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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Cumming presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.
Cumming, GA is a small but growing short-term rental market with 41 active Airbnb listings and notable year-over-year listing growth of 79%. Average annual revenue comes in at $20,296 based on trailing 12-month performance, with an average daily rate of $248 — below Georgia's $299 state average. While the market's ROI score of 51 reflects competitive conditions and higher home values ($834,152 average), the strong growth trend and favorable supply/demand dynamics suggest opportunity for investors who source deals selectively.
According to Rabbu market data, the Cumming short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 41 |
| Average Daily Rate (ADR) | vs. $299 state avg. | $248 |
| Average Occupancy Rate | vs. 32% state avg. | 30% |
| RevPAN | ADR * Occupancy Rate | $75 |
| Average Monthly Revenue | Historical 12-month average | $1,691 |
| Average Annual Revenue | Historical 12-month average | $20,296 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Cumming attracts investor attention thanks to its rapid supply growth, proximity to Lake Lanier, and a market structure that still rewards well-positioned properties despite competitive pricing pressures.
Key investment factors
"Cumming presents a competitive but promising opportunity for STR investors willing to do their homework. The market's strong seasonality — with July revenue ($2,616) nearly tripling January's ($893) — means cash-flow planning around summer peaks is essential. Three-bedroom properties stand out as the sweet spot, combining the highest occupancy rate (42%) with solid RevPAN ($90), while the overall market benefits from above-average growth trends even as revenue-to-price ratios and occupancy stability remain below average. Selective deal sourcing and thoughtful property positioning, particularly around lake access and outdoor amenities, will be key to unlocking returns here."
— Rabbu Market Analysis Team
Cumming exhibits strong seasonality, with July ($2,616) representing the peak and January ($893) the trough — a spread of nearly 3x. Revenue ramps steadily from March through July and tapers off into fall, signaling that investors should plan cash reserves around a concentrated summer earning season.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$893 |
| February |
|
$927 |
| March |
|
$1,259 |
| April |
|
$1,642 |
| May |
|
$2,212 |
| June |
|
$2,289 |
| July |
|
$2,616 |
| August |
|
$2,167 |
| September |
|
$1,989 |
| October |
|
$1,601 |
| November |
|
$1,296 |
| December |
|
$1,400 |
One-bedroom units dominate supply with 17 of the 41 active listings (41%), while 2-bedroom and 4-bedroom properties are the scarcest at 6 and 5 listings respectively. The relatively thin supply of larger homes could represent an opportunity, particularly given the higher revenue potential of 3- and 4-bedroom configurations.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
17 |
| 2 bedrooms |
|
6 |
| 3 bedrooms |
|
8 |
| 4 bedrooms |
|
5 |
ADR scales sharply with property size, from $84 for 1-bedrooms up to $370 for 4-bedroom listings — a 4.4x premium. The jump from 3-bedrooms ($216) to 4-bedrooms ($370) is especially pronounced, suggesting guests are willing to pay significantly more for larger group-friendly accommodations.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$84 |
| 2 bedrooms |
|
$171 |
| 3 bedrooms |
|
$216 |
| 4 bedrooms |
|
$370 |
Three-bedroom properties deliver the highest RevPAN at $90, substantially outperforming both 2-bedrooms ($48) and 4-bedrooms ($37), which suffer from very low occupancy despite commanding higher nightly rates. This makes the 3-bedroom configuration the most efficient revenue generator per available night in Cumming.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$24 |
| 2 bedrooms |
|
$48 |
| 3 bedrooms |
|
$90 |
| 4 bedrooms |
|
$37 |
Occupancy rates vary dramatically by size, with 3-bedroom properties leading at 42% while 4-bedrooms lag far behind at just 10%. One- and 2-bedroom units cluster around 28–29%, suggesting that mid-size properties strike the best balance between demand and pricing in this market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
29% |
| 2 bedrooms |
|
28% |
| 3 bedrooms |
|
42% |
| 4 bedrooms |
|
10% |
