Elgin, TX Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

39 / 100

Elgin presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Elgin Short-Term Rental Market Overview

Elgin, TX is a small but rapidly growing short-term rental market east of Austin, with just 26 active Airbnb listings and a striking 139% year-over-year increase in supply. Average annual revenue sits at $18,925 on properties valued around $347,954, while an ADR of $189 comes in well below the $276 Texas state average. The market's compact size and emerging competition mean investors will need to be selective, but there's room to capitalize on proximity to the greater Austin metro.

Key Market Statistics

According to Rabbu market data, the Elgin short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 26
Average Daily Rate (ADR) vs. $276 state avg. $189
Average Occupancy Rate vs. 33% state avg. 26%
RevPAN ADR * Occupancy Rate $49
Average Monthly Revenue Historical 12-month average $1,577
Average Annual Revenue Historical 12-month average $18,925

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Elgin

Elgin appeals to investors seeking an affordable entry point near Austin with favorable supply-demand dynamics, though selective deal sourcing is critical given rising competition and below-average occupancy.

Key investment factors

  • Proximity to the Austin metro provides a steady stream of weekend and event-driven guests
  • Average home values of $347,954 offer a lower acquisition cost compared to nearby Austin-area markets
  • Supply/demand balance rated above average, suggesting demand still has room relative to current inventory
  • 2-bedroom properties generate $22,152 annually with 39% occupancy, offering a stronger revenue profile than 1-bedrooms
  • Year-over-year listing growth of 139% signals strong investor interest and market momentum

Expert Market Assessment

"Elgin represents a competitive opportunity rather than a slam-dunk: occupancy stability is below average, and the 139% surge in new listings means the market is attracting considerable investor attention. That said, the supply/demand balance is rated above average, and monthly revenue data reveals meaningful seasonality — March peaks at $2,302 while January dips to just $783, a nearly 3x spread. Two-bedroom units clearly outperform, capturing both higher nightly rates and significantly better occupancy. For investors willing to target the right property type and manage through softer winter months, Elgin offers a viable foothold in an increasingly popular Central Texas corridor."

— Rabbu Market Analysis Team

Understanding Elgin's ROI Score: 39/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Elgin Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Above average 15%

What This Means for Investors

Elgin's ROI score of 39 out of 100 places it in the "Competitive Opportunity" band, reflecting a market where investor interest is high but returns require more careful deal selection. The revenue-to-price ratio and market growth trend are average, occupancy stability lags below average, yet the supply/demand balance is rated above average — suggesting demand hasn't been fully absorbed despite rapid listing growth. Pairing this data with thorough local regulatory research and a focus on 2-bedroom properties will help investors identify the deals that actually pencil out.

Short-Term Rental Regulations in Elgin

Understanding local STR regulations is essential before investing in Elgin. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Elgin, TX may be required to obtain permits or register with the City of Elgin and comply with any applicable Bastrop County or State of Texas regulations. Investors should verify current permit requirements directly with local authorities before listing a property.

Key Restrictions

Common STR restrictions in Texas communities can include occupancy limits, minimum stay requirements, noise ordinances, parking regulations, and HOA rules that may prohibit or limit short-term rentals. Some municipalities also impose caps on the number of permits issued, so prospective hosts should research any such limitations specific to Elgin.

Tax Obligations

Texas requires short-term rental operators to collect and remit the state hotel occupancy tax, and local jurisdictions may impose additional lodging or tourism taxes. Platforms like Airbnb often handle state-level tax collection on behalf of hosts, but investors should confirm all local obligations are covered.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Elgin can provide current regulatory guidance.

Short-Term Rental Financing for Elgin

Financing an Airbnb investment in Elgin requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Elgin Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Elgin's STR landscape is likely to keep evolving as new listings enter a market that has already more than doubled in size. Occupancy — currently at 26% versus the 33% state average — may face additional pressure from rising supply, though seasonal peaks in March and April suggest spring events and travel could push rates into the 30–40% range during those months. Investors should anticipate ADR holding steady in the $180–$200 corridor, with modest upside for well-differentiated 2-bedroom properties that already command $252 per night. Careful pricing strategy and standout amenities will be essential to outperform in a market where demand is solid but competition is tightening."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Elgin, TX

What is the average Airbnb occupancy rate in Elgin?
The average Airbnb occupancy rate in Elgin is currently 26%, which sits below the Texas state average of 33%. Occupancy varies significantly by property size — 2-bedroom listings average 39%, while 1-bedroom units come in at just 13%. Seasonal fluctuations also play a role, with spring months typically seeing the strongest demand.
How much do Airbnb hosts make in Elgin?
On average, Airbnb hosts in Elgin earn approximately $1,577 per month and $18,925 per year based on trailing 12-month booking data. Revenue varies by property size: 2-bedroom listings average $22,152 annually, while 1-bedroom properties bring in around $12,796. Peak months like March can push monthly revenue above $2,300, while January tends to be the softest month at roughly $783.
Is Elgin a good market for Airbnb investment?
Elgin carries an ROI score of 39 out of 100, placing it in the "Competitive Opportunity" category. The market benefits from an above-average supply/demand balance and affordable home values around $347,954, but below-average occupancy stability and a rapidly growing supply (up 139% year-over-year) mean investors need to be strategic. Two-bedroom properties with strong amenities tend to perform best, and proximity to the Austin metro is a key demand driver.
What is the average daily rate (ADR) for Airbnb in Elgin?
The average daily rate in Elgin is $189, which is below the Texas state average of $276. ADR varies considerably by property size: 1-bedroom listings average $127 per night, while 2-bedroom properties command $252. This spread highlights the premium guests are willing to pay for additional space in this market.
Are short-term rentals legal in Elgin?
Short-term rentals are generally permitted in Elgin, TX, though operators may need to obtain local permits or register their property with the city. Texas state law allows STRs, but individual municipalities can impose their own regulations including zoning restrictions, occupancy limits, and permit requirements. Investors should verify the latest local rules with the City of Elgin before purchasing or listing a property.
When is peak season for Airbnb in Elgin?
Peak season in Elgin centers on March and April, when average monthly revenue reaches $2,302 and $2,040 respectively. October also sees a notable bump to $1,811. The slowest period is winter, with January averaging just $783 — making it important for investors to budget for significant seasonal revenue swings.
How many Airbnbs are there in Elgin?
As of April 2026, there are 26 active Airbnb listings in Elgin. The market has experienced explosive growth, with a 139% year-over-year increase in listings. The supply is concentrated in smaller properties, with 11 one-bedroom and 8 two-bedroom units making up the bulk of the inventory.
How is Airbnb revenue calculated in Elgin?
The annual and monthly revenue figures for Elgin are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Elgin, TX market
  • Average daily rate, occupancy, and RevPAN trends by property size
  • Monthly and annual revenue metrics based on trailing 12-month booking data
  • Home value data sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and market conditions as of April 2026; actual results may vary based on property quality, pricing strategy, and management. Local regulations and tax obligations are subject to change; investors should verify current rules with the City of Elgin and relevant Texas authorities.

Next Steps

Ready to invest in Elgin's short-term rental market? Take action with these resources:

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