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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Harrodsburg offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.
Harrodsburg, KY is a small but emerging short-term rental market with 38 active Airbnb listings and an ROI score of 66 out of 100, placing it in the "Attractive Opportunity" tier. With an average annual revenue of $32,865 against average home values of $376,811, the market offers an above-average revenue-to-price ratio that appeals to investors seeking affordable entry points. The 89% year-over-year growth in active listings signals rising investor interest, while the area's blend of historic charm, lake access, and rural Kentucky appeal drives leisure-oriented demand.
According to Rabbu market data, the Harrodsburg short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 38 |
| Average Daily Rate (ADR) | vs. $333 state avg. | $213 |
| Average Occupancy Rate | vs. 28% state avg. | 19% |
| RevPAN | ADR * Occupancy Rate | $39 |
| Average Monthly Revenue | Historical 12-month average | $2,738 |
| Average Annual Revenue | Historical 12-month average | $32,865 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.
Harrodsburg attracts STR investors with its favorable revenue-to-price ratio, growing demand driven by heritage tourism and lake recreation, and limited but expanding competition.
Key investment factors
"Harrodsburg presents a moderate-to-strong opportunity for STR investors who are comfortable with a seasonal, leisure-driven market. Revenue swings are notable — October leads at $4,274 per month while January bottoms out at just $345 — so cash-flow planning around these peaks and valleys is essential. The above-average revenue-to-price ratio and growing market trend are encouraging signals, though the current 19% occupancy rate (below Kentucky's 28% state average) suggests there's room for well-managed listings to outperform by optimizing pricing and guest experience during shoulder months."
— Rabbu Market Analysis Team
Harrodsburg exhibits sharp seasonality, with October ($4,274) and June ($3,959) leading revenue while January ($345) and February ($577) represent deep off-season lows. The roughly 12:1 spread between peak and trough months means investors should budget carefully for winter cash-flow gaps and consider dynamic pricing to maximize returns during the strong April-through-October stretch.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$345 |
| February |
|
$577 |
| March |
|
$1,422 |
| April |
|
$3,839 |
| May |
|
$3,424 |
| June |
|
$3,959 |
| July |
|
$3,772 |
| August |
|
$3,499 |
| September |
|
$3,050 |
| October |
|
$4,274 |
| November |
|
$2,478 |
| December |
|
$2,222 |
Supply in Harrodsburg is concentrated in 2-bedroom (14 listings) and 3-bedroom (11 listings) properties, with the remaining 13 listings distributed across other sizes. This tight clustering may signal opportunity for investors willing to explore underrepresented property types such as 1-bedroom or 4+ bedroom configurations.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
14 |
| 3 bedrooms |
|
11 |
ADR scales meaningfully with size in Harrodsburg: 3-bedroom listings command $226 per night compared to $143 for 2-bedroom properties, a 58% premium. For investors considering the step up in acquisition and furnishing costs, the higher nightly rate on 3-bedrooms may offer stronger per-booking revenue, though occupancy differences should also be weighed.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$143 |
| 3 bedrooms |
|
$226 |
Despite their higher ADR, 3-bedroom properties deliver a lower RevPAN of $24 compared to $33 for 2-bedroom listings, reflecting the significant occupancy gap between the two sizes. This makes 2-bedroom units the more efficient revenue generators on a per-available-night basis in the current market.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$33 |
| 3 bedrooms |
|
$24 |
Two-bedroom listings maintain a 24% occupancy rate — more than double the 11% achieved by 3-bedroom properties — indicating stronger and more consistent demand for smaller units. Investors prioritizing cash-flow stability may find 2-bedroom properties offer a more reliable booking cadence, while 3-bedroom owners will need to compensate with higher nightly rates and seasonal pricing strategies.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
24% |
| 3 bedrooms |
|
11% |
Three-bedroom properties edge ahead in average monthly revenue at $2,647 versus $2,290 for 2-bedroom listings, a roughly 16% advantage driven by their higher ADR despite lower occupancy. The gap is narrower than the ADR difference alone would suggest, reinforcing that 2-bedroom units remain competitive on a total revenue basis thanks to more frequent bookings.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$2,290 |
| 3 bedrooms |
|
$2,647 |
On an annual basis, 3-bedroom properties generate approximately $31,774 compared to $27,481 for 2-bedroom units, a difference of about $4,300. Investors should weigh this incremental revenue against the typically higher purchase and operating costs of larger properties to determine which configuration delivers the better net return for their specific situation.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$27,481 |
| 3 bedrooms |
|
$31,774 |
Parking (97%), kitchen (95%), and self check-in (92%) are near-universal in Harrodsburg, setting a high baseline for guest expectations. Differentiators like hot tubs (45%), lake access (34%), and pet-friendliness (61%) are less saturated and could help a listing stand out — particularly given the market's outdoor recreation appeal.
| Amenity | Trend | Value |
|---|---|---|
| Parking |
|
97% |
| Kitchen |
|
95% |
| Self Check-in |
|
92% |
| Washer |
|
90% |
| Dryer |
|
87% |
| Outdoor Furniture |
|
71% |
| BBQ Grill |
|
66% |
| Patio or Balcony |
|
66% |
| Pets |
|
61% |
| Backyard |
|
58% |
| Hot Tub |
|
45% |
| Workspace |
|
45% |
| Lake Access |
|
34% |
| Waterfront |
|
34% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Harrodsburg Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Above average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Above average | 15% |
| Supply/Demand Balance | Average | 15% |
Harrodsburg's ROI score of 66 out of 100 places it in the "Attractive Opportunity" band, led by an above-average revenue-to-price ratio and positive market growth trend that together account for over half the score's weighting. Occupancy stability and supply/demand balance both rate as average, reflecting a market that is still developing but not yet saturated. Investors should pair this score with local regulatory research and property-level analysis to confirm that individual deals align with the market-wide potential the data suggests.
Understanding local STR regulations is essential before investing in Harrodsburg. Here's the current regulatory landscape:
Short-term rental operators in Harrodsburg, Kentucky may need to obtain a local business license or STR permit before listing their property. Investors should verify current requirements directly with Mercer County and the City of Harrodsburg, as regulations in smaller Kentucky markets can evolve quickly.
Common restrictions that may apply include occupancy limits based on bedroom count, noise and nuisance ordinances, parking requirements for guests, and any HOA or deed restrictions on the property. Some Kentucky municipalities also impose minimum stay requirements, so it's important to confirm whether any such rules exist locally before committing to a property.
Kentucky imposes a state transient room tax on short-term rentals, and Harrodsburg may levy additional local occupancy or tourism taxes. Major platforms like Airbnb often collect and remit state taxes on behalf of hosts, but operators should confirm local tax obligations with the appropriate authorities.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Harrodsburg can provide current regulatory guidance.
Financing an Airbnb investment in Harrodsburg requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Harrodsburg's STR market is expected to continue maturing as listing supply grows alongside awareness of the area's tourism appeal. Seasonal revenue patterns suggest ADR could see modest increases of 2–4% during peak months (particularly October and June), while occupancy may stabilize in the 18–22% range as the market finds equilibrium between growing supply and demand. Investors entering now may benefit from relatively low competition compared to saturated Kentucky markets, though the rapid 89% listing growth warrants monitoring to ensure demand keeps pace with new supply."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and may not capture very recent market shifts. Local regulations, HOA rules, and tax requirements vary and should be independently verified before investing.
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