Cumberland, MD Airbnb Market Data, Statistics, and Occupancy Rates

Cumberland Short-Term Rental Market Overview

Cumberland, MD stands out as a budget-friendly entry point for short-term rental investors, with average home values around $245,631 and an above-average revenue-to-price ratio. The market currently hosts 40 active Airbnb listings generating an average of $14,827 in annual revenue, and listing growth of 76% year-over-year signals rising investor interest. While occupancy sits at 29% — below the Maryland state average of 35% — the low acquisition cost means cash-flow math can still work for operators who price competitively and manage seasonality well.

Key Market Statistics

According to Rabbu market data, the Cumberland short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Cumberland

Low property costs paired with above-average revenue relative to price make Cumberland appealing for investors seeking affordable STR entry points with manageable downside risk.

Expert Market Assessment

"Cumberland presents a moderate opportunity with meaningful upside for cost-conscious investors who can tolerate seasonal swings. Revenue peaks sharply from May through October — July tops out at $1,626 in average monthly revenue — while January through April dips below $1,000, creating a clear two-tier earnings profile. The ROI score of 65 out of 100 reflects this tension: strong revenue relative to property prices, but below-average occupancy stability that requires active management to smooth out. Investors who optimize pricing during peak months and secure longer-term bookings in winter will be best positioned to realize the market's potential."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Cumberland

Average revenue by month in Cumberland

Cumberland displays pronounced seasonality, with July ($1,626) and August ($1,550) leading the calendar and January ($815) marking the low point — a roughly 2:1 spread between peak and trough months. The warm season from May through October consistently delivers $1,350+ monthly, while the November-through-April stretch requires careful budgeting around sub-$1,100 averages.

Active Airbnb listings by property size in Cumberland

One-bedroom units dominate the supply with 17 of the 40 total listings, while 2- and 3-bedroom properties each contribute 11. The absence of larger properties (4+ bedrooms) could represent an opportunity for investors willing to target group travelers or families seeking more space.

Average daily rate (ADR) by property size in Cumberland

ADR rises from $97 for 1-bedroom units to $156 for 3-bedrooms, but the jump from 2 bedrooms ($150) to 3 bedrooms ($156) is notably slim — just $6 — suggesting diminishing rate premiums at the larger end. Investors eyeing 2-bedroom properties may find the strongest ADR-to-cost ratio in this market.

Average RevPAN by property size in Cumberland

RevPAN is tightly clustered, ranging from $37 for 1-bedrooms down to $30 for 3-bedrooms, with 2-bedrooms at $36. Smaller units actually edge out larger ones on a per-available-night basis because their higher occupancy offsets the lower nightly rate.

Average occupancy rates by property size in Cumberland

Occupancy drops steeply as property size increases: 1-bedrooms fill at 38%, 2-bedrooms at 24%, and 3-bedrooms at just 19%. For investors prioritizing consistent cash flow, smaller units offer materially more booking stability in this market.

Average monthly revenue by property size in Cumberland

Three-bedroom properties lead in monthly revenue at $1,468, followed by 2-bedrooms at $1,329 and 1-bedrooms at $933. While larger units earn more per month in absolute terms, the gap between 2- and 3-bedroom revenue ($139) is modest enough that acquisition cost differences could tip the ROI equation either way.

Average annual revenue by property size in Cumberland

Annual revenue ranges from $11,203 for 1-bedroom listings to $17,624 for 3-bedrooms, a difference of about $6,400. Given Cumberland's low home values, 3-bedroom properties offer the highest gross revenue potential, though investors should weigh this against higher carrying costs and the lower occupancy rates that come with larger units.

Most common amenities for Airbnb listings in Cumberland

Parking leads at 98% prevalence — essentially a must-have in this car-dependent market — followed by kitchen (80%) and self check-in (78%). Workspace availability at 48% signals a meaningful remote-worker segment, while differentiators like hot tubs (8%) and waterfront access (3%) remain rare and could help listings stand out.

Understanding Cumberland's ROI Score: 65/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Cumberland's ROI score of 65 out of 100 places it in the 'Attractive Opportunity' band, driven primarily by an above-average revenue-to-price ratio — the market's low property costs amplify the returns that even modest revenue levels can generate. Occupancy stability scores below average, reflecting the seasonal dips and relatively low fill rates that investors will need to manage actively. Pairing these analytics with thorough local regulatory research and a realistic operating budget will help investors determine whether Cumberland's value proposition aligns with their goals.

