Lusby, MD Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

68 / 100

Lusby offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Lusby Short-Term Rental Market Overview

Lusby, MD is a small waterfront-oriented market in Southern Maryland with 57 active Airbnb listings and an average annual revenue of $35,182 per property. With an above-average revenue-to-price ratio and stable occupancy patterns, the market offers an attractive entry point for investors drawn to Chesapeake Bay-area getaways. Average home values sit at $492,993, and the ADR of $240 comes in well below the $368 Maryland state average, suggesting a more accessible price tier for guests and potentially broader demand appeal.

Key Market Statistics

According to Rabbu market data, the Lusby short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 57
Average Daily Rate (ADR) vs. $368 state avg. $240
Average Occupancy Rate vs. 35% state avg. 20%
RevPAN ADR * Occupancy Rate $49
Average Monthly Revenue Historical 12-month average $2,931
Average Annual Revenue Historical 12-month average $35,182

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Lusby

Lusby attracts investor interest thanks to a favorable revenue-to-price ratio that outperforms many Maryland markets, combined with steady waterfront tourism demand along the Chesapeake Bay.

Key investment factors

  • Above-average revenue-to-price ratio supports quicker capital recovery relative to property costs
  • Waterfront and beach access amenities (51% and 46% of listings) drive premium summer bookings
  • Small supply of just 57 listings reduces direct competition for well-positioned properties
  • Larger properties (3–4 bedrooms) generate $48K–$54K annually, offering meaningful income potential
  • Above-average occupancy stability provides more predictable cash flow across seasons

Expert Market Assessment

"Lusby presents an attractive opportunity for STR investors who are comfortable with a seasonally concentrated revenue profile. August is the clear revenue leader at $5,329 per month—more than four times the January low of $1,162—so building a cash reserve during summer to cover slower months is essential. The market's 68/100 ROI score reflects genuine strength in revenue relative to property prices and occupancy stability, even as the growth trend lags behind faster-expanding markets. Investors targeting 3- and 4-bedroom properties stand to capture the highest absolute revenue while tapping into family and group travel demand that Lusby's waterfront setting naturally attracts."

— Rabbu Market Analysis Team

Understanding Lusby's ROI Score: 68/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Lusby Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Above average 30%
Market Growth Trend Below average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Lusby's ROI score of 68 out of 100 places it in the 'Attractive Opportunity' band, driven primarily by an above-average revenue-to-price ratio and above-average occupancy stability—two factors that carry the most weight in the calculation. The market growth trend scores below average, reflecting that rapid listing expansion (147% year-over-year) could pressure individual property performance if demand doesn't keep pace. Investors should pair this score with on-the-ground regulatory research and a realistic seasonal budgeting plan to make the most informed decision.

Short-Term Rental Regulations in Lusby

Understanding local STR regulations is essential before investing in Lusby. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Lusby, Maryland may need to obtain a permit or register with Calvert County before listing their property. Investors should verify current requirements directly with Calvert County's planning and zoning department and the State of Maryland before purchasing.

Key Restrictions

Common restrictions in Maryland's smaller communities can include occupancy limits, minimum stay requirements, parking mandates, noise ordinances, and HOA covenants that may limit or prohibit short-term rentals. It's important to review any deed restrictions or homeowner association rules specific to waterfront or subdivision properties in the Lusby area.

Tax Obligations

Maryland imposes state sales and use tax on short-term rental accommodations, and Calvert County may levy an additional transient occupancy tax. Major platforms like Airbnb often collect and remit these taxes on behalf of hosts, but operators should confirm their obligations with local tax authorities to remain compliant.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Lusby can provide current regulatory guidance.

Short-Term Rental Financing for Lusby

Financing an Airbnb investment in Lusby requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Lusby Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Lusby's STR market is expected to maintain its pronounced summer peak, with July and August likely continuing to drive the bulk of annual revenue. Occupancy may see modest seasonal compression during winter months, but above-average occupancy stability suggests demand holds up better than many comparable rural-resort markets. Investors should anticipate ADR increases in the 1–3% range as the listing supply matures, though the below-average market growth trend means aggressive appreciation assumptions should be tempered. Planning for strong cash flow from June through October while managing expenses through the slower winter months will be key to optimizing returns."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Lusby, MD

What is the average Airbnb occupancy rate in Lusby?
The average occupancy rate for Airbnb listings in Lusby is currently 20%, which is below the Maryland state average of 35%. However, occupancy varies significantly by property size—1-bedroom units lead at 30%, while 2-bedroom listings sit at 14%. The market's seasonal nature concentrates bookings heavily in the summer months, which pulls the annual average down despite strong peak-season demand.
How much do Airbnb hosts make in Lusby?
On average, Airbnb hosts in Lusby earn approximately $2,931 per month or $35,182 per year based on trailing 12-month data. Revenue varies widely by property size: 1-bedroom listings average about $15,295 annually, while 4-bedroom properties can bring in around $54,113 per year. Peak months like July and August can generate $4,663–$5,329 in a single month.
Is Lusby a good market for Airbnb investment?
Lusby scores a 68 out of 100 on Rabbu's ROI Score, placing it in the 'Attractive Opportunity' tier. The market benefits from an above-average revenue-to-price ratio and solid occupancy stability. Investors should note that revenue is heavily seasonal, with summer months driving the majority of income, so effective budgeting and pricing strategy are important for maximizing returns year-round.
What is the average daily rate (ADR) for Airbnb in Lusby?
The average daily rate in Lusby is $240, which is below the Maryland state average of $368. Rates scale significantly with property size: 1-bedroom listings average $98 per night, 2-bedrooms average $220, 3-bedrooms reach $300, and 4-bedroom properties command $372 per night. This pricing structure makes Lusby competitive for guests seeking waterfront getaways at a more accessible price point than many Chesapeake Bay destinations.
Are short-term rentals legal in Lusby?
Short-term rentals are generally permitted in the Lusby area of Calvert County, Maryland, though operators may need to obtain permits or register with local authorities. Regulations can vary, so investors should check directly with Calvert County planning and zoning as well as any applicable HOA rules before purchasing a property for STR use.
When is peak season for Airbnb in Lusby?
Peak season in Lusby runs from June through September, with August being the single highest-earning month at an average of $5,329 in revenue. July follows closely at $4,663, and September brings in $3,728. The off-season runs from November through March, with January being the slowest month at roughly $1,162 in average revenue.
How many Airbnbs are there in Lusby?
As of April 2026, there are 57 active Airbnb listings in Lusby. The supply is fairly evenly distributed across property sizes: 15 three-bedroom listings, 14 one-bedroom listings, 13 two-bedroom listings, and 8 four-bedroom properties. Year-over-year listing growth has been 147%, indicating the market is expanding rapidly.
How is Airbnb revenue calculated in Lusby?
The annual and monthly revenue figures for Lusby are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and how effectively the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Lusby market
  • Average daily rate, occupancy, and RevPAN metrics tracked over time
  • Monthly and annual revenue estimates based on trailing 12-month booking data
  • Property size breakdowns for listings, rates, occupancy, and revenue
  • Home value data from the Zillow Home Value Index (ZHVI) for investment analysis

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and may not capture recent regulatory or market changes. Local regulations, HOA rules, and tax obligations vary and should be independently verified before purchasing.

Next Steps

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