Cut Bank, MT Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Cut Bank Short-Term Rental Market Overview

Cut Bank, MT is a micro-market with just 15 active Airbnb listings and a pronounced summer-driven demand cycle. With an average daily rate of $148—well below Montana's $443 state average—and occupancy sitting at 18% compared to the 47% state norm, this is a market suited for investors comfortable with seasonal cash flow and lower price points rather than year-round consistency. Average annual revenue of $38,226 reflects the heavy concentration of earnings in the June–September corridor.

Key Market Statistics

According to Rabbu market data, the Cut Bank short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 15
Average Daily Rate (ADR) vs. $443 state avg. $148
Average Occupancy Rate vs. 47% state avg. 18%
RevPAN ADR * Occupancy Rate $26
Average Monthly Revenue Historical 12-month average $3,185
Average Annual Revenue Historical 12-month average $38,226

Data sources: Rabbu proprietary analytics as of Apr, 27 2026.

Why Investors Consider Cut Bank

Cut Bank's appeal lies in its extremely limited supply and proximity to Glacier National Park, making it a niche seasonal play for cost-conscious investors willing to ride a summer-heavy revenue curve.

Key investment factors

  • Only 15 active listings create very low competitive pressure
  • Glacier National Park proximity drives reliable summer demand
  • Property acquisition costs in Cut Bank are well below Montana averages
  • Summer months (June–September) generate the vast majority of annual revenue
  • ADR of $148 is accessible for budget-minded travelers, supporting bookings during peak season

Expert Market Assessment

"Cut Bank represents a limited-opportunity market best suited for investors who already have ties to the area or can acquire properties at a low cost basis. The dramatic seasonality—July revenue of $8,791 versus December's $394—means cash flow management is critical, and returns hinge almost entirely on a four-month summer window. The upside is minimal competition: with only 15 listings, a well-positioned property with strong amenities can capture outsized share during peak months. Investors should approach this market with realistic expectations and a clear plan for off-season expenses."

— Rabbu Market Analysis Team

Short-Term Rental Regulations in Cut Bank

Understanding local STR regulations is essential before investing in Cut Bank. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Cut Bank, Montana may need to obtain a business license or STR registration depending on local ordinances. Investors should verify current permit and registration requirements directly with the City of Cut Bank and Glacier County before listing a property.

Key Restrictions

Common STR restrictions in Montana communities can include occupancy limits, noise ordinances, parking requirements, and HOA covenants that may restrict or prohibit short-term rentals. Some jurisdictions also impose minimum stay requirements or cap the number of permits issued, so confirming local rules is essential before committing to a purchase.

Tax Obligations

Montana imposes a lodging facility use tax on short-term accommodations, and operators may also owe local resort or tourism taxes depending on the jurisdiction. Platforms like Airbnb often collect and remit some of these taxes automatically, but hosts should confirm their full obligations with the Montana Department of Revenue.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cut Bank can provide current regulatory guidance.

Short-Term Rental Financing for Cut Bank

Financing an Airbnb investment in Cut Bank requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Cut Bank Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cut Bank's STR performance is likely to remain tightly tethered to summer tourism and proximity to Glacier National Park traffic. Investors should anticipate the bulk of revenue continuing to land between June and September, with winter months contributing minimally. ADR may see modest movement in the 1–3% range during peak season as supply remains thin, though off-season occupancy is unlikely to improve materially without new demand drivers. Planning for 4–5 strong earning months and budgeting conservatively for the rest of the year is a prudent approach."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cut Bank, MT

What is the average Airbnb occupancy rate in Cut Bank?
The average occupancy rate for Airbnb listings in Cut Bank is currently 18%, which is considerably below Montana's statewide average of 47%. This reflects the market's extreme seasonality—summer months see significantly higher demand while winter bookings are sparse. Investors should factor this low annual average into their financial planning.
How much do Airbnb hosts make in Cut Bank?
Airbnb hosts in Cut Bank earn an average of $3,185 per month and approximately $38,226 per year based on trailing 12-month data. However, earnings are heavily concentrated in summer: July alone averages $8,791 while winter months like December average just $394. Actual income will depend on property quality, pricing, and how well you capture peak-season demand.
Is Cut Bank a good market for Airbnb investment?
Cut Bank is a niche, seasonal market rather than a year-round performer. With only 15 active listings, competition is minimal, and summer demand—likely driven by Glacier National Park visitors—can produce strong monthly revenues. However, occupancy drops sharply outside of summer, so this market works best for investors with low acquisition costs who can tolerate several lean months each year.
What is the average daily rate (ADR) for Airbnb in Cut Bank?
The average daily rate in Cut Bank is $148, which is significantly lower than Montana's statewide average of $443. This more accessible price point appeals to budget-conscious travelers passing through or visiting the region's outdoor attractions, though it also reflects the smaller-town setting and limited amenities compared to resort-area markets.
Are short-term rentals legal in Cut Bank?
Short-term rentals can generally operate in Cut Bank, Montana, though operators may need to comply with local licensing, zoning, and tax requirements. Regulations can change, so prospective hosts should check directly with the City of Cut Bank and Glacier County for the most current rules before purchasing or listing a property.
When is peak season for Airbnb in Cut Bank?
Peak season in Cut Bank runs from June through September, with July being the highest-earning month at an average of $8,791 in revenue. August follows closely at $7,925, and September still performs well at $5,664. Revenue drops steeply from October onward, and the December through February period is the slowest stretch of the year.
How many Airbnbs are there in Cut Bank?
As of April 2026, there are 15 active Airbnb listings in Cut Bank. This is a very small supply base, which means individual properties can capture a meaningful share of available demand—particularly during the busy summer months when visitor traffic peaks.
How is Airbnb revenue calculated in Cut Bank?
The annual and monthly revenue figures for Cut Bank are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—not a forward-looking projection. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently and naturally reflects seasonal peaks and slower months because each month uses its own historical performance data. Individual results can vary meaningfully based on property quality, pricing strategy, and how well a host manages their listing.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Cut Bank market
  • Occupancy rate and average daily rate trends based on trailing performance data
  • Revenue and yield metrics including RevPAN, monthly, and annual averages
  • Amenity prevalence data across active listings in the market
  • Data sourced from Rabbu proprietary analytics combined for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and may not capture very recent market shifts. Local regulations and tax obligations can change; investors should verify current rules with municipal and state authorities before purchasing.

Next Steps

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