Fort Payne, AL Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

59 / 100

Fort Payne offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Fort Payne Short-Term Rental Market Overview

Fort Payne, Alabama presents an intriguing opportunity for short-term rental investors drawn to northeast Alabama's natural attractions, including proximity to Little River Canyon and Lookout Mountain. With an average annual revenue of $23,685 across just 30 active listings and average home values around $318,748, the market offers a favorable revenue-to-price ratio. While occupancy sits at 28%—below the state average of 38%—above-average market growth (369% year-over-year listing increase) signals rising investor and traveler interest that could tighten demand over time.

Key Market Statistics

According to Rabbu market data, the Fort Payne short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 30
Average Daily Rate (ADR) vs. $247 state avg. $223
Average Occupancy Rate vs. 38% state avg. 28%
RevPAN ADR * Occupancy Rate $62
Average Monthly Revenue Historical 12-month average $1,973
Average Annual Revenue Historical 12-month average $23,685

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Fort Payne

Fort Payne's combination of affordable property prices, growing traveler interest in outdoor recreation, and a still-small supply base creates a window for early-mover investors to establish competitive listings.

Key investment factors

  • Average home values of $318,748 paired with $23,685 in annual revenue yield a workable revenue-to-price ratio
  • Rapid 369% year-over-year listing growth reflects surging investor and guest interest in the area
  • Strong summer and fall peaks—August revenue tops $2,684—provide reliable seasonal income anchors
  • A compact supply of just 30 active listings means less direct competition for well-positioned properties
  • Outdoor amenities like BBQ grills, hot tubs, and backyards align with the nature-tourism guest profile

Expert Market Assessment

"Fort Payne rates as an attractive opportunity with a 59 out of 100 ROI score, driven primarily by healthy revenue relative to property costs and a strong market growth trajectory. Seasonality is pronounced: revenue peaks in July and August above $2,600 per month, while January dips to just $883—a spread that demands careful cash-flow planning. The below-average occupancy rate of 28% is the market's most notable headwind, suggesting that pricing optimization and standout amenities will be critical differentiators. Investors who manage seasonal expectations and deliver the outdoor-focused experience guests expect should find this small-market niche rewarding."

— Rabbu Market Analysis Team

Understanding Fort Payne's ROI Score: 59/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Fort Payne Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Below average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Fort Payne's ROI score of 59 out of 100 places it in the 'Attractive Opportunity' band, suggesting the market merits serious consideration but comes with specific risks to manage. The score is buoyed by an average revenue-to-price ratio and above-average market growth, while below-average occupancy stability tempers the outlook. Investors should pair this data with thorough local regulatory research and conservative cash-flow modeling that accounts for the market's pronounced seasonal swings.

Short-Term Rental Regulations in Fort Payne

Understanding local STR regulations is essential before investing in Fort Payne. Here's the current regulatory landscape:

Permit Requirements

Operators in Fort Payne, Alabama should verify whether a short-term rental permit or business license is required by contacting the city's planning or licensing department. Alabama does not impose a statewide STR registration system, so local municipal rules govern permit obligations.

Key Restrictions

Common restrictions that may apply include occupancy limits, noise ordinances, parking requirements, and minimum-stay rules. Investors should also check for any HOA covenants or zoning overlays that could limit STR activity in specific neighborhoods.

Tax Obligations

Alabama levies a state lodging tax on short-term rentals, and DeKalb County or the City of Fort Payne may impose additional occupancy or tourism taxes. Many booking platforms collect and remit state-level taxes automatically, but hosts should confirm local tax obligations are also being met.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Fort Payne can provide current regulatory guidance.

Short-Term Rental Financing for Fort Payne

Financing an Airbnb investment in Fort Payne requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Fort Payne Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Fort Payne's STR market is likely to see continued supply growth as new investors respond to the area's above-average market growth trend. ADR may edge up modestly—perhaps 2–5%—as operators refine pricing strategies for peak months like July, August, and October. Occupancy could stabilize in the 28–33% range as supply and demand find a new equilibrium, though seasonal softness in January and February will persist. Investors entering now should plan for meaningful revenue swings between peak and off-peak months while the market matures."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Fort Payne, AL

What is the average Airbnb occupancy rate in Fort Payne?
The average Airbnb occupancy rate in Fort Payne is currently 28%, which falls below the Alabama state average of 38%. Occupancy varies by property size, with 2-bedroom listings averaging 29% and 1-bedroom units at 24%. Seasonal demand fluctuations play a significant role, with summer and fall months driving higher booking activity.
How much do Airbnb hosts make in Fort Payne?
Airbnb hosts in Fort Payne earn an average of $1,973 per month and approximately $23,685 per year based on trailing 12-month booking data. Two-bedroom properties tend to outperform with roughly $1,876 monthly, while 1-bedroom units average about $1,208. Peak months like August can push monthly revenue above $2,600, whereas January may dip below $900.
Is Fort Payne a good market for Airbnb investment?
Fort Payne scores a 59 out of 100 on Rabbu's ROI Score, placing it in the 'Attractive Opportunity' category. The market benefits from an average revenue-to-price ratio, above-average growth trends, and a still-manageable supply of just 30 active listings. The main consideration is below-average occupancy stability, so investors should plan for seasonal revenue variability and focus on creating standout guest experiences to maximize bookings.
What is the average daily rate (ADR) for Airbnb in Fort Payne?
The average daily rate for Airbnb listings in Fort Payne is $223, slightly below the Alabama state average of $247. ADR varies by property size: 1-bedroom listings average $136 per night, while 2-bedroom properties command about $160. These rates reflect the market's positioning as a value-oriented destination compared to larger Alabama markets.
Are short-term rentals legal in Fort Payne?
Short-term rentals operate in Fort Payne, Alabama, as evidenced by active listings in the market. However, investors should verify current permit requirements, zoning rules, and any local ordinances by contacting the City of Fort Payne directly. Regulations can change, so confirming compliance before purchasing a property is strongly recommended.
When is peak season for Airbnb in Fort Payne?
Peak season in Fort Payne runs primarily from June through August, with August generating the highest average revenue at $2,684. October also stands out as a strong month at $2,441, likely driven by fall foliage tourism in the surrounding mountain and canyon areas. The slowest period is January, when average revenue drops to $883, followed by a gradual ramp-up through spring.
How many Airbnbs are there in Fort Payne?
There are currently 30 active Airbnb listings in Fort Payne as of April 2026. The market has experienced dramatic 369% year-over-year growth in listing count, though the overall supply remains small. Two-bedroom properties dominate with 15 listings, followed by 7 one-bedroom units.
How is Airbnb revenue calculated in Fort Payne?
The annual and monthly revenue figures for Fort Payne are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—not a forward-looking projection. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently rather than to forecasts, while naturally reflecting seasonal peaks and slower months because each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Fort Payne market
  • Average daily rate, occupancy, and RevPAN trends by property size
  • Monthly and annual revenue metrics based on trailing 12-month booking performance
  • Property value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Popular amenity prevalence across active listings in the market

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts or regulatory changes. Individual property results will vary based on location, condition, pricing strategy, and management quality.

Next Steps

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