El Cajon, CA Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

56 / 100

El Cajon offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

El Cajon Short-Term Rental Market Overview

El Cajon, CA presents a mid-tier short-term rental opportunity for investors drawn to San Diego County's broader appeal without the coastal price tag. With 105 active Airbnb listings, an average daily rate of $294, and trailing 12-month annual revenue of $32,277, the market offers moderate returns anchored by a strong summer peak. Occupancy sits at 34% — below the 43% California state average — so investors who can differentiate their properties and capture higher-occupancy segments stand to outperform the market average.

Key Market Statistics

According to Rabbu market data, the El Cajon short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 105
Average Daily Rate (ADR) vs. $551 state avg. $294
Average Occupancy Rate vs. 43% state avg. 34%
RevPAN ADR * Occupancy Rate $100
Average Monthly Revenue Historical 12-month average $2,689
Average Annual Revenue Historical 12-month average $32,277

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider El Cajon

El Cajon appeals to STR investors looking for an entry point into the San Diego metro area with average revenue-to-price ratios and room for strategic differentiation.

Key investment factors

  • Proximity to San Diego attractions drives leisure travel demand without downtown property prices
  • Larger properties (4–6+ bedrooms) generate outsized revenue, with 5-bedroom listings averaging $122,032 annually
  • Summer seasonality creates a pronounced peak — July revenue ($4,465) is nearly 2.5x the January low ($1,831)
  • Average home values around $1.07M pair with annual revenue of $32,277, offering a 3% gross yield before expenses
  • Pet-friendly listings (54%) and outdoor amenities like backyards (66%) and BBQ grills (56%) signal family and group-travel demand

Expert Market Assessment

"El Cajon earns an "Attractive Opportunity" designation with a 56 out of 100 ROI score, placing it in the middle of the pack for California STR markets. Revenue potential varies dramatically by property size — 6+ bedroom listings average nearly $17,000 per month, while studios and one-bedrooms hover closer to $1,500. Seasonality is a defining characteristic: the June-through-August window delivers the strongest returns, while the November-through-February stretch represents a prolonged soft period. Investors who target larger properties and optimize pricing around the summer peak will find the most favorable economics here."

— Rabbu Market Analysis Team

Understanding El Cajon's ROI Score: 56/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor El Cajon Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

El Cajon's ROI score of 56 out of 100 places it in the "Attractive Opportunity" band, driven primarily by average revenue-to-price ratios and stable — if unspectacular — occupancy. The below-average ratings for market growth trend and supply-demand balance reflect the 164% year-over-year surge in active listings, which could compress returns if new supply outpaces demand. Investors should pair this data with current local regulatory research and focus on property configurations that outperform the market average to maximize their chances of strong returns.

Short-Term Rental Regulations in El Cajon

Understanding local STR regulations is essential before investing in El Cajon. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in El Cajon, California may be required to obtain a permit or business registration before listing a property. Investors should verify current requirements directly with the City of El Cajon and San Diego County, as local rules can change.

Key Restrictions

Common STR restrictions in California cities include occupancy caps, minimum-stay requirements, noise ordinances, and designated parking mandates. HOA rules can impose additional limitations, so it's important to review any community covenants before purchasing a property for short-term rental use.

Tax Obligations

STR hosts in California are typically subject to Transient Occupancy Tax (TOT), and some jurisdictions also require state sales tax collection. Many booking platforms remit these taxes on behalf of hosts, but operators should confirm their specific obligations with the City of El Cajon and the California Department of Tax and Fee Administration.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in El Cajon can provide current regulatory guidance.

Short-Term Rental Financing for El Cajon

Financing an Airbnb investment in El Cajon requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a El Cajon Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, El Cajon's STR market is likely to see continued seasonal swings, with July remaining the revenue high point and January the softest month. Active listings surged 164% year-over-year, which could put further pressure on occupancy unless demand keeps pace — something to monitor closely. Investors should anticipate ADR holding relatively stable in the $280–$310 range, though properties with premium amenities like pools or hot tubs may command meaningfully higher nightly rates. Overall, the market's growth trend and supply-demand balance are rated below average, so a well-positioned property will need to compete on quality to deliver strong returns."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in El Cajon, CA

What is the average Airbnb occupancy rate in El Cajon?
The average occupancy rate for Airbnb listings in El Cajon is currently 34%, which trails the California state average of 43%. Occupancy varies significantly by property size — studios lead at 46%, while 3-bedroom listings see just 14%. Larger properties in the 4- to 6+ bedroom range maintain occupancy in the 33–37% range, suggesting group-oriented properties tend to book more consistently.
How much do Airbnb hosts make in El Cajon?
Based on trailing 12-month data, the average Airbnb host in El Cajon earns approximately $2,689 per month, or $32,277 annually. However, revenue scales sharply with property size. One-bedroom listings average around $17,501 per year, while 5-bedroom properties pull in roughly $122,032 and 6+ bedroom homes can reach about $202,606 annually. Individual results depend on factors like location, amenities, pricing strategy, and guest reviews.
Is El Cajon a good market for Airbnb investment?
El Cajon scores a 56 out of 100 on Rabbu's ROI Score, rated as an "Attractive Opportunity." The market benefits from average revenue-to-price ratios and steady occupancy, though growth trends and the supply-demand balance are below average — partly driven by a 164% year-over-year increase in active listings. Investors focused on larger, well-appointed properties in the 4–6+ bedroom range can capture significantly higher returns, making it a market that rewards strategic property selection.
What is the average daily rate (ADR) for Airbnb in El Cajon?
The average daily rate across all Airbnb listings in El Cajon is $294, which is well below the $551 California state average. ADR scales considerably with size: studios and one-bedrooms sit at $116 and $104 respectively, while 4-bedroom properties average $429 and 6+ bedroom listings command $1,057 per night. This wide spread means your ADR will depend heavily on the type of property you invest in.
Are short-term rentals legal in El Cajon?
Short-term rentals may be permitted in El Cajon, but operators should check with the City of El Cajon for any permit, registration, or licensing requirements. California cities frequently impose their own STR ordinances covering occupancy limits, minimum stays, noise rules, and parking. HOA restrictions can also apply. We recommend consulting local authorities and a real estate attorney before purchasing an investment property.
When is peak season for Airbnb in El Cajon?
Peak season in El Cajon runs from June through August, with July being the strongest month at an average revenue of $4,465. March also shows an above-average bump at $3,023, likely benefiting from spring break travel. The softest months are January ($1,831) and November ($2,098), so investors should plan their pricing and cash flow strategies around a pronounced summer peak.
How many Airbnbs are there in El Cajon?
As of April 2026, there are 105 active Airbnb listings in El Cajon. The supply is heavily weighted toward smaller properties, with 1-bedroom units making up the largest segment at 39 listings. Two-bedroom listings account for 17, and there are 10 four-bedroom, 13 five-bedroom, and 8 six-plus-bedroom properties. Active listings grew 164% year-over-year, indicating a rapidly expanding supply.
How is Airbnb revenue calculated in El Cajon?
The annual and monthly revenue figures shown for El Cajon are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remainder into a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts by market and property size
  • Average daily rate, occupancy, and RevPAN metrics benchmarked against state averages
  • Trailing 12-month revenue data broken down by month and bedroom count
  • Property value estimates sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings to identify guest expectations

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing performance as of April 2026 and may not capture recent regulatory or market shifts. Individual property results will vary based on location, condition, pricing strategy, amenities, and management quality.

Next Steps

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