Chatham, NY Airbnb Market Data, Statistics, and Occupancy Rates

Chatham Short-Term Rental Market Overview

Chatham, NY is a small but intriguing short-term rental market nestled in Columbia County, where just 26 active Airbnb listings generate an average annual revenue of $48,038 per property. With an average daily rate of $413—notably above the $381 New York state average—hosts here command premium nightly pricing, though occupancy sits at 27% compared to the 40% state benchmark. The limited supply and rural Hudson Valley appeal create a niche opportunity for investors willing to navigate a seasonal demand curve.

Key Market Statistics

According to Rabbu market data, the Chatham short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Chatham

Chatham appeals to investors seeking a low-competition Hudson Valley market with premium nightly rates and strong summer revenue potential relative to its small listing base.

Expert Market Assessment

"Chatham presents an attractive but decidedly seasonal opportunity. The gap between August's $7,274 average revenue and January's $2,331 underscores a market that thrives in warmer months and contracts sharply in winter—investors need to plan cash reserves accordingly. With an ROI score of 58 out of 100, the market balances healthy revenue-to-price fundamentals and stable demand indicators against the reality of below-average occupancy. For those who can tolerate seasonal swings and are drawn to a market still small enough to enter without heavy competition, Chatham offers a compelling if measured opportunity."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Chatham

Average revenue by month in Chatham

Chatham shows stark seasonality, with August topping the charts at $7,274 and January bottoming out at $2,331—a 3.1x spread that investors should factor into cash-flow planning. The May-through-October stretch consistently delivers above-average returns, making this a clear warm-weather destination market.

Active Airbnb listings by property size in Chatham

Supply is concentrated in 2- and 3-bedroom properties (7 listings each), with 1-bedrooms trailing at just 5 listings. The relatively even distribution across sizes means no single configuration dominates, though the smaller 1-bedroom segment could represent an underserved niche given its stronger occupancy performance.

Average daily rate (ADR) by property size in Chatham

Two-bedroom properties command the highest ADR at $327, while 3-bedrooms come in slightly lower at $296—an unusual inversion suggesting that larger homes in this market may compete more on value. One-bedroom listings average $264, offering a lower entry point for guests and potentially broader demand appeal.

Average RevPAN by property size in Chatham

One-bedroom properties deliver the strongest RevPAN at $102, edging out 2-bedrooms at $96 and significantly outperforming 3-bedrooms at $63. This pattern highlights how higher occupancy in smaller units can outweigh the nightly rate advantages of larger homes when it comes to revenue efficiency.

Average occupancy rates by property size in Chatham

Occupancy drops meaningfully as property size increases: 1-bedrooms fill 39% of available nights, 2-bedrooms 30%, and 3-bedrooms just 21%. For investors prioritizing consistent booking activity and cash-flow stability, smaller units in Chatham offer a notably more reliable occupancy profile.

Average monthly revenue by property size in Chatham

Despite lower occupancy, 3-bedroom properties lead monthly revenue at $4,176, followed closely by 2-bedrooms at $3,730 and 1-bedrooms at $3,655. The revenue gap between sizes is modest—just $521 separating the top and bottom—suggesting that operational efficiency and occupancy optimization matter more than bedroom count alone.

Average annual revenue by property size in Chatham

Three-bedroom listings generate the highest annual revenue at $50,122, with 2-bedrooms at $44,768 and 1-bedrooms at $43,866. While the larger properties earn more in absolute terms, the tighter spread between sizes—combined with likely lower acquisition costs for smaller units—makes 1-bedroom properties worth evaluating for overall ROI potential.

Most common amenities for Airbnb listings in Chatham

Every listing in Chatham offers a kitchen and parking (100%), reflecting the rural, self-sufficient nature of Hudson Valley stays. Backyards (89%), outdoor furniture (85%), and self check-in (85%) round out the near-universal amenities, signaling that guests expect a private, low-contact retreat experience with strong outdoor living features.

Understanding Chatham's ROI Score: 58/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Chatham's ROI score of 58 out of 100 places it in the "Attractive Opportunity" band, reflecting average marks across all four calculation factors: Revenue-to-Price Ratio, Occupancy Stability, Market Growth Trend, and Supply/Demand Balance. The score suggests a market with solid fundamentals but no single standout metric driving outsized returns—balanced potential rather than a breakout performer. Investors should pair this score with local regulatory research and a close look at seasonal cash-flow demands before committing.

Short-Term Rental Regulations in Chatham

Understanding local STR regulations is essential before investing in Chatham. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Chatham, NY may need to obtain permits or register their property with the Town of Chatham or Columbia County. Investors should verify current requirements directly with local municipal offices and the New York State Division of Housing before listing a property.

