alabama may need to obtain local permits or register their property with the town or Cherokee County before listing. Investors should verify current permit requirements directly with local authorities, as regulations in smaller Alabama communities can evolve.

Key Restrictions

Common STR restrictions that may apply include occupancy limits, noise ordinances, parking requirements, and minimum stay rules. Additionally, HOA covenants in lakefront developments may impose their own restrictions on short-term rentals, so reviewing any applicable deed restrictions before purchasing is essential.

Tax Obligations

Alabama requires short-term rental operators to collect and remit state lodging tax, and Cherokee County or the town of Cedar Bluff may impose additional local occupancy or sales taxes. Many booking platforms handle tax collection automatically, but hosts should confirm their specific obligations with a local tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cedar Bluff can provide current regulatory guidance.

Short-Term Rental Financing for Cedar Bluff

Financing an Airbnb investment in Cedar Bluff requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Cedar Bluff Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cedar Bluff's seasonal revenue pattern — peaking in July at $2,651 and October at $2,491 — suggests demand will continue to cluster around summer lake season and fall foliage months. With year-over-year listing growth at 63%, new supply is entering the market quickly, which could put mild downward pressure on occupancy unless visitor volume keeps pace. Investors should estimate ADR holding steady in the $230–$245 range and occupancy hovering between 18–22%, with potential upside if the market's growing visibility draws more weekend travelers. These are estimates rather than guarantees, so monitoring booking trends through the next peak season will be especially informative."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cedar Bluff, AL

What is the average Airbnb occupancy rate in Cedar Bluff?
The average Airbnb occupancy rate in Cedar Bluff is currently 19%, which falls below the Alabama state average of 38%. By property size, 1-bedroom listings average 23% occupancy while 2-bedroom listings come in at 22%. The lower overall rate reflects the seasonal, leisure-driven nature of the market, where demand concentrates in warmer months and fall weekends.
How much do Airbnb hosts make in Cedar Bluff?
On average, Airbnb hosts in Cedar Bluff earn approximately $1,961 per month and $23,542 per year based on trailing 12-month booking data. Revenue varies by property size: 1-bedroom listings average $17,837 annually, while 2-bedroom properties bring in roughly $30,680 per year. Peak months like July and October can push monthly revenue above $2,400, whereas January and February dip to around $1,200.
Is Cedar Bluff a good market for Airbnb investment?
Cedar Bluff earns a Rabbu ROI Score of 63 out of 100, placing it in the "Attractive Opportunity" category. The market benefits from strong lakefront appeal — over 90% of listings offer lake access and waterfront amenities — and a relatively small competitive set of 33 active listings. However, occupancy is seasonal and below the state average, so investors should plan for softer winter months and consider property enhancements that extend booking appeal beyond peak season.
What is the average daily rate (ADR) for Airbnb in Cedar Bluff?
The average daily rate in Cedar Bluff is $239, just slightly below the Alabama state average of $247. Rates vary by size: 1-bedroom listings average $184 per night, while 2-bedroom properties command $199 per night. These rates reflect the lakefront leisure positioning of the market and leave room for well-appointed properties to price at a premium.
Are short-term rentals legal in Cedar Bluff?
Short-term rentals are generally permitted in Cedar Bluff, Alabama, though operators may need to obtain local permits or register with the town or county. Regulations can vary and may change, so prospective investors should check directly with Cedar Bluff and Cherokee County authorities for the most current requirements, including any HOA restrictions that may apply to lakefront properties.
When is peak season for Airbnb in Cedar Bluff?
Peak season in Cedar Bluff centers on summer and early fall. July is the highest-revenue month at $2,651 on average, followed by October at $2,491. March, May, and August also perform above average. The slowest months are January and February, when average revenue drops to around $1,200 — roughly half of peak-month earnings.
How many Airbnbs are there in Cedar Bluff?
There are currently 33 active Airbnb listings in Cedar Bluff as of April 2026. The market is heavily weighted toward smaller properties, with 18 one-bedroom and 5 two-bedroom listings making up the tracked inventory. Year-over-year listing growth has been significant at 63%, indicating rising investor interest in this lakefront market.
How is Airbnb revenue calculated in Cedar Bluff?
The annual and monthly revenue figures shown for Cedar Bluff are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently, while naturally reflecting seasonal peaks and slower months because each month draws on its own historical performance. Individual results can vary based on property quality, pricing strategy, and how well the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for Cedar Bluff and surrounding areas
  • Average daily rates, occupancy rates, and RevPAN metrics by property size
  • Monthly and annual revenue trends based on trailing 12 months of booking data
  • Amenity prevalence data across active listings in the market
  • Property value benchmarks sourced from Zillow Home Value Index (ZHVI)

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Market data reflects trailing performance and may not capture recent regulatory changes or shifts in local demand. Individual results will vary based on property condition, location, pricing strategy, and management quality.

Next Steps

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