Cotter, AR Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

69 / 100

Cotter offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Cotter Short-Term Rental Market Overview

Cotter, AR stands out as a small but compelling short-term rental market, driven largely by its favorable revenue-to-price ratio and outdoor recreation appeal along the White River corridor. With an average annual revenue of $37,710 across 42 active listings and an ADR of $218 — well above the Arkansas state average of $192 — investors can find meaningful cash flow relative to entry costs. The market's 135% year-over-year listing growth signals rising investor interest, though supply remains modest enough that well-positioned properties can still differentiate.

Key Market Statistics

According to Rabbu market data, the Cotter short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 42
Average Daily Rate (ADR) vs. $192 state avg. $218
Average Occupancy Rate vs. 26% state avg. 22%
RevPAN ADR * Occupancy Rate $48
Average Monthly Revenue Historical 12-month average $3,142
Average Annual Revenue Historical 12-month average $37,710

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Cotter

Cotter's above-average revenue-to-price ratio, combined with steady outdoor recreation demand and a still-small competitive set, makes it an appealing entry point for STR investors seeking cash flow in rural Arkansas.

Key investment factors

  • Above-average revenue-to-price ratio allows stronger returns relative to acquisition costs
  • Proximity to the White River supports year-round fishing and outdoor tourism demand
  • Only 42 active listings create a low-competition environment where quality properties stand out
  • 4-bedroom properties generate nearly $65,000 in annual revenue, offering strong upside for larger investments
  • ADR of $218 exceeds the Arkansas state average by over 13%, reflecting willingness among guests to pay a premium

Expert Market Assessment

"With an ROI score of 69 out of 100, Cotter represents an attractive opportunity where revenue potential and affordable property values work in the investor's favor. Seasonality is pronounced — July leads at $6,800 in average revenue while January dips to just $881 — so investors should plan for lean winter months and capitalize aggressively on the summer surge. The market's occupancy rate of 22% sits below the Arkansas state average of 26%, but this is partly a function of the seasonal nature of the area's outdoor tourism; larger properties with 3–4 bedrooms perform materially better on occupancy and revenue. For investors willing to target the right property size and optimize pricing around peak demand windows, Cotter delivers a solid risk-reward profile."

— Rabbu Market Analysis Team

Understanding Cotter's ROI Score: 69/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Cotter Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Cotter's ROI score of 69 out of 100 places it in the "Attractive Opportunity" band, driven primarily by its above-average revenue-to-price ratio — the strongest factor at 40% weight — which signals that income potential is meaningful relative to what it costs to buy in. Occupancy stability, market growth, and supply/demand balance all rate as average, indicating a market that isn't overheating but still has room to reward disciplined operators. Investors should pair this score with hands-on regulatory research and a realistic seasonal budget to get the clearest picture of potential returns.

Short-Term Rental Regulations in Cotter

Understanding local STR regulations is essential before investing in Cotter. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Cotter, AR may be required to register or obtain a permit through local or county authorities. Investors should verify current requirements directly with the City of Cotter and Baxter County before listing a property.

Key Restrictions

Common STR restrictions in Arkansas communities can include occupancy limits, noise ordinances, parking requirements, and minimum stay provisions. HOA covenants may impose additional limitations, and some jurisdictions set caps on the number of permits issued, so reviewing all applicable rules before purchasing is essential.

Tax Obligations

Arkansas typically requires STR operators to collect and remit state sales tax and any applicable local lodging or tourism taxes. Many booking platforms handle tax collection automatically, but hosts should confirm their obligations with the Arkansas Department of Finance and Administration to ensure full compliance.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cotter can provide current regulatory guidance.

Short-Term Rental Financing for Cotter

Financing an Airbnb investment in Cotter requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Cotter Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cotter's STR market is likely to see continued growth in listing count as investors respond to the area's attractive revenue-to-price dynamics. Seasonal demand should remain concentrated in the June–August window, with July revenues potentially pushing toward $7,000+ for top-performing properties. ADR may edge up 2–4% as hosts add amenities that match rising guest expectations, though occupancy — currently at 22% market-wide — will need to improve to sustain returns as new supply enters. Investors who target larger properties and optimize for summer peak demand are best positioned to capture value in this evolving market."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cotter, AR

What is the average Airbnb occupancy rate in Cotter?
The average occupancy rate for Airbnb listings in Cotter is currently 22%, which falls slightly below the Arkansas state average of 26%. Occupancy varies significantly by property size — 1-bedroom units average just 10%, while 4-bedroom properties see around 32%. Larger properties tend to attract group bookings and families, which helps fill more nights throughout the year.
How much do Airbnb hosts make in Cotter?
On average, Airbnb hosts in Cotter earn approximately $3,142 per month or $37,710 annually, based on trailing 12-month booking data. Revenue scales substantially with property size: 1-bedroom listings average about $19,529 per year, while 4-bedroom properties bring in roughly $64,997 annually. Peak summer months like July can push monthly revenue above $6,800 on average.
Is Cotter a good market for Airbnb investment?
Cotter scores a 69 out of 100 on Rabbu's ROI Score, placing it in the "Attractive Opportunity" category. Its strongest factor is an above-average revenue-to-price ratio, meaning the income potential is healthy relative to property acquisition costs. The market does experience pronounced seasonality, so investors should budget for slower winter months while capitalizing on strong summer demand driven by outdoor recreation along the White River.
What is the average daily rate (ADR) for Airbnb in Cotter?
The average daily rate in Cotter is $218, which is notably higher than the Arkansas state average of $192. ADR increases significantly with property size, ranging from $132 for 1-bedroom units up to $373 for 4-bedroom properties. This premium pricing reflects the area's appeal as a destination for fishing, river activities, and group getaways.
Are short-term rentals legal in Cotter?
Short-term rentals are generally permitted in Cotter, AR, though operators may need to comply with local registration or permitting requirements. Investors should check with the City of Cotter and Baxter County for the most current rules, including any zoning restrictions, occupancy limits, or tax obligations that may apply.
When is peak season for Airbnb in Cotter?
Peak season in Cotter runs from June through August, with July being the standout month at an average revenue of $6,800 per listing. August follows closely at $5,326, while June averages $4,192. The shoulder months of September and October also perform reasonably well, averaging $3,132 and $3,497 respectively. Winter months from December through February are the slowest period, with January averaging just $881.
How many Airbnbs are there in Cotter?
As of April 2026, there are 42 active Airbnb listings in Cotter. The supply is fairly distributed across property sizes, with 2-bedroom units being the most common at 13 listings, followed by 3-bedrooms at 11, 1-bedrooms at 8, and 4-bedrooms at 6. The market has seen significant growth, with a 135% year-over-year increase in active listings.
How is Airbnb revenue calculated in Cotter?
The annual and monthly revenue figures shown for Cotter are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder into a market-level historical average. Because each month uses its own historical performance data, the figures naturally reflect seasonal peaks and slower periods. Individual results can vary meaningfully based on property quality, pricing strategy, amenities offered, and how effectively the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Cotter, AR market
  • Average daily rate, occupancy, and RevPAN metrics across property sizes
  • Monthly and annual revenue trends based on trailing 12-month booking data
  • Popular amenity prevalence across active listings to guide property setup decisions
  • Home value data sourced from the Zillow Home Value Index (ZHVI) for ROI context

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current market snapshots as of April 2026; conditions may have shifted since collection. Local regulations, HOA rules, and tax requirements vary and should be independently verified before making investment decisions.

Next Steps

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