Loveland, CO Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

51 / 100

Loveland presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Loveland Short-Term Rental Market Overview

Loveland, CO offers a competitive short-term rental landscape with 150 active Airbnb listings generating an average annual revenue of $34,016 per property. The market's ADR of $152 sits well below the $529 Colorado state average, making it accessible for guests but requiring investors to be strategic about property selection and pricing. With above-average occupancy stability and proximity to Rocky Mountain recreation, Loveland draws a mix of outdoor enthusiasts and travelers seeking an affordable alternative to pricier mountain towns.

Key Market Statistics

According to Rabbu market data, the Loveland short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 150
Average Daily Rate (ADR) vs. $529 state avg. $152
Average Occupancy Rate vs. 45% state avg. 37%
RevPAN ADR * Occupancy Rate $56
Average Monthly Revenue Historical 12-month average $2,834
Average Annual Revenue Historical 12-month average $34,016

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Loveland

Loveland attracts investor attention thanks to its stable occupancy patterns and positioning as an affordable gateway to northern Colorado's outdoor recreation and events.

Key investment factors

  • Above-average occupancy stability provides more predictable cash-flow modeling
  • Average home values of $682,135 pair with revenue potential that rewards larger properties
  • Strong summer seasonality with July revenue nearly 4x winter lows creates clear peak-season upside
  • Proximity to Rocky Mountain National Park and northern Colorado attractions drives leisure demand
  • Outdoor amenities like backyards, patios, and BBQ grills are already market expectations, signaling a family and group-travel guest base

Expert Market Assessment

"Loveland presents a moderate opportunity for STR investors who are willing to source deals carefully. The ROI score of 51 out of 100 reflects solid occupancy stability offset by below-average market growth and tightening supply-demand dynamics as listing counts have surged. Seasonality is pronounced — July and August generate roughly three to four times the revenue of the slowest winter months — so investors should underwrite conservatively and account for meaningful cash-flow swings between peak and off-peak periods."

— Rabbu Market Analysis Team

Understanding Loveland's ROI Score: 51/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Loveland Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Above average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Loveland's ROI score of 51 out of 100 places it in the "Competitive Opportunity" band, meaning the market has genuine demand but requires disciplined deal selection to generate strong returns. Occupancy stability rates above average, which is encouraging for cash-flow predictability, but both market growth trend and supply/demand balance score below average — reflecting the rapid 156% surge in new listings that may be outpacing demand growth. Investors should pair this data with thorough local regulatory research and focus on property types (particularly 3–4 bedrooms) where revenue-per-night metrics are strongest relative to competition.

Short-Term Rental Regulations in Loveland

Understanding local STR regulations is essential before investing in Loveland. Here's the current regulatory landscape:

Permit Requirements

The City of Loveland and the State of Colorado may require short-term rental operators to obtain permits or register their properties before listing. Investors should verify current requirements directly with Loveland's planning or licensing departments, as regulations can change.

Key Restrictions

Common STR restrictions in Colorado communities include occupancy limits per bedroom, minimum-stay requirements, noise and parking ordinances, and potential HOA rules that may prohibit or limit rentals. Some jurisdictions also impose caps on the number of permits issued, so confirming availability early in the acquisition process is advisable.

Tax Obligations

Short-term rental operators in Colorado are typically subject to state sales tax, local lodging or occupancy taxes, and potentially tourism-related assessments. Many booking platforms collect and remit some of these taxes automatically, but hosts should confirm their full obligations with the Colorado Department of Revenue and the City of Loveland.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Loveland can provide current regulatory guidance.

Short-Term Rental Financing for Loveland

Financing an Airbnb investment in Loveland requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Loveland Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Loveland's STR market is likely to see continued seasonal demand driven by summer tourism, with July revenues potentially holding near the $5,200+ range. However, with market growth trending below average and a 156% year-over-year increase in active listings, new supply could put pressure on occupancy rates unless demand keeps pace. Investors should anticipate ADR increases in the 1–3% range and plan for occupancy to hover around 35–40% market-wide, making operational efficiency and guest experience critical differentiators."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Loveland, CO

What is the average Airbnb occupancy rate in Loveland?
The average Airbnb occupancy rate in Loveland is currently 37%, which falls below the Colorado state average of 45%. Occupancy varies significantly by property size, with 2-bedroom listings leading at 44% and larger 5-bedroom properties averaging just 23%. Seasonal demand swings also play a role, so individual results can differ depending on pricing strategy, property quality, and time of year.
How much do Airbnb hosts make in Loveland?
On average, Airbnb hosts in Loveland earn approximately $2,834 per month or $34,016 per year based on the trailing 12 months of booking data. Revenue varies considerably by property size — 1-bedroom listings average around $19,902 annually, while 5-bedroom properties can generate up to $54,085. Peak summer months like July can bring in over $5,200, whereas January and February typically see revenues closer to $1,200–$1,400.
Is Loveland a good market for Airbnb investment?
Loveland earns an ROI score of 51 out of 100, placing it in the "Competitive Opportunity" category. The market benefits from above-average occupancy stability and strong summer demand, but investors face below-average market growth trends and increasing competition from new listings. Success in Loveland typically requires selective deal sourcing, thoughtful property sizing, and strong operational management to stand out in a growing field.
What is the average daily rate (ADR) for Airbnb in Loveland?
The average daily rate for Airbnb listings in Loveland is $152, which is significantly below the Colorado state average of $529. ADR scales with property size, starting at $95 for 1-bedroom units and climbing to $239 for 4- and 5-bedroom properties. This lower ADR reflects Loveland's positioning as an affordable alternative to higher-priced Colorado mountain markets.
Are short-term rentals legal in Loveland?
Short-term rentals operate in Loveland, CO, with 150 active Airbnb listings currently on the market. However, local regulations regarding permits, zoning, and operational requirements can evolve, so prospective investors should verify the latest rules with the City of Loveland's licensing or planning departments before purchasing a property for STR use.
When is peak season for Airbnb in Loveland?
Peak season for Airbnb in Loveland runs from June through September, with July being the strongest month at an average revenue of $5,236 per listing. August follows closely at $4,836. The slowest months are January and February, when average revenues drop to $1,373 and $1,268 respectively — roughly one-quarter of peak-month earnings.
How many Airbnbs are there in Loveland?
There are currently 150 active Airbnb listings in Loveland as of April 2026. The market has experienced significant growth, with a 156% year-over-year increase in active listings. One-bedroom properties make up the largest share of supply at 46 listings, followed by 2-bedroom (37) and 3-bedroom (35) properties.
How is Airbnb revenue calculated in Loveland?
The annual and monthly revenue figures for Loveland are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remaining data up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month draws on its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Loveland market
  • Occupancy rates, average daily rates, and RevPAN trends by property size
  • Monthly and annual revenue estimates based on trailing 12-month booking performance
  • Average home values sourced from the Zillow Home Value Index (ZHVI)
  • Data aggregated from multiple providers including Rabbu proprietary analytics

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; investors should verify current rules with Loveland and Colorado authorities before purchasing. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.

Next Steps

Ready to invest in Loveland's short-term rental market? Take action with these resources:

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