Culver, IN Airbnb Market Data, Statistics, and Occupancy Rates

Culver Short-Term Rental Market Overview

Culver, Indiana sits on the shores of Lake Maxinkuckee—one of the state's largest natural lakes—and its short-term rental market reflects that lakeside draw. With an average daily rate of $457 (well above the $290 Indiana state average) and average annual revenue of $52,435 per listing, the market commands premium nightly pricing driven by seasonal vacation demand. The supply remains compact at just 37 active Airbnb listings, and year-over-year listing growth of 75% signals rising investor interest in this small but lucrative lake community.

Key Market Statistics

According to Rabbu market data, the Culver short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Culver

Culver appeals to investors seeking premium nightly rates in a compact lake-vacation market where limited supply and strong seasonal demand create an attractive revenue-to-price dynamic.

Expert Market Assessment

"Culver presents an attractive but season-dependent investment opportunity. The market's strength is concentrated in the summer months—July alone averages $10,802 in revenue per listing—while the November-through-March stretch dips below $2,000 monthly. This dramatic seasonal swing means investors need healthy cash reserves or a pricing strategy that maximizes the May-through-September window. For those prepared to manage that cycle, the combination of premium ADR, limited competition, and a growing market makes Culver a compelling niche play in Indiana's lakeside STR landscape."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Culver

Average revenue by month in Culver

Culver's revenue curve is sharply seasonal: July peaks at $10,802, roughly 9x higher than the February low of $1,205. The core earning window runs May through September, accounting for the vast majority of annual income, which makes summer-focused pricing optimization critical for investors.

Active Airbnb listings by property size in Culver

Two-bedroom listings represent the largest share of supply at 10 units, followed by 3-bedrooms (7), while 1-bedroom and 4-bedroom properties each have 6 listings. The relatively balanced distribution means no single property size is dramatically underserved, though the smaller count of larger homes paired with their higher revenue could signal opportunity for 4-bedroom investments.

Average daily rate (ADR) by property size in Culver

ADR scales steadily from $111 for 1-bedroom listings to $431 for 4-bedroom properties, reflecting strong willingness among lake visitors to pay more for larger accommodations. The jump from 1-bedroom to 2-bedroom ($111 to $304) is the steepest, suggesting 2-bedrooms represent an efficient entry point for capturing premium pricing.

Average RevPAN by property size in Culver

Four-bedroom properties lead RevPAN at $87 per available night, followed by 2-bedrooms at $77, while 3-bedrooms come in at $64 and 1-bedrooms trail at just $17. The gap between 3-bedroom and 4-bedroom RevPAN suggests that larger properties achieve a better balance of rate and occupancy in this market.

Average occupancy rates by property size in Culver

Two-bedroom listings achieve the highest occupancy at 25%, while 4-bedrooms reach 20%, 3-bedrooms sit at 18%, and 1-bedrooms lag at 16%. Overall occupancy is modest across all sizes, consistent with the market's seasonal character, but 2-bedroom units offer the best cash-flow consistency for investors prioritizing nights booked.

Average monthly revenue by property size in Culver

Four-bedroom properties dominate monthly revenue at $5,127 on average, nearly double the 3-bedroom figure of $2,510 and well ahead of 2-bedrooms at $2,992. One-bedroom listings generate just $1,313 per month, underscoring the revenue advantage of investing in larger vacation-style homes in this lake market.

Average annual revenue by property size in Culver

Annual revenue ranges from $15,764 for 1-bedroom units to $61,526 for 4-bedroom properties, making larger homes the clear top earners. Notably, 2-bedrooms outperform 3-bedrooms ($35,914 vs. $30,126), suggesting that the 2-bedroom category may offer a more compelling return for investors weighing acquisition cost against income potential.

Most common amenities for Airbnb listings in Culver

Parking (100%) and kitchens (97%) are near-universal, while washer/dryer combos (89%), self check-in (84%), and BBQ grills (70%) round out the top five—reflecting guest expectations for self-sufficient vacation stays. Lake access appears in 35% of listings, and properties offering waterfront or beach access (16–19%) likely command a premium, signaling that proximity to the water is a meaningful differentiator in this market.

Understanding Culver's ROI Score: 57/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Culver's ROI Score of 57 out of 100 places it in the 'Attractive Opportunity' band, reflecting a market where premium pricing and above-average growth trends are partially offset by below-average occupancy stability due to heavy seasonality. The revenue-to-price ratio and supply/demand balance both score as average, suggesting that while returns are achievable, they depend on maximizing peak-season income to justify property costs averaging $773,626. Investors should pair this score with thorough local regulatory research and a realistic cash-flow model that accounts for the market's pronounced winter slowdown.

