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View PropertiesAs of Apr, 27 2026
Cut Bank, MT is a micro-market with just 15 active Airbnb listings and a pronounced summer-driven demand cycle. With an average daily rate of $148—well below Montana's $443 state average—and occupancy sitting at 18% compared to the 47% state norm, this is a market suited for investors comfortable with seasonal cash flow and lower price points rather than year-round consistency. Average annual revenue of $38,226 reflects the heavy concentration of earnings in the June–September corridor.
According to Rabbu market data, the Cut Bank short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 15 |
| Average Daily Rate (ADR) | vs. $443 state avg. | $148 |
| Average Occupancy Rate | vs. 47% state avg. | 18% |
| RevPAN | ADR * Occupancy Rate | $26 |
| Average Monthly Revenue | Historical 12-month average | $3,185 |
| Average Annual Revenue | Historical 12-month average | $38,226 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026.
Cut Bank's appeal lies in its extremely limited supply and proximity to Glacier National Park, making it a niche seasonal play for cost-conscious investors willing to ride a summer-heavy revenue curve.
Key investment factors
"Cut Bank represents a limited-opportunity market best suited for investors who already have ties to the area or can acquire properties at a low cost basis. The dramatic seasonality—July revenue of $8,791 versus December's $394—means cash flow management is critical, and returns hinge almost entirely on a four-month summer window. The upside is minimal competition: with only 15 listings, a well-positioned property with strong amenities can capture outsized share during peak months. Investors should approach this market with realistic expectations and a clear plan for off-season expenses."
— Rabbu Market Analysis Team
Cut Bank displays extreme seasonality, with July ($8,791) and August ($7,925) generating roughly 20× the revenue of December ($394) or January ($688). The earning window is effectively June through September, accounting for the vast majority of annual income—investors should plan operating budgets around this four-month peak.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$688 |
| February |
|
$881 |
| March |
|
$1,128 |
| April |
|
$2,166 |
| May |
|
$2,781 |
| June |
|
$4,874 |
| July |
|
$8,791 |
| August |
|
$7,925 |
| September |
|
$5,664 |
| October |
|
$2,136 |
| November |
|
$794 |
| December |
|
$394 |
The available data shows only 2-bedroom properties represented, with 5 listings in that category. The lack of reported listings in other bedroom counts could signal opportunity for investors willing to offer studio, 1-bedroom, or larger configurations that currently appear underserved.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
5 |
Two-bedroom listings in Cut Bank average a daily rate of $141, which sits slightly below the overall market ADR of $148. With only one property size segment reported, there's limited data to compare ADR scaling, but the rate is accessible and competitive for the region.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$141 |
Two-bedroom properties deliver a RevPAN of $23, reflecting the combination of a modest ADR and low occupancy. This figure underscores that while nightly rates are reasonable, the infrequency of bookings—especially outside summer—keeps per-night revenue muted on an annualized basis.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$23 |
Two-bedroom listings average 17% occupancy, which aligns closely with the market-wide 18% figure. This low rate highlights that properties sit vacant for much of the year, making peak-season pricing optimization and cost management during the off-season essential for profitability.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
17% |
Two-bedroom units average $2,822 per month, falling slightly below the overall market average of $3,185. This suggests that other property configurations in the market (not broken out in this data) may be pulling slightly higher monthly figures, though the sample size is quite small.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$2,822 |
At $33,865 in average annual revenue, 2-bedroom properties in Cut Bank trail the overall market average of $38,226. For investors targeting this segment, the annual figure should be weighed against acquisition and operating costs, keeping in mind that most of this revenue arrives during a condensed summer window.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$33,865 |
Kitchen access (100%), parking (93%), and self check-in (93%) are near-universal across Cut Bank listings, reflecting the practical needs of road-tripping guests and outdoor enthusiasts. Washer/dryer availability at 73% and a workspace at 67% also rank high, signaling that guests expect functional, home-like stays—investors should ensure these baseline amenities are covered to remain competitive.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
100% |
| Parking |
|
93% |
| Self Check-in |
|
93% |
| Dryer |
|
73% |
| Washer |
|
73% |
| Workspace |
|
67% |
| Backyard |
|
60% |
| Pets |
|
40% |
| BBQ Grill |
|
27% |
| Patio or Balcony |
|
27% |
| Outdoor Furniture |
|
20% |
Understanding local STR regulations is essential before investing in Cut Bank. Here's the current regulatory landscape:
Short-term rental operators in Cut Bank, Montana may need to obtain a business license or STR registration depending on local ordinances. Investors should verify current permit and registration requirements directly with the City of Cut Bank and Glacier County before listing a property.
Common STR restrictions in Montana communities can include occupancy limits, noise ordinances, parking requirements, and HOA covenants that may restrict or prohibit short-term rentals. Some jurisdictions also impose minimum stay requirements or cap the number of permits issued, so confirming local rules is essential before committing to a purchase.
Montana imposes a lodging facility use tax on short-term accommodations, and operators may also owe local resort or tourism taxes depending on the jurisdiction. Platforms like Airbnb often collect and remit some of these taxes automatically, but hosts should confirm their full obligations with the Montana Department of Revenue.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cut Bank can provide current regulatory guidance.
Financing an Airbnb investment in Cut Bank requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Cut Bank's STR performance is likely to remain tightly tethered to summer tourism and proximity to Glacier National Park traffic. Investors should anticipate the bulk of revenue continuing to land between June and September, with winter months contributing minimally. ADR may see modest movement in the 1–3% range during peak season as supply remains thin, though off-season occupancy is unlikely to improve materially without new demand drivers. Planning for 4–5 strong earning months and budgeting conservatively for the rest of the year is a prudent approach."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and may not capture very recent market shifts. Local regulations and tax obligations can change; investors should verify current rules with municipal and state authorities before purchasing.
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