Mineral, VA Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

62 / 100

Mineral offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Mineral Short-Term Rental Market Overview

Mineral, Virginia stands out as a lakeside short-term rental market where above-average daily rates ($396 vs. the $339 state average) combine with relatively affordable entry points to create compelling revenue-to-price ratios. With 87 active Airbnb listings and average annual revenue of $71,422, the market caters heavily to vacationers drawn to Lake Anna and surrounding outdoor recreation. While occupancy runs below the state average at 24%, the strong ADR and seasonal demand — particularly during summer months — give larger properties meaningful earning potential.

Key Market Statistics

According to Rabbu market data, the Mineral short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 87
Average Daily Rate (ADR) vs. $339 state avg. $396
Average Occupancy Rate vs. 34% state avg. 24%
RevPAN ADR * Occupancy Rate $93
Average Monthly Revenue Historical 12-month average $5,951
Average Annual Revenue Historical 12-month average $71,422

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Mineral

Mineral's strong revenue-to-price ratio and lake-driven vacation demand make it a market worth evaluating for investors who can tolerate seasonal occupancy patterns.

Key investment factors

  • Lake Anna draws consistent summer vacation demand, supporting premium nightly rates well above the Virginia state average
  • Revenue-to-price ratio rated above average, meaning gross yields compare favorably to property acquisition costs
  • Larger properties (5+ bedrooms) generate outsized returns, with 6+ bedroom homes averaging $136,288 annually
  • Outdoor amenities like lake access, BBQ grills, and hot tubs are already standard, signaling a guest-ready market
  • Year-round workspace amenities in 76% of listings suggest some remote-work and shoulder-season booking potential

Expert Market Assessment

"Mineral presents an attractive but nuanced opportunity for STR investors. The market's strength lies in its premium pricing power — driven almost entirely by Lake Anna's recreational appeal — and a favorable revenue-to-price ratio that puts it ahead of many Virginia markets on gross yield alone. However, occupancy stability is rated below average, reflecting sharp seasonality: July revenue ($10,002) is roughly four and a half times what listings earn in January ($2,224). Investors who acquire larger, well-appointed lakefront properties and price strategically through shoulder months will be best positioned to capitalize on this market's strengths."

— Rabbu Market Analysis Team

Understanding Mineral's ROI Score: 62/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Mineral Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Mineral's ROI score of 62 out of 100 places it in the 'Attractive Opportunity' band, driven primarily by an above-average revenue-to-price ratio that suggests healthy gross yields relative to acquisition costs. The score is tempered by below-average occupancy stability and supply/demand balance — reflecting the market's sharp seasonality and rapid listing growth (104% year-over-year). Investors should pair this data with local regulatory research and a conservative cash flow model that accounts for the quieter winter months.

Short-Term Rental Regulations in Mineral

Understanding local STR regulations is essential before investing in Mineral. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Mineral, Virginia may need to obtain a business license or STR permit through Louisa County or the town. Investors should verify current registration and zoning requirements directly with local authorities before listing a property.

Key Restrictions

Common restrictions that may apply include occupancy limits based on bedroom count, minimum stay requirements, noise ordinances, and parking provisions. HOA covenants in lakefront communities can impose additional limitations on short-term rentals, so reviewing deed restrictions is essential before purchasing.

Tax Obligations

Virginia requires short-term rental operators to collect and remit transient occupancy taxes, and Louisa County may impose its own local lodging tax. Platforms like Airbnb often handle state-level tax collection automatically, but hosts should confirm that all county and local obligations are being met.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Mineral can provide current regulatory guidance.

