Cold Spring, NY Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

59 / 100

Cold Spring offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Cold Spring Short-Term Rental Market Overview

Cold Spring, NY is a compact Hudson Valley market with just 48 active Airbnb listings and an average daily rate of $389 — slightly above the state average of $381. While occupancy sits at 29% (below the 40% state average), the market's pronounced seasonality and premium nightly rates translate to an average annual revenue of $45,698 per listing. With home values averaging $982,258, the revenue-to-price ratio is modest, but the market's charm-driven weekend and seasonal demand creates a niche opportunity for investors who price and position properties strategically.

Key Market Statistics

According to Rabbu market data, the Cold Spring short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 48
Average Daily Rate (ADR) vs. $381 state avg. $389
Average Occupancy Rate vs. 40% state avg. 29%
RevPAN ADR * Occupancy Rate $113
Average Monthly Revenue Historical 12-month average $3,808
Average Annual Revenue Historical 12-month average $45,698

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Cold Spring

Cold Spring attracts STR investors seeking a premium-priced, tourism-driven Hudson Valley market within easy reach of New York City.

Key investment factors

  • Proximity to New York City drives strong weekend and holiday getaway demand
  • Premium ADR of $389 exceeds the state average, supporting higher per-booking revenue
  • Larger properties (3–4 bedrooms) generate $71K–$94K annually, offering meaningful income from fewer bookings
  • Hudson Valley's year-round appeal — fall foliage, hiking, historic village — supports multi-season demand
  • Small market with only 48 listings creates less direct competition than urban destinations

Expert Market Assessment

"With an ROI score of 59 out of 100, Cold Spring represents an attractive but nuanced opportunity. Revenue is heavily seasonal — August listings average $6,339 while January dips to $1,970, creating a more than 3x spread between peak and off-peak months. The market rewards larger properties disproportionately: 4-bedroom homes earn roughly $94,323 annually compared to $25,881 for 1-bedrooms, suggesting that investors targeting family-sized or group-friendly properties stand to capture the strongest returns. Given elevated home values and below-average occupancy, this market favors operators who can maximize peak-season revenue and maintain competitive positioning during quieter months."

— Rabbu Market Analysis Team

Understanding Cold Spring's ROI Score: 59/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Cold Spring Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Cold Spring's ROI score of 59 out of 100 places it in the "Attractive Opportunity" band, reflecting a market where revenue potential and demand dynamics are balanced but not exceptional. All four calculation factors — Revenue-to-Price Ratio, Occupancy Stability, Market Growth Trend, and Supply/Demand Balance — register at average levels, indicating a market without major red flags but also without standout strengths in any single area. Investors should pair this score with on-the-ground regulatory research and a property-specific financial model, especially given the wide revenue variation across property sizes.

Short-Term Rental Regulations in Cold Spring

Understanding local STR regulations is essential before investing in Cold Spring. Here's the current regulatory landscape:

Permit Requirements

Operators in Cold Spring, New York may be required to register or obtain a short-term rental permit from the village or Putnam County before listing a property. Investors should verify current permit and licensing requirements directly with local municipal offices before purchasing.

Key Restrictions

Common restrictions in Hudson Valley communities like Cold Spring can include occupancy limits, minimum stay requirements, noise ordinances, and parking mandates. HOA covenants may impose additional limitations, and some municipalities cap the total number of STR permits issued — so it's worth confirming availability early in the due-diligence process.

Tax Obligations

Short-term rental hosts in New York State are typically responsible for collecting and remitting state sales tax, county occupancy taxes, and any applicable local lodging taxes. Platforms like Airbnb often handle collection in many New York jurisdictions, but hosts should confirm their specific obligations with a tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cold Spring can provide current regulatory guidance.

Short-Term Rental Financing for Cold Spring

Financing an Airbnb investment in Cold Spring requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Cold Spring Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cold Spring's short-term rental market is likely to follow its established seasonal rhythm, with peak revenues concentrated in July and August and softer performance through the winter months. The 65% year-over-year growth in active listings signals rising investor interest, which could put some pressure on occupancy if demand doesn't keep pace. Investors should anticipate ADR holding steady or edging up 1–3% given the market's premium positioning, while occupancy rates may settle in the 27–32% range as new supply is absorbed. Pairing a strong summer strategy with competitive shoulder-season pricing will be key to maximizing returns."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cold Spring, NY

What is the average Airbnb occupancy rate in Cold Spring?
The average occupancy rate for Airbnb listings in Cold Spring is currently 29%, which falls below the New York state average of 40%. Occupancy varies significantly by property size — 1-bedroom units lead at 35%, while 2-bedrooms sit at just 14%. The market's weekend and seasonal demand pattern means occupancy is concentrated during warmer months rather than spread evenly throughout the year.
How much do Airbnb hosts make in Cold Spring?
On average, Airbnb hosts in Cold Spring earn approximately $3,808 per month or $45,698 per year based on trailing 12-month booking data. Earnings scale substantially with property size: 1-bedroom listings average $25,881 annually, while 4-bedroom properties bring in roughly $94,323. Peak months like July and August can generate over $6,000 per listing, while winter months typically fall in the $2,000–$2,500 range.
Is Cold Spring a good market for Airbnb investment?
Cold Spring carries an ROI score of 59 out of 100 — rated an "Attractive Opportunity" — reflecting a balance of healthy demand and revenue relative to property costs. The market benefits from strong nightly rates ($389 ADR) and premium earnings for larger properties, though below-average occupancy and high home values ($982,258 average) mean investors need to be strategic about property selection and pricing. Larger homes that cater to groups and families tend to offer the best return potential.
What is the average daily rate (ADR) for Airbnb in Cold Spring?
The average daily rate in Cold Spring is $389, slightly above the New York state average of $381. ADR scales meaningfully with property size: 1-bedrooms average $178 per night, 2-bedrooms $360, 3-bedrooms $472, and 4-bedrooms $561. These premium rates reflect Cold Spring's positioning as a desirable getaway destination in the Hudson Valley.
Are short-term rentals legal in Cold Spring?
Short-term rentals operate in Cold Spring, NY, with 48 active Airbnb listings currently on the market. However, local regulations can change, and hosts may need permits, registrations, or compliance with specific zoning rules. We recommend verifying current STR rules directly with the Village of Cold Spring or Putnam County authorities before making an investment.
When is peak season for Airbnb in Cold Spring?
Peak season in Cold Spring runs from June through October, with the highest revenues in July ($6,139 average) and August ($6,339 average). October also performs well at $4,644, likely driven by fall foliage tourism. The slowest months are January ($1,970) and February ($2,199), creating a pronounced seasonal curve that investors should plan for when projecting cash flow.
How many Airbnbs are there in Cold Spring?
As of April 2026, there are 48 active Airbnb listings in Cold Spring. The supply is dominated by 1-bedroom properties (21 listings), followed by 2-bedrooms (10), 3-bedrooms (8), and 4-bedrooms (5). The market has seen 65% year-over-year growth in active listings, indicating increasing investor interest in this Hudson Valley destination.
How is Airbnb revenue calculated in Cold Spring?
The annual and monthly revenue figures shown for Cold Spring are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remaining data up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance data. Individual results can vary based on property quality, pricing strategy, location within the market, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Cold Spring market
  • Occupancy rates, average daily rates, and revenue per available night trends
  • Monthly and annual revenue benchmarks by property size based on trailing 12-month booking data
  • Home value estimates from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings to inform competitive positioning

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current snapshots as of April 2026; market conditions may shift. Local regulations governing short-term rentals can change — always verify current rules with municipal authorities before investing.

Next Steps

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