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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Mercersburg offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.
Mercersburg, PA presents an attractive niche opportunity for short-term rental investors, earning an ROI score of 59 out of 100. With just 44 active Airbnb listings and an average annual revenue of $23,030, this small Pennsylvania market offers relatively low competition alongside average daily rates of $339 — just below the $350 state average. Occupancy sits at 43%, comfortably above the state average of 36%, and the market has seen notable 88% year-over-year listing growth, signaling rising investor interest.
According to Rabbu market data, the Mercersburg short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 44 |
| Average Daily Rate (ADR) | vs. $350 state avg. | $339 |
| Average Occupancy Rate | vs. 36% state avg. | 43% |
| RevPAN | ADR * Occupancy Rate | $147 |
| Average Monthly Revenue | Historical 12-month average | $1,919 |
| Average Annual Revenue | Historical 12-month average | $23,030 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Mercersburg appeals to investors seeking a low-competition rural market with favorable revenue-to-price dynamics and occupancy that exceeds the Pennsylvania state average.
Key investment factors
"Mercersburg represents a moderately attractive STR opportunity, best suited for investors comfortable with a smaller, seasonal market that rewards strategic property selection. The revenue spread between April ($1,270) and July ($2,736) reveals meaningful seasonality — roughly a 2:1 swing — so accurate cash-flow modeling across all twelve months is essential. Larger properties, particularly 4-bedroom homes averaging $3,870 per month, significantly outperform smaller units in absolute revenue, though 3-bedroom listings achieve the highest occupancy at 54%. With average home values around $465,058 and revenue-to-price ratios rated as average, investors should focus on operational efficiency and amenity differentiation to maximize returns."
— Rabbu Market Analysis Team
Revenue in Mercersburg peaks in July at $2,736 and dips to its lowest point in April at $1,270, creating roughly a 2:1 seasonal spread. Interestingly, winter months hold up relatively well — January hits $2,250 — suggesting a dual-season demand pattern likely tied to outdoor recreation year-round.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$2,250 |
| February |
|
$2,048 |
| March |
|
$1,470 |
| April |
|
$1,270 |
| May |
|
$1,848 |
| June |
|
$2,178 |
| July |
|
$2,736 |
| August |
|
$1,943 |
| September |
|
$1,772 |
| October |
|
$1,964 |
| November |
|
$1,636 |
| December |
|
$1,910 |
Supply is concentrated in 1-bedroom and 2-bedroom listings (12 each), while 3-bedroom (9) and 4-bedroom (7) properties are less represented. The relatively thin supply of larger homes may signal an opportunity, especially given their substantially higher revenue potential.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
12 |
| 2 bedrooms |
|
12 |
| 3 bedrooms |
|
9 |
| 4 bedrooms |
|
7 |
Four-bedroom properties command the highest ADR at $535, more than double the $236 rate for 2-bedroom units. Notably, 1-bedroom listings ($341) price nearly as high as 3-bedrooms ($328), suggesting strong demand for well-positioned smaller units — possibly unique cabins or luxury studios.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$341 |
| 2 bedrooms |
|
$236 |
| 3 bedrooms |
|
$328 |
| 4 bedrooms |
|
$535 |
Three-bedroom properties deliver the highest RevPAN at $177, narrowly edging out 1-bedroom units at $170, while 2-bedroom listings trail significantly at $98. This pattern suggests 3-bedroom homes offer the most efficient revenue generation when factoring in both rate and occupancy.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$170 |
| 2 bedrooms |
|
$98 |
| 3 bedrooms |
|
$177 |
| 4 bedrooms |
|
$165 |
Three-bedroom listings lead occupancy at 54%, followed by 1-bedrooms at 50%, indicating these sizes align best with guest demand in Mercersburg. Four-bedroom properties lag considerably at 31% occupancy, meaning their high nightly rates don't translate to consistently full calendars — investors in this segment need to be comfortable with intermittent bookings.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
50% |
| 2 bedrooms |
|
42% |
| 3 bedrooms |
|
54% |
| 4 bedrooms |
|
31% |
Four-bedroom properties generate the highest monthly revenue at $3,870, roughly double that of 1-bedroom ($2,029) and 3-bedroom ($2,021) units. Two-bedroom listings bring in the least at $1,622 per month, making them the weakest revenue performers in the market despite having the same supply count as 1-bedrooms.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$2,029 |