Short-Term Rental Financing for Mineral

Financing an Airbnb investment in Mineral requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Mineral Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Mineral's short-term rental market is expected to maintain its seasonal rhythm, with summer months continuing to drive the bulk of annual revenue. ADR could see modest increases of 2–4% as property owners invest in premium amenities like hot tubs and waterfront upgrades that justify higher nightly rates. Occupancy may remain in the 22–27% range market-wide, though well-positioned lakefront properties with 5+ bedrooms should outperform that average. Investors should note that listing growth has been brisk (104% year-over-year), which could put downward pressure on occupancy if supply outpaces demand."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Mineral, VA

What is the average Airbnb occupancy rate in Mineral?
The average occupancy rate for Airbnb listings in Mineral is currently 24%, which sits below the Virginia state average of 34%. Occupancy varies significantly by property size — 3-bedroom homes average just 13%, while 5-bedroom properties reach 29%. The lower market-wide rate reflects Mineral's seasonal, vacation-driven demand pattern centered around Lake Anna's summer months.
How much do Airbnb hosts make in Mineral?
Airbnb hosts in Mineral earn an average of $5,951 per month and $71,422 per year, based on trailing 12-month booking data. Earnings vary substantially by property size: 3-bedroom listings average $35,961 annually, while 6+ bedroom properties bring in approximately $136,288 per year. Peak summer months like July can generate over $10,000, while winter months like January may yield closer to $2,224.
Is Mineral a good market for Airbnb investment?
Mineral scores a 62 out of 100 on Rabbu's ROI Score, placing it in the 'Attractive Opportunity' category. The market's above-average revenue-to-price ratio is its strongest attribute, meaning gross rental yields compare favorably to property costs. However, investors should account for below-average occupancy stability and seasonal cash flow swings, with the bulk of revenue concentrated from May through October. Larger lakefront properties with in-demand amenities tend to perform best.
What is the average daily rate (ADR) for Airbnb in Mineral?
The average daily rate in Mineral is $396, which is notably higher than the Virginia state average of $339. ADR scales significantly with property size: 3-bedroom homes average $218 per night, 4-bedrooms hit $320, and 6+ bedroom properties command $622 per night. This premium pricing reflects the lake vacation market and guests' willingness to pay more for larger group accommodations.
Are short-term rentals legal in Mineral?
Short-term rentals are generally permitted in the Mineral, Virginia area, though operators may need to register with Louisa County and obtain applicable business licenses or permits. Zoning rules, HOA covenants, and local ordinances can vary, so prospective investors should verify all requirements with the county planning office and review any neighborhood-level restrictions before purchasing a property.
When is peak season for Airbnb in Mineral?
Peak season in Mineral runs from June through August, with July being the strongest month at an average revenue of $10,002 per listing. August follows at $8,621, and June comes in at $7,199. The shoulder months of May, September, and October also perform respectably in the $6,500–$6,800 range. January and February are the slowest months, averaging $2,224 and $2,581 respectively.
How many Airbnbs are there in Mineral?
There are currently 87 active Airbnb listings in Mineral as of April 2026. The supply is concentrated in larger properties: 4-bedroom homes lead with 26 listings, followed by 6+ bedrooms with 25 listings, 3-bedrooms with 18, and 5-bedrooms with 11. Year-over-year listing growth has been significant at 104%, indicating rising investor interest in this market.
How is Airbnb revenue calculated in Mineral?
The annual and monthly revenue figures for Mineral are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. Rabbu averages each comparable listing's actual revenue per available night (RevPAN) by month over the past year, removes regional outliers, and rolls the results up to a market-level historical average. Because each month uses its own historical performance, the figures naturally reflect seasonal peaks and slower periods. Individual results can vary based on property quality, pricing strategy, location within the market, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Mineral, VA market
  • Average daily rates, occupancy rates, and RevPAN metrics across property sizes
  • Monthly and annual revenue trends based on trailing 12-month booking performance
  • Amenity prevalence data across active listings to identify guest expectations
  • Property value benchmarks sourced from the Zillow Home Value Index (ZHVI)

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and may not capture very recent market shifts or regulatory changes. Individual property performance will vary based on location, condition, amenities, pricing strategy, and management quality.

Next Steps

Ready to invest in Mineral's short-term rental market? Take action with these resources:

Browse Airbnbs for Sale

Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.

View Properties

Connect with an Agent

Work with specialized agents who've helped investors acquire over $650M in STR properties.

Find an Agent

Connect with a Lender

Qualify for as low as 15% down on a DSCR loan using the rental property's projected income.

Find a Lender
Browse Airbnbs for Sale