Crosby, MN Airbnb Market Data, Statistics, and Occupancy Rates

Crosby Short-Term Rental Market Overview

Crosby, MN stands out as a lake-country market with an above-average revenue-to-price ratio, earning an ROI score of 74 out of 100. With average home values around $267,243 and annual STR revenue averaging $31,496, investors benefit from relatively affordable entry points compared to statewide norms. The market's 59 active listings and sharp summer seasonality point to a destination-driven demand pattern anchored by Minnesota's outdoor recreation culture.

Key Market Statistics

According to Rabbu market data, the Crosby short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Crosby

Crosby attracts STR investors because of its favorable revenue-to-price ratio and seasonal tourism demand centered on Minnesota's Cuyuna Lakes region.

Expert Market Assessment

"Crosby presents an attractive opportunity for STR investors who are comfortable with highly seasonal cash flow. The market's strength is concentrated in summer — August leads at $6,908 in average monthly revenue while April bottoms out near $1,005, creating roughly a 7:1 peak-to-trough ratio. Occupancy at 31% trails the 40% state average, but the market compensates with a competitive ADR of $214 against the state's $429 average, keeping the overall yield appealing relative to property costs. Investors who optimize pricing for shoulder months and maintain strong amenity packages should find solid returns here."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Crosby

Average revenue by month in Crosby

Crosby's revenue is heavily seasonal, with August ($6,908) and July ($6,738) generating more than six times the revenue of the slowest month, April ($1,005). The sharp summer peak and long off-season from November through April mean investors should plan for roughly five months of subdued income below $1,500.

Active Airbnb listings by property size in Crosby

Studios and two-bedrooms each account for 16 of the market's 59 listings, making them the most common property types, while four-bedrooms (6) and one-bedrooms (7) are the least represented. The relatively thin supply of larger homes could signal an opportunity, though their lower occupancy rates warrant careful analysis.

Average daily rate (ADR) by property size in Crosby

ADR scales predictably with size in Crosby, from $158 for one-bedrooms up to $307 for four-bedroom properties. The jump from two-bedrooms ($196) to three-bedrooms ($250) is the steepest tier, representing a $54 premium that may offer the best ADR-to-acquisition-cost trade-off for investors.

Average RevPAN by property size in Crosby

Two-bedroom properties deliver the strongest RevPAN at $76 per night, outperforming all other sizes including larger four-bedrooms ($66) and three-bedrooms ($61). This is driven by two-bedrooms achieving the highest occupancy (39%) among all property sizes, making them the most efficient revenue generators on a per-night basis.

Average occupancy rates by property size in Crosby

Two-bedrooms lead occupancy at 39%, followed by studios at 36%, while three-bedrooms (25%) and four-bedrooms (22%) lag noticeably. The inverse relationship between property size and occupancy beyond two bedrooms suggests that larger homes, despite higher nightly rates, face stiffer competition for bookings in this market.

Average monthly revenue by property size in Crosby

Two-bedroom properties are the top monthly earners at $3,008, about 26% more than studios ($2,361) and meaningfully ahead of four-bedrooms ($2,246), which rank last despite commanding the highest nightly rate. This pattern underscores that occupancy, not just ADR, is the primary revenue driver in Crosby.

Average annual revenue by property size in Crosby

At $36,099 per year, two-bedroom properties offer the best annual revenue potential in Crosby — roughly $7,000 more than four-bedrooms ($26,957) and $6,900 more than studios ($28,343). For investors targeting maximum revenue relative to operating complexity, two-bedrooms present the clearest opportunity in this market.

Most common amenities for Airbnb listings in Crosby

Parking (95%) and self check-in (92%) are near-universal in Crosby, reflecting both the rural setting and guest expectations for convenience. Outdoor-oriented amenities dominate — BBQ grills (66%), patios (61%), and backyards (54%) are common, while waterfront access (25%) and lake access (22%) serve as key differentiators that likely command premium pricing.

Understanding Crosby's ROI Score: 74/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Crosby's ROI score of 74 out of 100 places it in the "Attractive Opportunity" band, driven primarily by its above-average revenue-to-price ratio — the most heavily weighted factor at 40%. Occupancy stability, market growth, and supply/demand balance all register as average, which keeps the score from climbing higher but still reflects a balanced market without major red flags. Investors should pair this score with research into local STR regulations and a clear strategy for managing the off-season to maximize their returns.

