Cutchogue, NY Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

32 / 100

Cutchogue appears higher risk based on current data and may require deeper, property-specific diligence to find compelling opportunities.

Cutchogue Short-Term Rental Market Overview

Cutchogue is a hyper-seasonal North Fork hamlet on Long Island where short-term rental revenue is heavily concentrated in the summer months. With an average daily rate of $603—well above the $381 New York state average—and average annual revenue of $74,751, the market commands premium nightly rates but contends with just 15% average occupancy, far below the 40% state benchmark. The combination of high property values (averaging roughly $1.9M) and limited year-round demand means investors need to scrutinize deal-level economics carefully before committing capital.

Key Market Statistics

According to Rabbu market data, the Cutchogue short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 29
Average Daily Rate (ADR) vs. $381 state avg. $603
Average Occupancy Rate vs. 40% state avg. 15%
RevPAN ADR * Occupancy Rate $90
Average Monthly Revenue Historical 12-month average $6,229
Average Annual Revenue Historical 12-month average $74,751

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Cutchogue

Investors are drawn to Cutchogue for its premium nightly rates and North Fork wine-country appeal, though the market's deep seasonality and elevated home prices require careful property-level analysis.

Key investment factors

  • Premium ADR of $603 significantly exceeds the New York state average, reflecting strong willingness-to-pay among summer visitors
  • North Fork's wine region, farmstands, and beach access attract affluent seasonal travelers
  • 4-bedroom properties deliver standout RevPAN of $128 and annual revenue near $140K, offering a viable path to returns on higher-value homes
  • Small supply of just 29 active listings limits direct competition relative to larger resort markets
  • Outdoor amenities like backyards, grills, and patios are nearly universal, signaling clear guest expectations investors can meet

Expert Market Assessment

"Cutchogue presents limited overall investment potential, reflected in a Rabbu ROI Score of 32 out of 100. Revenue is starkly seasonal: August peaks at $21,661 average monthly revenue while January dips to just $964, meaning roughly 75% of annual income arrives between May and September. For investors who can secure a well-positioned 4-bedroom property at a favorable basis—or who already own in the area—the summer earning power is genuinely impressive, but the math gets challenging against $1.9M average home values and sub-15% annualized occupancy."

— Rabbu Market Analysis Team

Understanding Cutchogue's ROI Score: 32/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Cutchogue Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Below average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Cutchogue's ROI Score of 32 out of 100 places it in the "Limited investment potential" band, flagging it as a higher-risk market that warrants thorough property-level analysis. The score reflects an average revenue-to-price ratio weighed down by below-average occupancy stability and a below-average market growth trend, while supply/demand balance registers as average. Investors exploring this market should pair these data points with on-the-ground regulatory research and a conservative underwriting approach given the seasonal concentration of income.

Short-Term Rental Regulations in Cutchogue

Understanding local STR regulations is essential before investing in Cutchogue. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Cutchogue and the broader Town of Southold, New York, may be required to obtain a rental permit or register their property with the town. Investors should verify current permit requirements directly with the Town of Southold and Suffolk County before listing a property.

Key Restrictions

Common restrictions that may apply include occupancy limits based on bedroom count, minimum-stay requirements, noise and nuisance ordinances, parking mandates, and potential HOA or community association rules. Some jurisdictions on the North Fork have also considered or enacted caps on the number of STR permits issued, so confirming availability is an important early step.

Tax Obligations

Short-term rental hosts in New York are typically subject to state and county occupancy taxes, as well as applicable sales taxes. Platforms like Airbnb often collect and remit certain taxes on the host's behalf, but operators should confirm their full obligations with a local tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Cutchogue can provide current regulatory guidance.