Four-bedroom properties top the monthly revenue chart at $3,177, followed closely by 3-bedrooms ($2,262) and 2-bedrooms ($2,208), while 1-bedroom units trail significantly at $651. The relatively narrow gap between 2- and 3-bedroom revenue — despite meaningfully different occupancy rates — underscores how ADR differences partly offset occupancy advantages.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$651 |
| 2 bedrooms |
|
$2,208 |
| 3 bedrooms |
|
$2,262 |
| 4 bedrooms |
|
$3,177 |
Annual revenue ranges from $7,815 for 1-bedroom listings to $38,130 for 4-bedroom properties, with 2- and 3-bedrooms clustered closely at $26,505 and $27,151 respectively. Given Cumming's high average home values, 3-bedroom properties likely offer the strongest return potential when factoring in both revenue consistency and acquisition cost.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$7,815 |
| 2 bedrooms |
|
$26,505 |
| 3 bedrooms |
|
$27,151 |
| 4 bedrooms |
|
$38,130 |
Parking (98%) and kitchen access (93%) are near-universal in Cumming listings, reflecting the suburban, car-dependent nature of the market. Lake access (32%), waterfront positioning (24%), and hot tubs (20%) serve as premium differentiators, while self check-in (85%) and workspace (73%) signal strong guest expectations for convenience and flexibility.
| Amenity | Trend | Value |
|---|---|---|
| Parking |
|
98% |
| Kitchen |
|
93% |
| Self Check-in |
|
85% |
| Workspace |
|
73% |
| Washer |
|
73% |
| Dryer |
|
68% |
| Backyard |
|
68% |
| Patio or Balcony |
|
63% |
| Outdoor Furniture |
|
61% |
| BBQ Grill |
|
54% |
| Pets |
|
34% |
| Lake Access |
|
32% |
| Waterfront |
|
24% |
| Hot Tub |
|
20% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Cumming Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Below average | 40% |
| Occupancy Stability | Below average | 30% |
| Market Growth Trend | Above average | 15% |
| Supply/Demand Balance | Above average | 15% |
Cumming's ROI score of 51 out of 100 places it in the Competitive Opportunity band, meaning demand is real but higher property prices and tighter competition require disciplined deal selection. The below-average revenue-to-price ratio and occupancy stability are the primary headwinds, while above-average market growth and a favorable supply/demand balance offer upside for well-positioned properties. Investors should pair this data with thorough local regulatory research and focus on property types — particularly 3-bedrooms — that demonstrate the strongest occupancy and RevPAN fundamentals.
Understanding local STR regulations is essential before investing in Cumming. Here's the current regulatory landscape:
Short-term rental operators in Cumming, Georgia may need to obtain a business license or STR-specific permit from Forsyth County or the City of Cumming. Investors should verify current permit and registration requirements directly with local planning and zoning offices before listing a property.
Common restrictions in Georgia markets like Cumming can include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants are also prevalent in suburban communities and may impose additional limitations or outright prohibitions on short-term rentals, so reviewing any applicable HOA rules is essential before purchasing.
STR hosts in Georgia are generally subject to state sales tax, county lodging taxes, and potentially local hotel/motel taxes. Many booking platforms collect and remit some of these taxes automatically, but hosts should confirm their full obligations with a tax professional familiar with Forsyth County regulations.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cumming can provide current regulatory guidance.
Financing an Airbnb investment in Cumming requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Cumming's STR market is likely to see continued supply growth given the 79% year-over-year increase in active listings, though demand-side fundamentals — including above-average market growth and favorable supply/demand balance — should help absorb new inventory. Seasonal revenue patterns suggest summer months will remain the primary revenue driver, with July potentially pushing monthly averages above $2,600. Investors should anticipate occupancy rates hovering in the 28–42% range depending on property size, with ADR potentially seeing modest gains of 2–4% as the market matures and larger properties continue to command premium rates."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and market conditions may have shifted since the last update. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.
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