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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Lodi shows standout short-term rental potential based on its current revenue, occupancy, and pricing trends.
Lodi, NY is a micro-market in the Finger Lakes region that punches well above its size for short-term rental investors. With just 14 active Airbnb listings and an average annual revenue of $64,347, the market offers a compelling revenue-to-price dynamic against an average home value of $539,527. Strong summer seasonality — July and August each top $11,400 in monthly revenue — combined with above-average occupancy stability makes this a niche opportunity worth investigating.
According to Rabbu market data, the Lodi short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 14 |
| Average Daily Rate (ADR) | vs. $381 state avg. | $213 |
| Average Occupancy Rate | vs. 40% state avg. | 39% |
| RevPAN | ADR * Occupancy Rate | $83 |
| Average Monthly Revenue | Historical 12-month average | $5,362 |
| Average Annual Revenue | Historical 12-month average | $64,347 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Lodi appeals to investors seeking a low-competition Finger Lakes market with above-average revenue relative to home prices and strong seasonal demand driven by lake tourism and wine country visitors.
Key investment factors
"Lodi earns a "Standout Opportunity" designation with an ROI score of 78 out of 100, driven primarily by its above-average revenue-to-price ratio and occupancy stability. The market's seasonality is unmistakable — peak months in July and August generate roughly seven to eight times the revenue of January — so investors need to plan cash flow around a compressed earning window. That said, the shoulder months of May, June, September, and October each clear $6,000+, extending the profitable season to about half the year. For buyers comfortable with a seasonal income profile and a small, intimate market, Lodi offers genuine upside that many larger New York markets can't match on a yield basis."
— Rabbu Market Analysis Team
Lodi's revenue curve is sharply seasonal: July ($11,452) and August ($11,441) tower over the rest of the year, while January ($1,494) marks the low point — a nearly 8x spread from trough to peak. The profitable corridor stretches from May through October, with each of those months exceeding $6,200, giving investors about six strong earning months to offset a quiet winter.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$1,494 |
| February |
|
$1,576 |
| March |
|
$1,959 |
| April |
|
$3,475 |
| May |
|
$6,277 |
| June |
|
$7,279 |
| July |
|
$11,452 |
| August |
|
$11,441 |
| September |
|
$7,054 |
| October |
|
$6,215 |
| November |
|
$3,411 |
| December |
|
$2,710 |
The entire reportable supply in Lodi consists of 1-bedroom properties, with 5 active listings in that category. This extremely concentrated supply profile may signal an opportunity for investors willing to bring larger properties — such as 2- or 3-bedroom homes — to market and capture group or family travel demand.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
5 |
One-bedroom listings in Lodi command an ADR of $164, which is below the market-wide average of $213, suggesting that larger or premium properties (not yet separately tracked) are pulling the overall average higher. For investors focused on 1-bedroom units, the $164 rate paired with strong occupancy still delivers solid per-night economics.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$164 |
One-bedroom properties deliver a RevPAN of $103, which actually exceeds the market-wide average of $83. This indicates that smaller units are converting their occupancy advantage into effective nightly revenue more efficiently than the broader market average would suggest.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$103 |
One-bedroom listings achieve a 63% occupancy rate, significantly outperforming the 39% market-wide average. This strong fill rate provides more predictable cash flow and suggests consistent demand for smaller, likely more affordable accommodations in the Lodi area.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
63% |
One-bedroom properties generate an average of $5,640 per month, slightly above the market-wide average of $5,362. With only this bedroom count reported, investors can use this figure as a reliable baseline for underwriting smaller units in Lodi.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$5,640 |
At $67,687 in average annual revenue, 1-bedroom listings modestly outpace the $64,347 market-wide figure. Against an average home value of $539,527, this translates to a gross yield of roughly 12.5%, which is a notable return for a New York State market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$67,687 |
Parking and kitchen access lead at 93% prevalence, followed closely by self check-in and patio or balcony at 86% — these are effectively table stakes in Lodi. Outdoor-oriented amenities like BBQ grills (79%), backyards (71%), and lake access (36%) reflect the market's appeal as a nature and wine country retreat, signaling that guests expect a comfortable, self-sufficient lakeside experience.
| Amenity | Trend | Value |
|---|---|---|
| Parking |
|
93% |
| Kitchen |
|
93% |
| Self Check-in |
|
86% |
| Patio or Balcony |
|
86% |
| BBQ Grill |
|
79% |
| Backyard |
|
71% |
| Pets |
|
57% |
| Outdoor Furniture |
|
50% |
| Dryer |
|
43% |
| Washer |
|
43% |
| Lake Access |
|
36% |
| Waterfront |
|
36% |
| Workspace |
|
36% |
| Hot Tub |
|
21% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Lodi Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Above average | 40% |
| Occupancy Stability | Above average | 30% |
| Market Growth Trend | Average | 15% |
| Supply/Demand Balance | Average | 15% |
Lodi's ROI score of 78 out of 100 places it in the 'Standout Opportunity' band, reflecting above-average marks in both revenue-to-price ratio and occupancy stability — the two most heavily weighted factors. Market growth trend and supply/demand balance each rate as average, which is expected for a small market that's still maturing. Investors should pair this score with local regulatory research and a realistic seasonal cash-flow model to confirm the opportunity fits their goals.
Understanding local STR regulations is essential before investing in Lodi. Here's the current regulatory landscape:
Short-term rental operators in Lodi, NY should verify whether a permit or registration is required through Seneca County and the Town of Lodi, as New York State leaves much of STR regulation to local municipalities. Contacting the local code enforcement or planning office before purchasing is the safest way to confirm current requirements.
Common restrictions that may apply in small New York towns like Lodi include occupancy limits, minimum stay requirements, noise ordinances, and parking mandates. Investors should also check for any HOA or deed restrictions on the specific property, as lakefront and rural communities sometimes impose covenants that limit rental activity.
New York State requires collection of sales tax and any applicable local occupancy or tourism taxes on short-term stays of less than 90 days. Platforms like Airbnb typically handle state and local tax remittance in New York, but hosts should confirm their obligations with a tax professional to ensure full compliance.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Lodi can provide current regulatory guidance.
Financing an Airbnb investment in Lodi requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Lodi's STR performance is expected to remain anchored by its pronounced summer peak, with July and August likely continuing to drive the lion's share of annual income. Occupancy stability is rated above average, suggesting demand isn't eroding despite a 118% year-over-year increase in active listings. ADR may see modest movement in the $210–$220 range as new supply enters, though the market's small size means even a handful of well-managed properties can shift averages. Investors should budget conservatively for winter months, when revenue drops below $2,000, and plan pricing strategies that maximize the May-through-October corridor."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current snapshots as of April 2026; market conditions may shift. Local regulations and tax obligations vary and should be independently verified before making investment decisions.
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