Browse Airbnbs for Sale
Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.
View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Fort Walton Beach offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.
Fort Walton Beach delivers a compelling mix of beach-driven demand and relatively affordable property prices, earning a 74 out of 100 ROI score from Rabbu. With an average annual revenue of $45,769 across 670 active listings, the market's above-average revenue-to-price ratio stands out — especially considering average home values sit near $497,901. Seasonal peaks in summer push monthly revenue past $10,000 in July, giving investors a clear window for outsized returns along Florida's Emerald Coast.
According to Rabbu market data, the Fort Walton Beach short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 670 |
| Average Daily Rate (ADR) | vs. $498 state avg. | $157 |
| Average Occupancy Rate | vs. 54% state avg. | 37% |
| RevPAN | ADR * Occupancy Rate | $58 |
| Average Monthly Revenue | Historical 12-month average | $3,814 |
| Average Annual Revenue | Historical 12-month average | $45,769 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.
Fort Walton Beach attracts investors with its favorable revenue-to-price dynamics, Gulf Coast tourism appeal, and above-average occupancy stability relative to comparable beach markets.
Key investment factors
"Fort Walton Beach presents an attractive opportunity for STR investors who understand and plan around its pronounced seasonality. Revenue swings dramatically — from a low of roughly $917 in January to a peak of $10,448 in July — so cash flow management during the off-season months (November through February) is critical. The market's above-average revenue-to-price ratio and occupancy stability offset some of that seasonal risk, particularly for 3- and 4-bedroom properties that generate the strongest per-night returns. Investors who price competitively and offer the amenities guests expect in a beach market should find meaningful upside here."
— Rabbu Market Analysis Team
Fort Walton Beach exhibits extreme seasonality: July leads at $10,448 in average revenue while January bottoms out at just $917 — more than an 11x spread. Investors should expect roughly 60% of annual income to concentrate in the May–August window, making off-season cost management a critical part of any investment strategy.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$917 |
| February |
|
$1,530 |
| March |
|
$4,459 |
| April |
|
$2,852 |
| May |
|
$4,349 |
| June |
|
$8,688 |
| July |
|
$10,448 |
| August |
|
$4,783 |
| September |
|
$2,596 |
| October |
|
$2,715 |
| November |
|
$1,311 |
| December |
|
$1,116 |
One- and two-bedroom units dominate supply with 219 and 229 listings respectively, accounting for about two-thirds of the market's 670 active listings. Larger 4- and 5-bedroom properties are notably scarce (52 and 7 listings), which could represent an opportunity given their stronger revenue per unit.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
20 |
| 1 bedroom |
|
219 |
| 2 bedrooms |
|
229 |
| 3 bedrooms |
|
141 |
| 4 bedrooms |
|
52 |
| 5 bedrooms |
|
7 |
ADR scales steadily from $82 for studios to $263 for 5-bedroom homes, with the jump from 3 bedrooms ($194) to 4 bedrooms ($250) representing the steepest absolute increase. The relatively modest premium from 4 to 5 bedrooms (just $13 more) suggests diminishing pricing power at the top end of the size spectrum.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$82 |
| 1 bedroom |
|
$117 |
| 2 bedrooms |
|
$152 |
| 3 bedrooms |
|
$194 |
| 4 bedrooms |
|
$250 |
| 5 bedrooms |
|
$263 |
Four-bedroom properties deliver the highest RevPAN at $80 per available night, narrowly edging out 3-bedroom units at $77. Interestingly, 5-bedroom listings drop to $71 RevPAN despite commanding higher nightly rates, reflecting their lower occupancy — a signal that the sweet spot for revenue efficiency sits at the 3- to 4-bedroom range.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$26 |
| 1 bedroom |
|
$43 |
| 2 bedrooms |
|
$57 |
| 3 bedrooms |
|
$77 |
| 4 bedrooms |
|
$80 |
| 5 bedrooms |
|
$71 |
Three-bedroom properties lead occupancy at 40%, while 1- and 2-bedroom units share a 37% rate. Larger properties see occupancy taper off — 4-bedrooms at 32% and 5-bedrooms at just 27% — indicating that while bigger homes command higher rates, filling them consistently is more challenging.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
33% |
| 1 bedroom |
|
37% |
| 2 bedrooms |
|
37% |
| 3 bedrooms |
|
40% |
| 4 bedrooms |
|
32% |
| 5 bedrooms |
|
27% |
Four-bedroom properties are the clear top earners at $7,708 per month, nearly double the 2-bedroom average of $3,903 and roughly triple what studios generate ($1,792). The 5-bedroom category averages $5,657 monthly — lower than both 3- and 4-bedroom units — reinforcing that the largest properties in this market don't necessarily translate to the highest returns.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$1,792 |
| 1 bedroom |
|
$2,609 |
| 2 bedrooms |
|
$3,903 |
| 3 bedrooms |
|
$5,379 |
| 4 bedrooms |
|
$7,708 |
| 5 bedrooms |
|
$5,657 |
At $92,496 in average annual revenue, 4-bedroom properties nearly double the market-wide average and offer the strongest absolute return potential. Three-bedroom units follow at $64,550, while studios trail at $21,509 — making mid-to-large properties the most compelling configurations for investors focused on maximizing gross income.
