Loudon, TN Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

62 / 100

Loudon offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Loudon Short-Term Rental Market Overview

Loudon, TN is a compact but promising short-term rental market situated in eastern Tennessee's lake country, where outdoor recreation and waterfront appeal drive guest interest. With just 34 active Airbnb listings, the market remains relatively uncrowded, and its 37% average occupancy rate outpaces the Tennessee state average of 29%. Average annual revenue of $38,355 per listing and a notable 125% year-over-year growth in active listings signal rising investor attention, though property values averaging around $803K mean careful underwriting is essential.

Key Market Statistics

According to Rabbu market data, the Loudon short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 34
Average Daily Rate (ADR) vs. $309 state avg. $226
Average Occupancy Rate vs. 29% state avg. 37%
RevPAN ADR * Occupancy Rate $84
Average Monthly Revenue Historical 12-month average $3,196
Average Annual Revenue Historical 12-month average $38,355

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Loudon

Investors are drawn to Loudon for its lake-driven leisure demand, above-average occupancy relative to Tennessee peers, and a still-emerging supply landscape that offers early-mover advantages.

Key investment factors

  • Occupancy of 37% exceeds the 29% Tennessee state average, indicating stronger-than-typical demand absorption
  • Small supply base of just 34 listings creates less direct competition for well-positioned properties
  • Lake access and waterfront amenities (present in 24–32% of listings) offer premium differentiation potential
  • Summer peak revenue nearly 4x winter lows provides strong seasonal upside for active hosts
  • 125% year-over-year listing growth reflects rising market recognition without yet reaching saturation

Expert Market Assessment

"Loudon earns an "Attractive Opportunity" designation with an ROI score of 62 out of 100, reflecting a market where healthy demand and reasonable revenue metrics balance against higher-than-average property costs. Seasonality is pronounced — revenue swings from a February low of $1,275 to a July peak of $4,946 — so investors should budget for leaner winter cash flow. The above-average occupancy stability is a genuine bright spot, suggesting that properties here enjoy more consistent bookings than many Tennessee markets. Pairing a well-appointed lakefront listing with smart off-season pricing could meaningfully outperform the market averages."

— Rabbu Market Analysis Team

Understanding Loudon's ROI Score: 62/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Loudon Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Above average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Loudon's ROI score of 62 out of 100 places it in the "Attractive Opportunity" band, reflecting a market where above-average occupancy stability and balanced supply-demand dynamics partially offset an average revenue-to-price ratio driven by home values near $803K. Market growth trends and supply-demand balance both rate as average, meaning the market is growing but hasn't yet reached the inflection point where returns become exceptional. Investors should pair these metrics with thorough local regulatory research and target properties with differentiating features like lake access to push returns above the market baseline.

Short-Term Rental Regulations in Loudon

Understanding local STR regulations is essential before investing in Loudon. Here's the current regulatory landscape:

Permit Requirements

Operators in Loudon, Tennessee may need to obtain a short-term rental permit or business license before listing a property; investors should verify current requirements directly with the City of Loudon and Loudon County, as local ordinances can change.

Key Restrictions

Common STR restrictions in Tennessee markets include occupancy limits per bedroom, minimum stay requirements, noise ordinances, parking mandates, and potential HOA restrictions that could limit rental activity. Investors should review any applicable zoning overlays and homeowners' association covenants before purchasing.

Tax Obligations

Short-term rental operators in Tennessee are typically subject to state sales tax and local occupancy or tourism taxes. Many booking platforms collect and remit these taxes on the host's behalf, but owners should confirm compliance with both state and Loudon County tax authorities.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Loudon can provide current regulatory guidance.

Short-Term Rental Financing for Loudon

Financing an Airbnb investment in Loudon requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Loudon Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Loudon's STR market is likely to see continued supply growth as investors respond to the area's above-average occupancy stability and lakeside demand drivers. Summer months should remain the revenue engine — July alone has historically averaged nearly $4,950 per listing — while winter months like February may stay softer around $1,275. We estimate ADR could edge up 2–4% as hosts refine pricing strategies, and occupancy should hold in the 35–40% range market-wide, though individual waterfront properties will likely outperform that band."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Loudon, TN

What is the average Airbnb occupancy rate in Loudon?
The average Airbnb occupancy rate in Loudon is currently 37%, which is notably higher than the Tennessee state average of 29%. This above-average figure suggests that guest demand in the area is relatively strong, particularly during warmer months when lake and outdoor activities draw visitors.
How much do Airbnb hosts make in Loudon?
On average, Airbnb hosts in Loudon earn approximately $3,196 per month or $38,355 per year based on trailing 12-month booking data. Revenue varies significantly by property size — 2-bedroom listings average around $28,948 annually, while 4-bedroom properties can reach roughly $62,499 per year.
Is Loudon a good market for Airbnb investment?
Loudon scores a 62 out of 100 on Rabbu's ROI Score, earning an "Attractive Opportunity" rating. The market benefits from above-average occupancy stability and balanced supply-demand dynamics, though average home values of approximately $803K mean investors need to carefully evaluate revenue-to-price ratios. Properties with lake access or waterfront positioning tend to command premium rates and stronger bookings.
What is the average daily rate (ADR) for Airbnb in Loudon?
The average daily rate for Airbnb listings in Loudon is $226, which is below the Tennessee state average of $309. ADR varies by property size, ranging from $139 for 2-bedroom units up to $282 for 4-bedroom properties. The lower-than-state-average ADR reflects Loudon's positioning as a more affordable alternative to nearby resort-style markets.
Are short-term rentals legal in Loudon?
Short-term rentals are generally permitted in Loudon, TN, though operators may need to obtain appropriate permits or licenses from local authorities. Regulations can evolve, so prospective investors should verify current rules with the City of Loudon, Loudon County, and any applicable homeowners' association before purchasing a property.
When is peak season for Airbnb in Loudon?
Peak season in Loudon runs from June through September, with July being the strongest month at an average revenue of $4,946 per listing. The summer surge aligns with lake recreation season. The slowest period is winter, with February averaging just $1,275 — meaning hosts should plan for roughly a 4:1 revenue swing between peak and off-peak months.
How many Airbnbs are there in Loudon?
As of April 2026, there are 34 active Airbnb listings in Loudon. The market has seen significant growth, with a 125% year-over-year increase in active listings. Supply is distributed fairly evenly across 2-bedroom (9 listings), 3-bedroom (10 listings), and 4-bedroom (8 listings) properties.
How is Airbnb revenue calculated in Loudon?
The annual and monthly revenue figures for Loudon are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Loudon, TN market
  • Average daily rate, occupancy, and RevPAN metrics benchmarked against state averages
  • Monthly and annual revenue trends based on trailing 12-month historical booking data
  • Property size breakdowns for listings, rates, occupancy, and revenue
  • Data sourced from Rabbu proprietary analytics and Zillow Home Value Index (ZHVI)

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages as of April 2026 and may not capture recent market shifts. Local regulations governing short-term rentals in Loudon, TN may change; investors should verify current rules before purchasing.

Next Steps

Ready to invest in Loudon's short-term rental market? Take action with these resources:

Browse Airbnbs for Sale

Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.

View Properties

Connect with an Agent

Work with specialized agents who've helped investors acquire over $650M in STR properties.

Find an Agent

Connect with a Lender

Qualify for as low as 15% down on a DSCR loan using the rental property's projected income.

Find a Lender
Browse Airbnbs for Sale