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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
James Creek shows standout short-term rental potential based on its current revenue, occupancy, and pricing trends.
James Creek, PA is a small but compelling short-term rental market where just 14 active listings produce an average annual revenue of $49,562 — supported by a 52% occupancy rate that significantly outpaces the 36% Pennsylvania state average. With an average daily rate of $345, strong summer seasonality, and an ROI score of 86 out of 100, this rural Pennsylvania destination offers investors a rare combination of limited competition and above-average returns. The market's low supply and favorable revenue-to-price dynamics make it worth serious consideration for those seeking high-yield vacation rental opportunities.
According to Rabbu market data, the James Creek short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 14 |
| Average Daily Rate (ADR) | vs. $350 state avg. | $345 |
| Average Occupancy Rate | vs. 36% state avg. | 52% |
| RevPAN | ADR * Occupancy Rate | $178 |
| Average Monthly Revenue | Historical 12-month average | $4,130 |
| Average Annual Revenue | Historical 12-month average | $49,562 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Investors are drawn to James Creek for its outsized revenue potential relative to home prices, limited competition, and occupancy rates well above the state average.
Key investment factors
"With an ROI score of 86 out of 100, James Creek earns a 'Standout Opportunity' designation driven by above-average revenue-to-price ratios and favorable supply/demand dynamics. The market exhibits pronounced seasonality — August peaks near $6,273 in monthly revenue while January dips to roughly $1,988 — so investors should plan cash reserves to weather slower winter months. The combination of limited inventory, strong occupancy, and nature-oriented guest demand creates a compelling opportunity for investors willing to operate in a smaller, less conventional market. Properties that lean into outdoor amenities and family-friendly features are well positioned to capture the bulk of seasonal visitors."
— Rabbu Market Analysis Team
James Creek shows strong seasonality, with August ($6,273) and July ($5,892) representing peak earning months — more than triple the winter lows of January ($1,988) and December ($2,003). Investors should expect roughly 65% of annual revenue to concentrate between May and October, making cash-flow planning essential for the quieter winter period.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$1,988 |
| February |
|
$2,384 |
| March |
|
$3,145 |
| April |
|
$3,456 |
| May |
|
$5,072 |
| June |
|
$5,252 |
| July |
|
$5,892 |
| August |
|
$6,273 |
| September |
|
$5,575 |
| October |
|
$5,224 |
| November |
|
$3,293 |
| December |
|
$2,003 |
The entire active inventory in James Creek consists of 4-bedroom properties, with all 6 reported listings falling into this single category. This extreme concentration could signal opportunity for investors willing to offer differentiated property sizes — such as smaller couples' retreats or larger group accommodations — to capture underserved demand segments.
| Size | Trend | Value |
|---|---|---|
| 4 bedrooms |
|
6 |
Four-bedroom properties in James Creek command an average daily rate of $297, which is the only property size currently represented in the market. The gap between this figure and the market-wide ADR of $345 suggests some higher-priced listings may be pulling the overall average up during peak periods.
| Size | Trend | Value |
|---|---|---|
| 4 bedrooms |
|
$297 |
Four-bedroom listings generate $173 in revenue per available night, reflecting a solid combination of the $297 ADR and 58% occupancy. This RevPAN figure closely aligns with the market-wide average of $178, confirming that 4-bedroom units are the core revenue driver in James Creek.
| Size | Trend | Value |
|---|---|---|
| 4 bedrooms |
|
$173 |
Four-bedroom properties maintain a 58% occupancy rate, which is notably higher than the market-wide 52% average and well above Pennsylvania's 36% state benchmark. This strong fill rate suggests reliable demand for family- and group-sized accommodations in the area.
| Size | Trend | Value |
|---|---|---|
| 4 bedrooms |
|
58% |
Four-bedroom properties average $4,086 per month, closely tracking the overall market average of $4,130. Given that 4-bedrooms represent the dominant (and only reported) property configuration, this figure serves as the baseline for underwriting new investments in the area.
| Size | Trend | Value |
|---|---|---|
| 4 bedrooms |
|
$4,086 |
At $49,040 in average annual revenue, 4-bedroom properties in James Creek offer a compelling return against the $336,474 average home value — implying a gross revenue yield of approximately 14.6%. This positions the market favorably for investors seeking strong cash-on-cash returns in a low-competition environment.
| Size | Trend | Value |
|---|---|---|
| 4 bedrooms |
|
$49,040 |
Kitchens (100%), BBQ grills (93%), and parking (93%) are near-universal among James Creek listings, reflecting a guest base that expects self-catering, outdoor-oriented stays. Hot tubs (36%) and lake access (14%) appear at lower rates, suggesting these could serve as meaningful differentiators for properties looking to command premium pricing.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
100% |
| BBQ Grill |
|
93% |
| Parking |
|
93% |
| Dryer |
|
86% |
| Outdoor Furniture |
|
86% |
| Washer |
|
86% |
| Self Check-in |
|
79% |
| Patio or Balcony |
|
71% |
| Backyard |
|
50% |
| Hot Tub |
|
36% |
| Pets |
|
36% |
| Workspace |
|
21% |
| Lake Access |
|
14% |
| EV Charger |
|
7% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | James Creek Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Above average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Above average | 15% |
| Supply/Demand Balance | Above average | 15% |
James Creek's ROI score of 86 out of 100 places it in the 'Standout Opportunity' tier, driven primarily by an above-average revenue-to-price ratio and a favorable supply/demand balance that benefits from just 14 active listings. Occupancy stability rates as average — reflecting the market's seasonal nature — while market growth trend scores above average, indicating expanding interest. Investors should pair these strong quantitative signals with thorough local regulatory research to ensure a smooth path from acquisition to revenue generation.
Understanding local STR regulations is essential before investing in James Creek. Here's the current regulatory landscape:
Short-term rental operators in James Creek, Pennsylvania may need to obtain permits or register their property with local authorities. Investors should verify current requirements with Huntingdon County and the Commonwealth of Pennsylvania before listing a property.
Common restrictions that may apply to STRs in this area include occupancy limits, minimum stay requirements, noise ordinances, parking regulations, and HOA rules. Permit caps or zoning limitations could also be relevant, so it's important to review local ordinances and any homeowners' association covenants before purchasing.
Pennsylvania requires short-term rental operators to collect and remit state sales tax and any applicable local hotel or occupancy taxes. Many booking platforms handle tax collection automatically, but hosts should confirm compliance with state and county tax authorities.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in James Creek can provide current regulatory guidance.
Financing an Airbnb investment in James Creek requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, James Creek is expected to maintain its strong seasonal demand pattern, with peak revenues concentrated from May through October. ADR is likely to hold steady or edge up modestly in the 2–4% range given limited supply and growing interest — active listings have grown 300% year over year, though the base remains very small at 14 properties. Occupancy should remain in the 50–55% range annually, with summer months continuing to drive the bulk of income. Investors entering early in this micro-market may benefit from first-mover positioning before additional supply arrives."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages as of April 2026 and may not capture very recent market shifts. Local regulations, HOA rules, and tax requirements vary and should be independently verified before investing.
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