Fernandina Beach, FL Airbnb Market Data, Statistics, and Occupancy Rates

Fernandina Beach Short-Term Rental Market Overview

Fernandina Beach sits on Amelia Island at the northeastern tip of Florida, drawing vacationers with its beaches, historic downtown, and laid-back coastal charm. With 561 active Airbnb listings generating an average annual revenue of $55,118 and an ADR of $286 — well below the Florida state average of $498 — the market offers a more accessible price point for guests while still delivering meaningful returns. An ROI score of 62 out of 100 reflects a balanced opportunity where above-average occupancy stability pairs with solid demand fundamentals across peak summer and spring months.

Key Market Statistics

According to Rabbu market data, the Fernandina Beach short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Fernandina Beach

Investors are drawn to Fernandina Beach for its coastal vacation appeal, relatively moderate entry pricing versus other Florida beach markets, and strong seasonal revenue spikes that anchor annual returns.

Expert Market Assessment

"Fernandina Beach presents an attractive opportunity for STR investors willing to navigate its seasonal revenue curve. The market's strength centers on a robust summer peak — July revenues averaging $9,049 dwarf January's $2,148 — so effective dynamic pricing and off-season marketing are important levers. With 561 active listings and rapid supply growth, competition is increasing, but the above-average occupancy stability score suggests demand has kept pace reasonably well. Investors targeting 3- to 5-bedroom properties stand to capture the highest absolute returns, though the 2-bedroom segment dominates supply and delivers a reliable mid-tier income stream."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Fernandina Beach

Average revenue by month in Fernandina Beach

Revenue in Fernandina Beach follows a sharp seasonal pattern, peaking in July at $9,049 and bottoming out in January at $2,148 — a spread of more than 4x. A secondary spring peak in March ($6,817) adds a valuable shoulder season, but investors should plan for notably softer income from September through January.

Active Airbnb listings by property size in Fernandina Beach

Two-bedroom properties dominate the market with 286 listings (51% of supply), followed by 3-bedrooms at 161. Larger 4- and 5-bedroom homes are significantly underrepresented — just 28 and 5 listings respectively — which may signal reduced competition and higher pricing power for investors willing to enter those segments.

Average daily rate (ADR) by property size in Fernandina Beach

ADR climbs steadily from $203 for 1-bedroom listings to $610 for 5-bedroom properties, nearly tripling across the range. The jump from 3-bedroom ($318) to 4-bedroom ($517) represents the steepest single-step premium at roughly $200 per night, suggesting strong guest willingness to pay for larger, family-sized accommodations.

Average RevPAN by property size in Fernandina Beach

RevPAN increases consistently with property size, from $75 for 1-bedrooms to $224 for 5-bedroom listings. Four- and 5-bedroom units deliver the highest revenue per available night ($217 and $224), indicating that their premium nightly rates more than compensate for occupancy levels that match or trail smaller units.

Average occupancy rates by property size in Fernandina Beach

Occupancy rates cluster in a narrow band between 37% and 44% across all property sizes, with 2-bedroom listings leading at 44%. The relative consistency means cash-flow differences between sizes are driven primarily by ADR rather than booking frequency, giving larger properties a clear revenue advantage.

Average monthly revenue by property size in Fernandina Beach

Monthly revenue ranges from $3,129 for 1-bedroom units to $13,379 for 5-bedroom properties — more than a 4x difference. Four-bedroom listings average $9,055 per month, offering a strong middle ground between the highest revenue tier and significantly more available inventory than the 5-bedroom category.

Average annual revenue by property size in Fernandina Beach

Annual revenue potential scales dramatically with size: 1-bedrooms generate about $37,550, while 5-bedroom homes earn an estimated $160,559 per year. Four-bedroom properties at $108,671 annually represent a compelling sweet spot given their limited supply of just 28 listings and strong RevPAN of $217.

Most common amenities for Airbnb listings in Fernandina Beach

Nearly all listings offer parking (98%), a kitchen (97%), and washer/dryer (94%), establishing these as non-negotiable baseline amenities in Fernandina Beach. A pool is present in 70% of listings and beach access in 42%, signaling that guests expect resort-style outdoor features — investors without these amenities may face a competitive disadvantage.

Understanding Fernandina Beach's ROI Score: 62/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Fernandina Beach's ROI score of 62 out of 100 places it in the 'Attractive Opportunity' band, driven primarily by above-average occupancy stability and average performance across revenue-to-price ratio, market growth, and supply/demand balance. The score suggests the market rewards investors who pair smart property selection — particularly larger units — with seasonal pricing discipline. As always, we recommend pairing this data with thorough local regulatory research and a realistic operating budget before committing capital.

Short-Term Rental Regulations in Fernandina Beach

Understanding local STR regulations is essential before investing in Fernandina Beach. Here's the current regulatory landscape:

Permit Requirements

Operators in Fernandina Beach, Florida, should expect that a short-term rental permit or business tax receipt may be required before listing a property. Investors are strongly encouraged to verify current permit requirements with the City of Fernandina Beach and Nassau County, as local ordinances can change.