| Size | Trend | Value |
|---|---|---|
| Studio |
|
$21,509 |
| 1 bedroom |
|
$31,309 |
| 2 bedrooms |
|
$46,836 |
| 3 bedrooms |
|
$64,550 |
| 4 bedrooms |
|
$92,496 |
| 5 bedrooms |
|
$67,888 |
Kitchens (96%) and parking (95%) are near-universal, while self check-in (89%), laundry facilities (85%), and a patio or balcony (79%) round out the top five — signaling that guests expect a fully equipped, self-service experience. Pool access (72%), waterfront location (60%), and BBQ grills (60%) further underscore the vacation-oriented nature of this market, and listings without these amenities may struggle to compete.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
96% |
| Parking |
|
95% |
| Self Check-in |
|
89% |
| Washer |
|
85% |
| Dryer |
|
81% |
| Patio or Balcony |
|
79% |
| Pool |
|
72% |
| Waterfront |
|
60% |
| BBQ Grill |
|
60% |
| Workspace |
|
57% |
| Outdoor Furniture |
|
53% |
| Beach Access |
|
47% |
| Gym |
|
44% |
| Hot Tub |
|
35% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Fort Walton Beach Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Above average | 40% |
| Occupancy Stability | Above average | 30% |
| Market Growth Trend | Average | 15% |
| Supply/Demand Balance | Average | 15% |
Fort Walton Beach's ROI score of 74 out of 100 places it in the 'Attractive Opportunity' band, driven primarily by its above-average revenue-to-price ratio and above-average occupancy stability — two factors that together account for 70% of the score's weighting. Market growth trend and supply/demand balance both register at average levels, reflecting the rapid listing growth that warrants monitoring but hasn't yet undermined returns. Investors should pair these metrics with up-to-date local regulatory research to confirm that the financial opportunity aligns with current permitting and operational requirements.
Understanding local STR regulations is essential before investing in Fort Walton Beach. Here's the current regulatory landscape:
Fort Walton Beach and the state of Florida generally require short-term rental operators to register and obtain the appropriate business licenses and vacation rental permits. Investors should verify current permit requirements directly with the City of Fort Walton Beach and the Florida Department of Business and Professional Regulation before listing a property.
Common STR restrictions in Florida coastal communities can include occupancy limits tied to property size, minimum stay requirements (particularly in certain zoning districts), noise ordinances, parking mandates, and caps on the total number of permits issued. HOA and condo association rules may impose additional limitations, so reviewing governing documents before purchasing is essential.
Short-term rental hosts in Florida are typically subject to state sales tax and local tourist development taxes on rental income. Many booking platforms collect and remit these taxes on behalf of hosts, but operators should confirm their obligations with Okaloosa County and the Florida Department of Revenue to ensure full compliance.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Fort Walton Beach can provide current regulatory guidance.
Financing an Airbnb investment in Fort Walton Beach requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Fort Walton Beach should continue benefiting from strong summer tourism along Northwest Florida's Gulf coast, with peak-season months (June–August) likely sustaining ADRs in the $150–$170 range for mid-sized properties. Active listing growth of 126% year-over-year signals rising investor interest, which could moderate occupancy rates slightly if demand doesn't keep pace — we estimate market-wide occupancy settling in the 35–40% range annually. ADR may see modest 1–3% increases as newer listings compete on quality and amenities, though investors should watch supply growth carefully to gauge whether the market absorbs new inventory without dilution."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and market conditions may have shifted since the last update. Local regulations, HOA rules, and tax obligations vary and should be independently verified before making investment decisions.
Ready to invest in Fort Walton Beach's short-term rental market? Take action with these resources:
Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.
View PropertiesWork with specialized agents who've helped investors acquire over $650M in STR properties.
Find an AgentQualify for as low as 15% down on a DSCR loan using the rental property's projected income.
Find a Lender