Short-Term Rental Regulations in Culver

Understanding local STR regulations is essential before investing in Culver. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Culver, Indiana may be required to obtain a permit or register their property with local authorities before hosting guests. Investors should verify current STR permit requirements directly with the Town of Culver and Marshall County offices, as regulations can evolve.

Key Restrictions

Common restrictions that may apply to short-term rentals in this area include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants in lakefront communities can also impose additional limitations, so reviewing any applicable deed restrictions before purchasing is strongly recommended.

Tax Obligations

STR hosts in Indiana are generally subject to state sales tax and county innkeeper's tax on short-term lodging. Many booking platforms collect and remit these taxes on behalf of hosts, but operators should confirm their specific obligations with local and state tax authorities.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Culver can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Culver's above-average market growth trend and strong summer revenue suggest continued upward momentum over the next 12–18 months, particularly as lake-destination travel remains popular across the Midwest. Investors should anticipate ADR holding steady or rising modestly by 2–4% during peak season, though the market's pronounced seasonality means winter occupancy is likely to stay in the low-to-mid teens percentage-wise. As new listings enter the market—evidenced by the 75% year-over-year supply increase—monitoring whether demand keeps pace with supply will be essential. Overall, revenue estimates point to a healthy summer-driven market with meaningful off-season softness that investors should plan for in cash-flow projections."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Culver, IN

What is the average Airbnb occupancy rate in Culver?

The average occupancy rate for Airbnb listings in Culver is currently 18%, which falls below the Indiana state average of 32%. This reflects the market's highly seasonal nature—lake-vacation demand surges in summer and drops significantly during colder months. Two-bedroom properties lead with the highest occupancy at 25%, while 1-bedroom units average around 16%.

How much do Airbnb hosts make in Culver?

Airbnb hosts in Culver earn an average of $4,369 per month and approximately $52,435 per year based on trailing 12-month performance data. Revenue varies significantly by property size: 4-bedroom listings top the market at roughly $61,526 annually, while 1-bedroom units average about $15,764. Peak summer months like July can bring in over $10,800, making seasonal performance a major driver of total earnings.

Is Culver a good market for Airbnb investment?

Culver earns a Rabbu ROI Score of 57 out of 100, rated as an 'Attractive Opportunity.' The market benefits from premium daily rates ($457 ADR), above-average growth trends, and limited supply of just 37 listings. The main consideration is below-average occupancy stability due to heavy seasonality—investors should plan for strong summer income offset by quieter winter months. For those comfortable with a seasonal revenue model, Culver's lakeside appeal and pricing power make it a worthwhile market to explore.

What is the average daily rate (ADR) for Airbnb in Culver?

The average daily rate in Culver is $457, significantly higher than the $290 Indiana state average. ADR scales meaningfully with property size: 1-bedroom listings average $111 per night, 2-bedrooms reach $304, 3-bedrooms command $365, and 4-bedroom properties top out at $431. These premium rates reflect the desirability of Culver's lakefront location and vacation-home character.

Are short-term rentals legal in Culver?

Short-term rentals do operate in Culver, Indiana, with 37 active Airbnb listings currently on the market. However, local regulations, permit requirements, and zoning rules can change, so prospective investors should contact the Town of Culver and Marshall County directly to confirm current STR legality and any applicable permit or licensing requirements before purchasing a property.

When is peak season for Airbnb in Culver?

Peak season in Culver runs from June through August, with July standing out as the top-earning month at an average of $10,802 in revenue per listing. August follows at $8,308, and June brings in $6,129. The shoulder months of May ($5,592) and September ($5,234) also perform well. Winter months from December through March represent the off-season, with revenue dropping to the $1,200–$1,900 range.

How many Airbnbs are there in Culver?

Culver currently has 37 active Airbnb listings. The market has seen significant growth, with a 75% year-over-year increase in active listings. Supply is distributed relatively evenly across property sizes, with 10 two-bedroom listings, 7 three-bedrooms, 6 four-bedrooms, and 6 one-bedroom units.

How is Airbnb revenue calculated in Culver?

The annual and monthly revenue figures shown for Culver are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—not a forward-looking projection. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance data. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts, occupancy rates, and daily rates by market
• Revenue and yield metrics including RevPAN, monthly revenue, and annual revenue across property sizes
• Seasonal revenue trends based on trailing 12-month historical booking data
• Popular amenity prevalence across active listings to identify guest expectations
• Home value data sourced from the Zillow Home Value Index (ZHVI) for investment analysis

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and may not capture very recent market shifts. Local regulations, permit requirements, and tax obligations can change; investors should verify current rules with municipal authorities before purchasing.