Short-Term Rental Regulations in Cumberland

Understanding local STR regulations is essential before investing in Cumberland. Here's the current regulatory landscape:

Permit Requirements

Cumberland, MD may require short-term rental operators to obtain a permit or business registration before listing a property. Investors should verify current requirements directly with the City of Cumberland and Allegany County, as local rules can change and may involve zoning approvals.

Key Restrictions

Common restrictions in Maryland STR markets can include occupancy limits, minimum stay requirements, noise ordinances, and parking mandates. HOA or deed restrictions may also apply to specific properties, so reviewing governing documents before purchase is essential.

Tax Obligations

Short-term rental operators in Maryland are typically subject to state sales tax as well as local occupancy or tourism taxes. Platforms like Airbnb often collect and remit some of these taxes automatically, but hosts should confirm their full obligations with Allegany County and the Maryland Comptroller's office.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cumberland can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cumberland's STR market is likely to continue absorbing new supply as investor interest grows, though the rapid 76% year-over-year listing increase bears watching for potential saturation. Seasonal patterns suggest summer and fall will remain the revenue drivers, with July and October historically delivering $1,500+ months; winter will continue to be softer. ADR could see modest 1–3% gains if demand keeps pace with supply, though occupancy rates may remain in the 27–31% range as the market matures. Investors entering now should plan budgets around conservative occupancy estimates while positioning properties to capture peak-season premiums."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cumberland, MD

What is the average Airbnb occupancy rate in Cumberland?

The average Airbnb occupancy rate in Cumberland is currently 29%, which falls below the Maryland state average of 35%. Occupancy varies significantly by property size — 1-bedroom units lead at 38%, while 3-bedroom properties average around 19%. Investors should factor these figures into revenue projections and consider pricing strategies that boost fill rates during slower months.

How much do Airbnb hosts make in Cumberland?

On average, Airbnb hosts in Cumberland earn approximately $1,235 per month or $14,827 per year based on the trailing 12 months of booking data. Larger properties tend to earn more in absolute terms — 3-bedroom listings average $17,624 annually — though revenue varies based on property quality, pricing strategy, and seasonal demand patterns.

Is Cumberland a good market for Airbnb investment?

Cumberland scores a 65 out of 100 on Rabbu's ROI Score, categorized as an 'Attractive Opportunity.' The market's biggest strength is its above-average revenue-to-price ratio, meaning the relatively low home values (around $245,631) help investors achieve stronger returns on investment. Occupancy stability is a weaker point, so success here depends on active revenue management and setting realistic expectations around seasonal fluctuations.

What is the average daily rate (ADR) for Airbnb in Cumberland?

The average daily rate in Cumberland is $129, which is significantly below the Maryland state average of $368. ADR scales with property size: 1-bedroom units average $97, 2-bedrooms come in at $150, and 3-bedroom properties command about $156 per night. The lower ADR reflects the market's affordability positioning, which aligns well with leisure travelers and budget-conscious guests.

Are short-term rentals legal in Cumberland?

Short-term rentals generally operate in Cumberland, MD, but local regulations may require permits, business licenses, or compliance with zoning rules. We recommend checking directly with the City of Cumberland and Allegany County for the most current requirements, as rules can evolve. Maryland also imposes state-level tax obligations on STR operators.

When is peak season for Airbnb in Cumberland?

Peak season in Cumberland runs from May through October, with July delivering the highest average monthly revenue at $1,626. October is also notably strong at $1,503, likely driven by fall foliage tourism in the Allegheny region. The off-season spans roughly January through April, when monthly revenue dips below $1,000 — January is the softest month at $815.

How many Airbnbs are there in Cumberland?

Cumberland currently has 40 active Airbnb listings. The supply is concentrated in smaller properties: 17 are 1-bedroom units, while 2-bedroom and 3-bedroom listings each account for 11. The market has seen significant growth, with active listings increasing 76% year-over-year, indicating growing investor and host interest.

How is Airbnb revenue calculated in Cumberland?

The annual and monthly revenue figures shown for Cumberland are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently, while naturally reflecting seasonal peaks and slower months since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts for Cumberland, MD
• Occupancy rates, average daily rates, and RevPAN trends by property size
• Monthly and annual revenue metrics based on trailing 12-month booking data
• Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
• Amenity prevalence data across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts. Local regulations, tax requirements, and permit rules are subject to change — always verify with municipal authorities before investing.