Key Restrictions

Common restrictions in Florida coastal markets include occupancy limits based on property size, minimum-stay requirements (particularly in residential zones), noise and parking regulations, and potential caps on the number of permits issued. HOA and condo association rules may impose additional limitations, so reviewing governing documents before purchasing is essential.

Tax Obligations

Short-term rental operators in Florida are generally required to collect and remit state sales tax and local tourist development tax (bed tax) on stays of six months or less. Many booking platforms handle collection automatically, but hosts should confirm compliance with both the Florida Department of Revenue and Nassau County's tax collector.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Fernandina Beach can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Fernandina Beach is expected to maintain its pronounced summer peak — July alone averaged $9,049 in monthly revenue — while spring shoulder months like March and June should continue performing well above the annual average. With above-average occupancy stability and average market growth trends, we estimate ADR could see modest upward pressure of 1–3% as the destination gains wider recognition. Supply has grown significantly (140% year-over-year listing growth), so investors should monitor whether demand keeps pace; occupancy may settle in the 40–45% range market-wide as the listing pool matures."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Fernandina Beach, FL

What is the average Airbnb occupancy rate in Fernandina Beach?

The average Airbnb occupancy rate in Fernandina Beach is currently 42%, which falls below the Florida state average of 54%. Occupancy varies by property size, with 2-bedroom listings performing best at 44%, while 1-bedroom and 5-bedroom units average around 37%. These figures reflect market-wide averages, and individual results can improve with competitive pricing, strong guest reviews, and attractive amenities.

How much do Airbnb hosts make in Fernandina Beach?

Airbnb hosts in Fernandina Beach earn an average of $4,593 per month, which translates to roughly $55,118 per year based on trailing 12-month performance data. Revenue scales significantly with property size: 1-bedroom listings average about $37,550 annually, while 5-bedroom properties can bring in approximately $160,559. Peak summer months — especially July — can generate over $9,000 in a single month, so seasonality plays a major role in total earnings.

Is Fernandina Beach a good market for Airbnb investment?

Fernandina Beach earns an ROI score of 62 out of 100 from Rabbu, classified as an 'Attractive Opportunity.' The market benefits from above-average occupancy stability and balanced supply-demand dynamics. With average home values around $1,030,819, the revenue-to-price ratio is average, so investors should carefully evaluate property costs against expected income. Larger properties tend to deliver stronger returns, and the market's coastal vacation appeal supports consistent seasonal demand.

What is the average daily rate (ADR) for Airbnb in Fernandina Beach?

The average daily rate in Fernandina Beach is $286, which is notably below the Florida state average of $498. ADR scales with property size: 1-bedroom listings average $203 per night, 3-bedroom properties reach $318, and 5-bedroom homes can command up to $610. This pricing positions Fernandina Beach as a more affordable beach destination for guests compared to many Florida markets, which can help sustain booking volume.

Are short-term rentals legal in Fernandina Beach?

Short-term rentals do operate in Fernandina Beach, with 561 active Airbnb listings currently on the market. However, local regulations may require permits, business licenses, or compliance with zoning rules. Investors should check directly with the City of Fernandina Beach and Nassau County for the most current requirements, as Florida municipalities have varying approaches to STR regulation that can change over time.

When is peak season for Airbnb in Fernandina Beach?

Peak season in Fernandina Beach runs from late spring through summer. July is the top-performing month with average revenue of $9,049, followed closely by June at $6,826 and March at $6,817 (spring break drives that surge). The slowest months are January ($2,148) and December ($2,514), making effective off-season pricing strategies important for maintaining cash flow year-round.

How many Airbnbs are there in Fernandina Beach?

There are currently 561 active Airbnb listings in Fernandina Beach as of April 2026. The market has seen significant supply growth of 140% year-over-year. Two-bedroom properties make up the largest segment with 286 listings, followed by 3-bedroom units at 161 and 1-bedroom listings at 76. Larger 4- and 5-bedroom properties remain relatively scarce with just 28 and 5 listings, respectively.

How is Airbnb revenue calculated in Fernandina Beach?

The annual and monthly revenue figures shown for Fernandina Beach are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remaining data up to a market-level historical average. Because each month uses its own historical performance, the figures naturally reflect seasonal peaks (like July's $9,049 average) and slower months (like January's $2,148). Individual host results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts for Fernandina Beach and surrounding areas
• Average daily rate, occupancy, and RevPAN metrics tracked over time
• Monthly and annual revenue estimates based on trailing 12-month booking performance
• Property size breakdowns for listings, rates, occupancy, and revenue
• Home value data sourced from the Zillow Home Value Index (ZHVI)

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations are subject to change — always verify with municipal and county authorities before purchasing. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.