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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Chambersburg presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.
Chambersburg, PA is a small but growing short-term rental market with just 28 active Airbnb listings and an average annual revenue of $18,952 per property. While the average daily rate of $164 sits well below Pennsylvania's $350 state average, home values averaging $394,728 keep the entry cost moderate, and listing growth of 181% year-over-year signals rising investor interest. The market rewards selective deal sourcing—3-bedroom properties in particular nearly double the revenue of 1-bedroom units, suggesting that right-sized investments can outperform the headline numbers.
According to Rabbu market data, the Chambersburg short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 28 |
| Average Daily Rate (ADR) | vs. $350 state avg. | $164 |
| Average Occupancy Rate | vs. 36% state avg. | 30% |
| RevPAN | ADR * Occupancy Rate | $49 |
| Average Monthly Revenue | Historical 12-month average | $1,579 |
| Average Annual Revenue | Historical 12-month average | $18,952 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Chambersburg appeals to investors seeking affordable Pennsylvania entry points where selective property sizing can meaningfully improve returns despite a competitive landscape.
Key investment factors
"Chambersburg presents a competitive opportunity where returns hinge on property selection and operational discipline rather than broad market tailwinds. The ROI score of 51 out of 100 reflects average revenue-to-price and occupancy fundamentals paired with a below-average growth trend, meaning passive investors may find margins thin while hands-on operators can carve out solid cash flow. Seasonality is moderate—July stands out as the clear peak at $2,252 in average revenue, while April bottoms out near $1,045—so pricing strategy across the calendar matters. Investors targeting 3-bedroom configurations will find the strongest per-night returns and occupancy, making that segment the clearest path to outperforming market averages."
— Rabbu Market Analysis Team
Revenue peaks in July at $2,252 and dips to its lowest in April at $1,045, creating a roughly 2:1 spread between the best and weakest months. January ($1,852) and June ($1,793) also perform above average, suggesting winter holiday travel and early summer drive meaningful demand alongside the midsummer peak.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$1,852 |
| February |
|
$1,686 |
| March |
|
$1,207 |
| April |
|
$1,045 |
| May |
|
$1,524 |
| June |
|
$1,793 |
| July |
|
$2,252 |
| August |
|
$1,596 |
| September |
|
$1,457 |
| October |
|
$1,619 |
| November |
|
$1,345 |
| December |
|
$1,571 |
The supply is heavily skewed toward 1-bedroom units, which account for 16 of the 28 active listings, while 3-bedroom properties make up just 5 listings. The absence of 2-bedroom, 4-bedroom, and larger configurations in the data could signal an underserved gap that investors might exploit.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
16 |
| 3 bedrooms |
|
5 |
ADR nearly doubles from $115 for 1-bedroom units to $226 for 3-bedroom properties, demonstrating a strong pricing premium for larger accommodations. Given that 3-bedrooms also carry higher occupancy, the per-night premium appears well supported by demand rather than aspirational pricing.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$115 |
| 3 bedrooms |
|
$226 |
Three-bedroom properties deliver $86 in RevPAN compared to $37 for 1-bedroom units, meaning they generate more than twice the revenue per available night after accounting for occupancy differences. This makes the 3-bedroom segment the clear efficiency leader in the Chambersburg market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$37 |
| 3 bedrooms |
|
$86 |
Three-bedroom listings maintain a 38% occupancy rate versus 32% for 1-bedroom units, suggesting that larger properties attract more consistent bookings. While both figures sit below the state average, the 3-bedroom segment offers relatively better cash-flow predictability.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
32% |
| 3 bedrooms |
|
38% |
Three-bedroom properties earn an average of $2,471 per month—roughly double the $1,232 that 1-bedroom listings generate. For investors weighing acquisition costs against income, the 3-bedroom segment delivers substantially more top-line revenue to offset higher carrying costs.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$1,232 |
| 3 bedrooms |
|
$2,471 |
On an annual basis, 3-bedroom properties in Chambersburg earn approximately $29,655 compared to $14,788 for 1-bedroom units. The roughly $15,000 annual revenue gap makes larger units the more compelling investment configuration, provided acquisition and operating costs remain proportionate.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$14,788 |
| 3 bedrooms |
|
$29,655 |
Kitchens (100%), parking (96%), and self check-in (93%) are near-universal in Chambersburg listings, signaling that guests expect a practical, self-service stay experience. Workspaces appear in 86% of listings, which may reflect demand from remote workers or business travelers, while premium amenities like pools and gyms remain rare at just 4% each.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
100% |
| Parking |
|
96% |
| Self Check-in |
|
93% |
| Workspace |
|
86% |
| Outdoor Furniture |
|
75% |
| Washer |
|
75% |
| Dryer |
|
61% |
| Backyard |
|
57% |
| Pets |
|
43% |
| BBQ Grill |
|
39% |
| Patio or Balcony |
|
39% |
| Waterfront |
|
7% |
| Gym |
|
4% |
| Pool |
|
4% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Chambersburg Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Below average | 15% |
| Supply/Demand Balance | Average | 15% |
Chambersburg's ROI score of 51 out of 100 places it in the 'Competitive Opportunity' band, reflecting average marks for revenue-to-price ratio, occupancy stability, and supply/demand balance, but a below-average market growth trend. This means the market can work for investors who source deals selectively—particularly in the 3-bedroom segment—but isn't one where broad buying strategies are likely to pay off. Pairing this data with up-to-date local regulatory research and a realistic operating budget will give you the clearest picture of whether a specific property pencils out.
Understanding local STR regulations is essential before investing in Chambersburg. Here's the current regulatory landscape:
Short-term rental operators in Chambersburg, Pennsylvania may be required to obtain a local business license or STR permit before listing a property. Investors should verify current requirements directly with the Borough of Chambersburg and Franklin County offices, as rules can change with little notice.
Common restrictions in similar Pennsylvania markets include occupancy limits tied to bedroom count, minimum-stay requirements, noise and nuisance ordinances, parking mandates, and HOA covenants that may prohibit or limit short-term rentals. Prospective hosts should review both municipal zoning rules and any homeowner association agreements before purchasing.
Pennsylvania levies a state hotel occupancy tax, and Franklin County or the Borough of Chambersburg may impose additional local lodging taxes on short-term stays. Platforms like Airbnb often collect and remit some of these taxes automatically, but hosts should confirm their full obligation with a local tax professional.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Chambersburg can provide current regulatory guidance.
Financing an Airbnb investment in Chambersburg requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Chambersburg's STR market is likely to see continued supply growth as investor awareness rises, though below-average market growth trends suggest demand may not accelerate at the same pace. Seasonal patterns point to a revenue peak around July ($2,252) with softer months in spring, so operators should plan for occupancy dips in March and April. ADR could see modest gains of 1–3% if new supply remains limited to the current bedroom mix, but investors should monitor whether the rapid listing growth begins to compress occupancy below its current 30% average."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages as of April 2026 and may not capture very recent market shifts. Local regulations, tax obligations, and permit requirements can change; always verify with municipal authorities before investing.
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