Short-Term Rental Financing for Cutchogue

Financing an Airbnb investment in Cutchogue requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Cutchogue Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Cutchogue's extreme seasonality is unlikely to shift meaningfully—July and August will continue to drive the lion's share of revenue, with winter months generating under $1,100. Active listings have grown significantly year over year (up 200%), which could put downward pressure on occupancy and rates if demand doesn't keep pace. ADR may hold relatively steady given the area's appeal to affluent summer travelers, though investors should plan for occupancy rates that remain in the 12–18% range annually and budget accordingly for the long off-season."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Cutchogue, NY

What is the average Airbnb occupancy rate in Cutchogue?
The average Airbnb occupancy rate in Cutchogue is currently 15%, which is well below the New York state average of 40%. This reflects the market's extreme seasonality—properties are heavily booked during summer months but see very limited demand from late fall through early spring. Four-bedroom properties perform best at 17% occupancy, while 2- and 3-bedroom units average just 4–5%.
How much do Airbnb hosts make in Cutchogue?
Airbnb hosts in Cutchogue earn an average of $6,229 per month, which translates to roughly $74,751 in average annual revenue based on trailing 12-month performance. However, earnings vary dramatically by property size: 4-bedroom homes average about $139,697 annually, while 2-bedroom units average closer to $43,424. Revenue is also highly seasonal, with the bulk of income generated between June and September.
Is Cutchogue a good market for Airbnb investment?
Cutchogue carries a Rabbu ROI Score of 32 out of 100, indicating limited investment potential based on current market data. The primary challenges are low year-round occupancy (15%), steep average home values near $1.9 million, and heavy revenue concentration in the summer months. That said, 4-bedroom properties command impressive summer rates and generate meaningful annual revenue, so investors with the right property and pricing strategy may find opportunities—though deeper, property-specific diligence is essential.
What is the average daily rate (ADR) for Airbnb in Cutchogue?
The average daily rate in Cutchogue is $603, which is roughly 58% higher than the $381 New York state average. Rates scale noticeably with property size: 2-bedroom units average $474 per night, 3-bedrooms come in at $517, and 4-bedroom properties command $776 per night. These premium rates reflect the area's appeal as a North Fork destination, particularly during the summer season.
Are short-term rentals legal in Cutchogue?
Short-term rentals are generally permitted in Cutchogue, though operators should verify that they comply with any permit, registration, or zoning requirements set by the Town of Southold and Suffolk County. Local regulations can change, and restrictions such as occupancy limits or minimum-stay rules may apply. Consulting with local authorities or a real estate attorney before purchasing a property for STR use is strongly recommended.
When is peak season for Airbnb in Cutchogue?
Peak season in Cutchogue runs from June through August, with August being the single highest-revenue month at an average of $21,661 and July close behind at $18,220. Revenue drops off sharply in the shoulder months—September averages $7,145 and October falls to $2,949. The winter months from November through March are the slowest period, with monthly revenue typically below $2,000.
How many Airbnbs are there in Cutchogue?
There are currently 29 active Airbnb listings in Cutchogue as of April 2026. The supply is dominated by 4-bedroom properties (13 listings), with 2-bedroom and 3-bedroom units each accounting for 5 listings. Active listings have grown 200% year over year, which is worth monitoring as increased supply could affect occupancy and pricing dynamics.
How is Airbnb revenue calculated in Cutchogue?
The annual and monthly revenue figures shown for Cutchogue are derived from the trailing 12 months of historical booking performance across active comparable Airbnb listings in the market—they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, exclude regional outliers, and aggregate the remaining data to produce a market-level historical average. Because each month uses its own historical performance, the figures naturally reflect seasonal peaks (like July and August) and slower periods (like winter). Individual results can vary based on property quality, pricing strategy, location within the market, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Cutchogue market
  • Average daily rate, occupancy, and RevPAN metrics by property size
  • Monthly and annual revenue trends based on trailing 12-month booking data
  • Popular amenity prevalence across active listings
  • Home value data sourced from the Zillow Home Value Index (ZHVI)

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts or regulatory changes. Individual property results will vary based on location, condition, pricing strategy, and management quality.

Next Steps

Ready to invest in Cutchogue's short-term rental market? Take action with these resources:

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