Isle, MN Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

66 / 100

Isle offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Isle Short-Term Rental Market Overview

Isle, MN is a small lakeside market with just 25 active Airbnb listings that delivers a notable revenue-to-price ratio for investors willing to embrace its pronounced seasonality. With an average annual revenue of $39,710 against average home values of $466,737, the market earns an ROI score of 66 out of 100 — placing it in "Attractive Opportunity" territory. Peak summer months drive the bulk of income, with July alone averaging $6,498 in revenue, making this a compelling destination-driven play for investors who can manage seasonal cash flow swings.

Key Market Statistics

According to Rabbu market data, the Isle short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 25
Average Daily Rate (ADR) vs. $429 state avg. $383
Average Occupancy Rate vs. 40% state avg. 21%
RevPAN ADR * Occupancy Rate $79
Average Monthly Revenue Historical 12-month average $3,309
Average Annual Revenue Historical 12-month average $39,710

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Isle

Investors are drawn to Isle for its favorable revenue-to-property-cost ratio and lake-driven vacation demand that supports premium nightly rates during peak season.

Key investment factors

  • Above-average revenue-to-price ratio offers stronger yield potential compared to many Minnesota markets
  • Lake access and waterfront appeal command premium ADR, with 5-bedroom properties averaging $426/night
  • Small active supply of just 25 listings limits direct competition relative to larger resort towns
  • Summer revenue concentration — July and August each top $6,400 — creates high-margin peak earning windows
  • Above-average supply/demand balance suggests demand has room to absorb additional quality listings

Expert Market Assessment

"Isle presents a moderately attractive investment opportunity driven by its lakefront appeal and favorable property economics, though the market's sharp seasonality requires careful financial planning. Revenue swings dramatically from a low of $1,064 in March to a high of $6,498 in July — a roughly 6x spread that underscores the vacation-dependent nature of demand. Occupancy at 21% sits well below the Minnesota state average of 40%, which reflects the reality that this is a warm-weather destination rather than a year-round performer. For investors who structure their finances around the concentrated summer earning season and keep carrying costs manageable during quieter months, Isle's above-average revenue-to-price ratio and limited competition make it a market worth serious consideration."

— Rabbu Market Analysis Team

Understanding Isle's ROI Score: 66/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Isle Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Above average 15%

What This Means for Investors

Isle's ROI score of 66 out of 100 places it in the "Attractive Opportunity" band, driven primarily by its above-average revenue-to-price ratio and favorable supply/demand balance — meaning the market generates meaningful income relative to property costs without being oversaturated. The below-average occupancy stability score reflects the sharp seasonal swings inherent to a Minnesota lake market, while the average market growth trend suggests steady but not explosive expansion. Investors should pair these metrics with local regulatory research and a realistic seasonal cash flow model to determine whether Isle fits their portfolio goals.

Short-Term Rental Regulations in Isle

Understanding local STR regulations is essential before investing in Isle. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Isle, Minnesota may need to obtain local permits or register their property with the city before hosting guests. Investors should verify current requirements directly with Isle city officials and Mille Lacs County, as STR regulations in smaller Minnesota communities can vary and change.

Key Restrictions

Common restrictions that may apply to STRs in this area include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants on lakefront properties can be particularly relevant, so investors should review any deed restrictions or association rules before purchasing. Some Minnesota municipalities also impose caps on the number of STR permits issued in a given area.

Tax Obligations

Short-term rental hosts in Minnesota are generally subject to state sales tax and local lodging taxes, which platforms like Airbnb often collect and remit on behalf of hosts. Investors should confirm whether Isle or Mille Lacs County levies any additional tourism or occupancy taxes that may apply to stays of fewer than 30 days.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Isle can provide current regulatory guidance.