Key Restrictions

Common restrictions in similar New York markets include occupancy limits, minimum stay requirements, noise ordinances, parking provisions, and potential HOA restrictions. Some jurisdictions also impose caps on the number of STR permits issued, so prospective hosts should confirm whether any such limitations apply in Chatham.

Tax Obligations

Short-term rental hosts in New York are typically subject to state and county occupancy taxes, and in some cases additional local tourism or sales taxes. Platforms like Airbnb often collect and remit certain taxes on behalf of hosts, but operators should confirm their full tax obligations with a local tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Chatham can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Chatham's STR market is likely to see continued summer-driven demand, with July and August remaining the revenue anchors at $6,501 and $7,274 respectively. Given the 140% year-over-year growth in active listings, new supply could put modest pressure on occupancy rates, though the market's small scale means even a few well-positioned properties can shift dynamics. Investors should anticipate ADR holding steady or rising slightly in the 1–3% range during peak season, while winter months will continue to test cash-flow resilience with revenue dipping below $2,500. These estimates assume stable tourism interest in the greater Hudson Valley region without significant regulatory changes."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Chatham, NY

What is the average Airbnb occupancy rate in Chatham?

The average Airbnb occupancy rate in Chatham is currently 27%, which falls below the New York state average of 40%. Occupancy varies significantly by property size, with 1-bedroom units achieving 39% while 3-bedroom properties average just 21%. The lower overall rate reflects the market's strong seasonality—summer months drive the bulk of bookings, while winter sees considerably less activity.

How much do Airbnb hosts make in Chatham?

Airbnb hosts in Chatham earn an average of $4,003 per month, which translates to roughly $48,038 annually based on trailing 12-month performance. Revenue varies by property size: 3-bedroom listings lead at $50,122 per year, followed by 2-bedrooms at $44,768 and 1-bedrooms at $43,866. Keep in mind that summer months like August can bring in over $7,200, while January may yield closer to $2,300.

Is Chatham a good market for Airbnb investment?

Chatham earns a Rabbu ROI Score of 58 out of 100, rated as an 'Attractive Opportunity.' The market features a premium ADR of $413 and low competition with only 26 active listings, which works in investors' favor. However, the 27% average occupancy rate and pronounced seasonality mean that returns depend heavily on maximizing summer bookings and managing expenses through quieter winter months. Investors who are comfortable with seasonal cash-flow patterns and the average home price of $931,782 may find this Hudson Valley market worth a closer look.

What is the average daily rate (ADR) for Airbnb in Chatham?

The average daily rate for Airbnb listings in Chatham is $413, which is approximately 8% higher than the New York state average of $381. ADR varies by property size: 2-bedroom properties command the highest rate at $327, followed by 3-bedrooms at $296 and 1-bedrooms at $264. These figures reflect the premium that guests are willing to pay for accommodations in the Hudson Valley area.

Are short-term rentals legal in Chatham?

Short-term rentals operate in Chatham, NY, as evidenced by 26 active Airbnb listings in the market. However, local regulations can evolve, and operators may need specific permits or registrations from the Town of Chatham or Columbia County. Investors should consult local authorities and review any applicable zoning ordinances or HOA rules before purchasing or listing a property.

When is peak season for Airbnb in Chatham?

Peak season in Chatham runs from July through August, when average monthly revenue reaches $6,501 and $7,274 respectively. The shoulder months of June, September, and October also perform well, with revenues between $4,043 and $4,633. The slowest months are January through March, where revenue drops to the $2,300–$2,700 range. This pronounced seasonality is consistent with a leisure-driven Hudson Valley market.

How many Airbnbs are there in Chatham?

As of April 2026, there are 26 active Airbnb listings in Chatham. The supply breaks down by size with 5 one-bedroom, 7 two-bedroom, and 7 three-bedroom properties making up the tracked inventory. Notably, the market has experienced 140% year-over-year growth in active listings, though the absolute number remains small—suggesting this is still an early-stage market with room for new entrants.

How is Airbnb revenue calculated in Chatham?

The annual and monthly revenue figures for Chatham are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—not a forward-looking projection. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder up to a market-level historical average. This approach anchors figures to what hosts have actually earned recently rather than to forecasts, while still naturally reflecting seasonal peaks and slower months because each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts by market
• Occupancy rates, average daily rates, and RevPAN trends across property sizes
• Monthly and annual revenue metrics based on trailing 12-month booking data
• Average home values sourced from the Zillow Home Value Index (ZHVI)
• Data aggregated from Rabbu proprietary analytics and third-party providers for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages as of April 2026 and may not capture very recent market shifts. Local regulations, tax obligations, and permit requirements can change; investors should verify current rules with local authorities before purchasing.