Short-Term Rental Regulations in Crosby

Understanding local STR regulations is essential before investing in Crosby. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Crosby, Minnesota may need to obtain permits or register with local authorities before listing a property. Investors should verify current requirements with Crow Wing County and the City of Crosby, as regulations can change and may differ from neighboring jurisdictions.

Key Restrictions

Common STR restrictions in Minnesota communities can include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants may impose additional limitations, particularly in lakefront developments, so it's important to review all applicable rules before purchasing a property.

Tax Obligations

Minnesota generally requires short-term rental operators to collect and remit state sales tax and any applicable local lodging taxes. Many booking platforms handle tax collection automatically, but hosts should confirm their obligations with the Minnesota Department of Revenue to ensure full compliance.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Crosby can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Crosby's STR market is expected to maintain its strong summer peaks, with July and August likely continuing to generate monthly revenues in the $6,700–$6,900 range. The 128% year-over-year listing growth suggests increasing investor interest, which could moderate occupancy rates slightly if demand doesn't keep pace. ADR may see modest increases of 2–4% as hosts refine pricing strategies, though winter months will likely remain soft with revenues below $1,500. Investors should plan for pronounced seasonality and budget accordingly for off-peak carrying costs."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Crosby, MN

What is the average Airbnb occupancy rate in Crosby?

The average Airbnb occupancy rate in Crosby is currently 31%, which is below the Minnesota state average of 40%. This reflects the market's seasonal nature — occupancy spikes during the summer lake season and drops significantly in winter. Two-bedroom properties lead at 39% occupancy, while larger homes tend to book less frequently. Investors should factor this seasonality into their financial planning.

How much do Airbnb hosts make in Crosby?

Airbnb hosts in Crosby earn an average of $2,624 per month, or approximately $31,496 per year based on trailing 12-month data. Revenue varies significantly by season, ranging from around $1,005 in April to $6,908 in August. Two-bedroom properties tend to be the top earners, averaging $3,008 per month and $36,099 annually.

Is Crosby a good market for Airbnb investment?

Crosby scores 74 out of 100 on Rabbu's ROI Score, placing it in the "Attractive Opportunity" category. The market benefits from an above-average revenue-to-price ratio, with average home values of $267,243 supporting a reasonable path to positive cash flow. Investors should be prepared for pronounced seasonality, with most income concentrated between May and September, and plan their budgets to cover quieter winter months.

What is the average daily rate (ADR) for Airbnb in Crosby?

The average daily rate for Airbnb listings in Crosby is $214, which is about half the Minnesota state average of $429. ADR scales with property size — studios and one-bedrooms average around $158–$160, two-bedrooms reach $196, three-bedrooms command $250, and four-bedroom properties top out at $307. The lower ADR compared to state averages reflects Crosby's more affordable positioning, which pairs well with its lower home values.

Are short-term rentals legal in Crosby?

Short-term rentals are generally permitted in Crosby, MN, though operators may need to obtain local permits or register with the city. Regulations can vary and are subject to change, so prospective investors should check directly with the City of Crosby and Crow Wing County for the most current requirements, including any zoning restrictions or licensing obligations.

When is peak season for Airbnb in Crosby?

Peak season in Crosby runs from June through August, driven by summer lake recreation and outdoor activities. July and August are the standout months, with average revenues of $6,738 and $6,908 respectively. The shoulder months of May ($2,024), September ($2,860), and October ($2,089) also see moderate activity. Winter months from November through April are the slowest, with revenues typically ranging from $1,005 to $1,461.

How many Airbnbs are there in Crosby?

As of April 2026, there are 59 active Airbnb listings in Crosby. The supply is spread across property sizes, with studios (16) and two-bedrooms (16) making up the largest segments, followed by three-bedrooms (11), one-bedrooms (7), and four-bedrooms (6). The market has seen significant growth, with active listings increasing 128% year over year.

How is Airbnb revenue calculated in Crosby?

The annual and monthly revenue figures for Crosby are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — not a forward-looking projection. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while still naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and how actively a host manages their listing.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts by market and property size
• Average daily rate, occupancy, and RevPAN metrics across property configurations
• Monthly and annual revenue trends based on trailing 12-month booking data
• Home value estimates sourced from Zillow Home Value Index (ZHVI)
• Amenity prevalence data across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; always verify with the relevant authorities before investing. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.