Short-Term Rental Financing for Isle

Financing an Airbnb investment in Isle requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Isle Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Isle's short-term rental market is expected to maintain its strong summer demand cycle, with June through September continuing to account for the majority of annual revenue. The 47% year-over-year growth in active listings signals rising investor interest, though the market's small base of 25 listings means even a handful of new entrants can shift competitive dynamics. ADR may hold steady or see modest pressure in the $370–$390 range as supply grows, while occupancy — currently at 21% versus the 40% state average — could tighten slightly during peak months but is unlikely to shift dramatically in shoulder and winter seasons."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Isle, MN

What is the average Airbnb occupancy rate in Isle?
The average Airbnb occupancy rate in Isle is currently 21%, which is below the Minnesota state average of 40%. This lower figure reflects Isle's highly seasonal demand pattern — occupancy climbs significantly during the summer lake season (June through September) and drops off during colder months. Property size also affects occupancy, with 3-bedroom listings averaging 24% and 5-bedroom properties coming in at 11%.
How much do Airbnb hosts make in Isle?
Based on the trailing 12 months of booking data, Airbnb hosts in Isle earn an average of $3,309 per month and approximately $39,710 per year. However, revenue is heavily weighted toward summer: July and August each generate over $6,400 on average, while quieter months like March may bring in closer to $1,064. Three-bedroom properties tend to earn the most, averaging $44,498 annually.
Is Isle a good market for Airbnb investment?
Isle earns an ROI score of 66 out of 100 from Rabbu, placing it in the "Attractive Opportunity" category. The market's strengths include an above-average revenue-to-price ratio and a favorable supply/demand balance with only 25 active listings. The main consideration is pronounced seasonality — most revenue is earned between June and September — so investors should plan for lower cash flow during off-peak months. Overall, for buyers who can manage seasonal fluctuations, Isle offers solid income potential relative to property costs.
What is the average daily rate (ADR) for Airbnb in Isle?
The average daily rate for Airbnb listings in Isle is $383, which is slightly below the Minnesota state average of $429. ADR scales meaningfully with property size: 2-bedroom homes average $225/night, 3-bedrooms average $304/night, and 5-bedroom properties command $426/night. The lakefront and waterfront nature of many Isle listings supports these premium rates during peak summer demand.
Are short-term rentals legal in Isle?
Short-term rentals are generally permitted in Isle, MN, though hosts may need to obtain permits or register with local authorities. Regulations in smaller Minnesota communities can vary, so prospective investors should check directly with Isle city officials and Mille Lacs County for current rules on STR permits, zoning, and any applicable restrictions before listing a property.
When is peak season for Airbnb in Isle?
Peak season in Isle runs from June through September, with July being the single highest-earning month at an average of $6,498 in revenue. August follows closely at $6,421, and September still delivers a strong $4,890. The off-peak months of November through April see significantly lower activity, with March being the quietest month at roughly $1,064 in average revenue.
How many Airbnbs are there in Isle?
As of April 2026, there are 25 active Airbnb listings in Isle. This represents a 47% year-over-year increase in active listings, indicating growing investor interest in the market. The supply is distributed across 2-bedroom (7 listings), 3-bedroom (8 listings), and 5-bedroom (5 listings) properties, with the relatively small total count meaning less direct competition compared to larger vacation markets.
How is Airbnb revenue calculated in Isle?
The annual and monthly revenue figures for Isle are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the results up to a market-level historical average. Because each month uses its own historical performance data, the figures naturally capture seasonal peaks (like July's $6,498 average) and slower periods (like March's $1,064). Individual results can vary based on property quality, pricing strategy, and how well the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for Isle, MN and surrounding areas
  • Average daily rate, occupancy, and RevPAN trends across property sizes
  • Monthly and annual revenue benchmarks based on trailing 12-month booking data
  • Popular amenity data showing guest expectation patterns across active listings
  • Home value estimates sourced from Zillow Home Value Index (ZHVI) for investment analysis

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages as of April 2026 and may not capture very recent market shifts. Local regulations, HOA rules, and tax obligations vary — investors should verify all requirements with Isle city officials and Mille Lacs County before purchasing.

Next Steps

Ready to invest in Isle's short-term rental market? Take action with these resources:

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