Fort Mc Coy, FL Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

51 / 100

Fort Mc Coy presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Fort Mc Coy Short-Term Rental Market Overview

Fort Mc Coy, FL is a small but growing short-term rental market in rural Marion County, with 61 active Airbnb listings and an impressive 81% year-over-year growth in supply. Average annual revenue sits at $16,099 per listing, supported by a $168 ADR — well below the Florida state average of $498, which reflects the market's more affordable, nature-oriented positioning. With average home values around $347,032 and lake access featured in 66% of listings, investors looking for a lower entry point into Florida's STR landscape will find this market worth investigating, though below-average occupancy at 35% means careful deal selection is essential.

Key Market Statistics

According to Rabbu market data, the Fort Mc Coy short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 61
Average Daily Rate (ADR) vs. $498 state avg. $168
Average Occupancy Rate vs. 54% state avg. 35%
RevPAN ADR * Occupancy Rate $58
Average Monthly Revenue Historical 12-month average $1,341
Average Annual Revenue Historical 12-month average $16,099

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Fort Mc Coy

Fort Mc Coy appeals to investors seeking affordable Florida real estate with nature-based tourism demand and room to grow in a still-developing STR market.

Key investment factors

  • Home values averaging $347,032 offer a significantly lower entry point than most Florida STR markets
  • 81% year-over-year listing growth signals increasing investor confidence and demand discovery
  • Lake access and outdoor amenities drive guest interest from nature and recreation seekers
  • Two-bedroom properties generate $19,199 in annual revenue, offering the strongest absolute return by size
  • Above-average market growth trend provides upside potential as the area gains visibility

Expert Market Assessment

"Fort Mc Coy presents a competitive opportunity with meaningful upside but real limitations to acknowledge. The market's above-average growth trend and favorable supply/demand balance are encouraging, yet below-average occupancy (35% vs. 54% statewide) and a below-average revenue-to-price ratio indicate that not every property will pencil out. Seasonality is pronounced — March generates $2,150 in average monthly revenue while September dips to just $962 — so cash-flow planning must account for a roughly 55% swing between peak and trough. Investors who target two- or three-bedroom properties and optimize for the February–April window will be best positioned to capture this market's potential."

— Rabbu Market Analysis Team

Understanding Fort Mc Coy's ROI Score: 51/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Fort Mc Coy Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Below average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Fort Mc Coy's ROI Score of 51 out of 100 places it in the Competitive Opportunity band, meaning the market has genuine investment potential but requires more selective deal sourcing than higher-scoring areas. The below-average revenue-to-price ratio and occupancy stability are the primary drags, while above-average market growth and balanced supply/demand dynamics provide counterweight. Investors should pair this data with thorough local regulatory research and focus on property types — particularly two-bedrooms — that have demonstrated the strongest performance metrics.

Short-Term Rental Regulations in Fort Mc Coy

Understanding local STR regulations is essential before investing in Fort Mc Coy. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Fort Mc Coy and Marion County, Florida may need to obtain a vacation rental license from the Florida Department of Business and Professional Regulation (DBPR), along with any locally required permits. Investors should verify current registration and permitting requirements with both state and county authorities before listing a property.

Key Restrictions

Common STR restrictions in Florida communities include occupancy limits based on bedroom count, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants can also restrict or prohibit short-term rentals in certain subdivisions, so reviewing deed restrictions before purchasing is strongly recommended.

Tax Obligations

Florida imposes a state sales tax and a county tourist development tax on short-term rental income, both of which apply in Marion County. Platforms like Airbnb often collect and remit these taxes on behalf of hosts, but operators should confirm their specific obligations with the Florida Department of Revenue.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Fort Mc Coy can provide current regulatory guidance.