| 2 bedrooms |
|
$1,622 |
| 3 bedrooms |
|
$2,021 |
| 4 bedrooms |
|
$3,870 |
At $46,447 in annual revenue, 4-bedroom properties earn roughly twice what 1-bedroom ($24,357) and 3-bedroom ($24,253) listings generate, making them the clear top earners for investors willing to accept lower occupancy. Two-bedroom units at $19,475 annually offer the most modest return potential, which may challenge investors given average home values in the area.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$24,357 |
| 2 bedrooms |
|
$19,475 |
| 3 bedrooms |
|
$24,253 |
| 4 bedrooms |
|
$46,447 |
Parking (93%), kitchen (89%), and self check-in (86%) are near-universal in Mercersburg listings, reflecting the rural, drive-to nature of this market. The high prevalence of hot tubs (61%), backyards (71%), and patios (73%) signals that outdoor living and relaxation amenities are strong guest expectations — and the 27% ski-in/ski-out rate confirms the area's recreational appeal.
| Amenity | Trend | Value |
|---|---|---|
| Parking |
|
93% |
| Kitchen |
|
89% |
| Self Check-in |
|
86% |
| Washer |
|
84% |
| Dryer |
|
82% |
| Patio or Balcony |
|
73% |
| Backyard |
|
71% |
| Hot Tub |
|
61% |
| Workspace |
|
59% |
| Outdoor Furniture |
|
50% |
| Pool |
|
46% |
| BBQ Grill |
|
43% |
| Ski-in/Ski-out |
|
27% |
| Pets |
|
21% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Mercersburg Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Average | 40% |
| Occupancy Stability | Below average | 30% |
| Market Growth Trend | Above average | 15% |
| Supply/Demand Balance | Average | 15% |
Mercersburg's ROI score of 59 out of 100 places it in the Attractive Opportunity band, reflecting a market with decent revenue-to-price fundamentals and above-average growth momentum, tempered by below-average occupancy stability. The average revenue-to-price ratio and balanced supply/demand dynamics suggest the market isn't overheated, but the seasonal occupancy swings mean investors need to budget for lean months. Pairing these data points with thorough local regulatory research and a conservative cash-flow model will give the clearest picture of whether a Mercersburg STR fits your portfolio.
Understanding local STR regulations is essential before investing in Mercersburg. Here's the current regulatory landscape:
Short-term rental operators in Mercersburg, Pennsylvania may need to obtain local permits or register their property with the borough and comply with state-level requirements. Investors should verify current permit and licensing obligations directly with Mercersburg borough authorities and the Pennsylvania Department of Revenue before listing a property.
Common restrictions that may apply to STR properties in the area include occupancy limits, minimum stay requirements, noise ordinances, and parking mandates. HOA rules can add additional constraints for properties in managed communities, and some jurisdictions impose caps on the number of permitted short-term rentals in a given area.
Short-term rental hosts in Pennsylvania are generally subject to state sales tax and local hotel occupancy taxes. Platforms like Airbnb often collect and remit some of these taxes on behalf of hosts, but operators should confirm their full tax obligations with a local tax professional.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Mercersburg can provide current regulatory guidance.
Financing an Airbnb investment in Mercersburg requires lenders who understand STR income. Rabbu partner lenders offer:
"Mercersburg's above-average market growth trend suggests continued investor interest over the next 12–18 months, though the rapid 88% year-over-year increase in listings means newcomers should monitor supply closely. Seasonal patterns indicate July will remain the revenue peak, while April marks the softest period — investors can expect occupancy to hover in the 40–55% range depending on property size and time of year. ADR may see modest increases of 1–3% if demand keeps pace with supply expansion, but operators who differentiate through amenities like hot tubs and pools will likely outperform. Overall, the market's trajectory points toward gradual maturation rather than explosive growth."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; investors should verify current rules with Mercersburg and Pennsylvania authorities. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.
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