Cumming, GA Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

51 / 100

Cumming presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Cumming Short-Term Rental Market Overview

Cumming, GA is a small but growing short-term rental market with 41 active Airbnb listings and notable year-over-year listing growth of 79%. Average annual revenue comes in at $20,296 based on trailing 12-month performance, with an average daily rate of $248 — below Georgia's $299 state average. While the market's ROI score of 51 reflects competitive conditions and higher home values ($834,152 average), the strong growth trend and favorable supply/demand dynamics suggest opportunity for investors who source deals selectively.

Key Market Statistics

According to Rabbu market data, the Cumming short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 41
Average Daily Rate (ADR) vs. $299 state avg. $248
Average Occupancy Rate vs. 32% state avg. 30%
RevPAN ADR * Occupancy Rate $75
Average Monthly Revenue Historical 12-month average $1,691
Average Annual Revenue Historical 12-month average $20,296

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Cumming

Cumming attracts investor attention thanks to its rapid supply growth, proximity to Lake Lanier, and a market structure that still rewards well-positioned properties despite competitive pricing pressures.

Key investment factors

  • 79% year-over-year listing growth signals rising investor and guest demand
  • Lake access and waterfront amenities (32% of listings) create premium positioning opportunities
  • 3-bedroom properties deliver the strongest RevPAN at $90, outperforming both smaller and larger units
  • Above-average supply/demand balance and market growth trends support medium-term upside
  • Summer seasonality produces peak months nearly 3x higher than winter lows, offering predictable revenue cycles

Expert Market Assessment

"Cumming presents a competitive but promising opportunity for STR investors willing to do their homework. The market's strong seasonality — with July revenue ($2,616) nearly tripling January's ($893) — means cash-flow planning around summer peaks is essential. Three-bedroom properties stand out as the sweet spot, combining the highest occupancy rate (42%) with solid RevPAN ($90), while the overall market benefits from above-average growth trends even as revenue-to-price ratios and occupancy stability remain below average. Selective deal sourcing and thoughtful property positioning, particularly around lake access and outdoor amenities, will be key to unlocking returns here."

— Rabbu Market Analysis Team

Understanding Cumming's ROI Score: 51/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Cumming Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Below average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Above average 15%

What This Means for Investors

Cumming's ROI score of 51 out of 100 places it in the Competitive Opportunity band, meaning demand is real but higher property prices and tighter competition require disciplined deal selection. The below-average revenue-to-price ratio and occupancy stability are the primary headwinds, while above-average market growth and a favorable supply/demand balance offer upside for well-positioned properties. Investors should pair this data with thorough local regulatory research and focus on property types — particularly 3-bedrooms — that demonstrate the strongest occupancy and RevPAN fundamentals.

Short-Term Rental Regulations in Cumming

Understanding local STR regulations is essential before investing in Cumming. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Cumming, Georgia may need to obtain a business license or STR-specific permit from Forsyth County or the City of Cumming. Investors should verify current permit and registration requirements directly with local planning and zoning offices before listing a property.

Key Restrictions

Common restrictions in Georgia markets like Cumming can include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants are also prevalent in suburban communities and may impose additional limitations or outright prohibitions on short-term rentals, so reviewing any applicable HOA rules is essential before purchasing.

Tax Obligations

STR hosts in Georgia are generally subject to state sales tax, county lodging taxes, and potentially local hotel/motel taxes. Many booking platforms collect and remit some of these taxes automatically, but hosts should confirm their full obligations with a tax professional familiar with Forsyth County regulations.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cumming can provide current regulatory guidance.

Short-Term Rental Financing for Cumming

Financing an Airbnb investment in Cumming requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Cumming Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cumming's STR market is likely to see continued supply growth given the 79% year-over-year increase in active listings, though demand-side fundamentals — including above-average market growth and favorable supply/demand balance — should help absorb new inventory. Seasonal revenue patterns suggest summer months will remain the primary revenue driver, with July potentially pushing monthly averages above $2,600. Investors should anticipate occupancy rates hovering in the 28–42% range depending on property size, with ADR potentially seeing modest gains of 2–4% as the market matures and larger properties continue to command premium rates."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cumming, GA

What is the average Airbnb occupancy rate in Cumming?
The average occupancy rate for Airbnb listings in Cumming is currently 30%, which is slightly below the Georgia state average of 32%. Occupancy varies significantly by property size — 3-bedroom listings lead at 42%, while 4-bedroom properties average just 10%. Seasonality also plays a role, with summer months driving notably higher booking volumes.
How much do Airbnb hosts make in Cumming?
Based on trailing 12-month booking data, the average Airbnb host in Cumming earns approximately $20,296 per year, or about $1,691 per month. Revenue varies widely by property size: 1-bedroom listings average $7,815 annually, while 4-bedroom properties average $38,130. Peak months like July can push monthly revenue above $2,600, whereas January typically dips to around $893.
Is Cumming a good market for Airbnb investment?
Cumming scores a 51 out of 100 on Rabbu's ROI Score, placing it in the 'Competitive Opportunity' category. The market shows above-average growth trends and a favorable supply/demand balance, but higher home values ($834,152 average) and below-average revenue-to-price ratios mean investors need to be selective about deal sourcing. Properties with lake access or strong outdoor amenities tend to perform better, and 3-bedroom units currently offer the best combination of occupancy and revenue per available night.
What is the average daily rate (ADR) for Airbnb in Cumming?
The average daily rate across all Cumming Airbnb listings is $248, which is below the Georgia state average of $299. ADR scales significantly with property size: 1-bedroom units average $84 per night, 2-bedrooms average $171, 3-bedrooms come in at $216, and 4-bedroom properties command $370 per night.
Are short-term rentals legal in Cumming?
Short-term rentals generally operate in Cumming, GA, but hosts may need to obtain permits or business licenses from local authorities. Regulations can vary between the City of Cumming and unincorporated Forsyth County, and HOA restrictions may apply in many communities. Investors should verify current rules with local planning and zoning departments and review any applicable HOA covenants before purchasing a property for STR use.
When is peak season for Airbnb in Cumming?
Peak season in Cumming runs from May through August, with July being the highest-earning month at an average of $2,616 in revenue. June ($2,289) and May ($2,212) are also strong performers. The slowest months are January ($893) and February ($927), creating a seasonal spread where peak revenue is roughly three times the winter low.
How many Airbnbs are there in Cumming?
As of April 2026, there are 41 active Airbnb listings in Cumming. The market has grown rapidly, with a 79% year-over-year increase in active listings. One-bedroom units make up the largest share of supply (17 listings), followed by 3-bedrooms (8), 2-bedrooms (6), and 4-bedrooms (5).
How is Airbnb revenue calculated in Cumming?
The annual and monthly revenue figures for Cumming are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the results up to a market-level historical average. Because each month uses its own historical performance data, the figures naturally reflect seasonal peaks and slower periods. Individual results can vary based on property quality, pricing strategy, and how the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Cumming, GA market
  • Average daily rate, occupancy, and RevPAN trends across property sizes
  • Monthly and annual revenue performance based on trailing 12-month booking data
  • Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence and property size distribution across active listings

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and market conditions may have shifted since the last update. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.

Next Steps

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