Short-Term Rental Financing for Fort Mc Coy

Financing an Airbnb investment in Fort Mc Coy requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Fort Mc Coy Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Fort Mc Coy's rapid supply growth suggests rising investor awareness, but occupancy rates will need to stabilize for the market to mature. We estimate ADR could see modest increases in the 2–4% range as hosts refine pricing strategies for seasonal demand, with occupancy likely hovering around 33–38% absent a major demand catalyst. February and March should continue to drive peak revenue as snowbirds and outdoor enthusiasts visit central Florida, while September and October will remain the softest months. Investors who time acquisitions well and optimize for the spring peak stand the best chance of outperforming these averages."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Fort Mc Coy, FL

What is the average Airbnb occupancy rate in Fort Mc Coy?
The average Airbnb occupancy rate in Fort Mc Coy is currently 35%, which falls below the Florida state average of 54%. Occupancy varies significantly by property size — two-bedroom listings lead at 42%, while one-bedroom units average just 23%. Three-bedroom properties come in at 39%. These figures suggest that larger properties tend to attract more consistent bookings in this market.
How much do Airbnb hosts make in Fort Mc Coy?
Airbnb hosts in Fort Mc Coy earn an average of $1,341 per month and approximately $16,099 per year based on trailing 12-month historical data. Earnings vary widely by property size: two-bedroom listings lead with an average annual revenue of $19,199, followed by three-bedrooms at $15,999 and one-bedrooms at $8,010. Peak earning months like March can push monthly revenue to around $2,150, while slower months like September average closer to $962.
Is Fort Mc Coy a good market for Airbnb investment?
Fort Mc Coy carries a Rabbu ROI Score of 51 out of 100, categorized as a Competitive Opportunity. The market shows above-average growth and balanced supply/demand dynamics, but below-average occupancy stability and revenue-to-price ratios mean investors need to be selective. With average home values around $347,032 and annual revenue of $16,099, the numbers work best for two-bedroom properties that can capture the strongest RevPAN. Pairing the data with thorough local regulatory research is recommended.
What is the average daily rate (ADR) for Airbnb in Fort Mc Coy?
The average daily rate for Airbnb listings in Fort Mc Coy is $168, considerably lower than the Florida state average of $498. ADR scales with property size: one-bedroom listings average $112, two-bedrooms come in at $148, and three-bedroom properties command $176 per night. This lower price point reflects the market's rural, nature-oriented appeal compared to Florida's coastal resort areas.
Are short-term rentals legal in Fort Mc Coy?
Short-term rentals are generally permitted in Fort Mc Coy and the broader Marion County area, subject to Florida state licensing through the DBPR and any applicable local regulations. However, specific zoning rules, HOA restrictions, and permit requirements can vary. Prospective hosts should verify their property's eligibility with both state and local authorities before listing.
When is peak season for Airbnb in Fort Mc Coy?
Peak season in Fort Mc Coy runs from February through April, with March being the highest-earning month at an average of $2,150 in revenue. February follows at $1,722. Revenue drops notably in the late summer and early fall, with September marking the lowest point at $962. This seasonal pattern aligns with cooler-weather tourism and outdoor recreation activity in central Florida.
How many Airbnbs are there in Fort Mc Coy?
Fort Mc Coy currently has 61 active Airbnb listings as of April 2026. The market has experienced significant growth, with an 81% year-over-year increase in active listings. Supply is concentrated in one- and two-bedroom properties, which account for 47 of the 61 listings, with just 9 three-bedroom units available.
How is Airbnb revenue calculated in Fort Mc Coy?
The annual and monthly revenue figures for Fort Mc Coy are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and aggregate the results into a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance data. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Fort Mc Coy market
  • Occupancy rates, average daily rates, and RevPAN trends by property size
  • Monthly and annual revenue metrics based on trailing 12-month booking data
  • Popular amenity prevalence across active listings to guide property setup decisions
  • Home value data sourced from the Zillow Home Value Index (ZHVI) for investment analysis

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and may not capture very recent market shifts. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.

Next Steps

Ready to invest in Fort Mc Coy's short-term rental market? Take action with these resources:

Browse Airbnbs for Sale

Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.

View Properties

Connect with an Agent

Work with specialized agents who've helped investors acquire over $650M in STR properties.

Find an Agent

Connect with a Lender

Qualify for as low as 15% down on a DSCR loan using the rental property's projected income.

Find a Lender
Browse Airbnbs for Sale