Monroe, NC Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

60 / 100

Monroe offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Monroe Short-Term Rental Market Overview

Monroe, NC is a compact short-term rental market with just 31 active Airbnb listings and an average annual revenue of $24,051 per property. With an ADR of $189 — well below the $262 North Carolina state average — and home values around $485,047, the market offers a moderate entry point for investors looking at the greater Charlotte metro area. An 85% year-over-year increase in active listings signals growing investor interest, and the ROI score of 60 out of 100 reflects a balanced blend of revenue potential and demand stability.

Key Market Statistics

According to Rabbu market data, the Monroe short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 31
Average Daily Rate (ADR) vs. $262 state avg. $189
Average Occupancy Rate vs. 34% state avg. 30%
RevPAN ADR * Occupancy Rate $56
Average Monthly Revenue Historical 12-month average $2,004
Average Annual Revenue Historical 12-month average $24,051

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Monroe

Monroe appeals to investors seeking affordable entry into the Charlotte-adjacent North Carolina market with room for growth as supply is still relatively thin.

Key investment factors

  • Rapid listing growth (85% YoY) indicates rising demand and investor confidence
  • Below-state-average ADR keeps acquisition competition lower than more saturated NC markets
  • 3-bedroom properties generate strong RevPAN of $75 versus just $23 for 1-bedrooms
  • Proximity to Charlotte provides a potential spillover demand base for events and business travel
  • Small active supply of only 31 listings means less direct competition for well-positioned properties

Expert Market Assessment

"Monroe presents a moderate opportunity for STR investors, supported by its above-average growth trajectory and a small but expanding supply base. Revenue is noticeably seasonal — July peaks near $2,847 while January dips to roughly $1,020 — so cash-flow planning around these swings is essential. The 30% average occupancy rate trails North Carolina's 34% state average, suggesting room to improve through better pricing strategy, amenity upgrades, and targeting the right property size. Investors who focus on 3-bedroom configurations stand to capture meaningfully higher returns than those operating smaller units."

— Rabbu Market Analysis Team

Understanding Monroe's ROI Score: 60/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Monroe Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Monroe's ROI score of 60 out of 100 places it in the "Attractive Opportunity" band, reflecting a healthy balance between revenue potential and property costs. The score is anchored by average marks on revenue-to-price ratio, occupancy stability, and supply/demand balance, while the above-average market growth trend — evidenced by an 85% year-over-year listing increase — provides upside momentum. Investors should pair this score with thorough local regulatory research and property-level underwriting to validate whether specific deals pencil out.

Short-Term Rental Regulations in Monroe

Understanding local STR regulations is essential before investing in Monroe. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Monroe, NC may be required to obtain a permit or register their property with the city or Union County before listing. Investors should verify current requirements directly with Monroe's planning and zoning department and check North Carolina state-level rules.

Key Restrictions

Common restrictions that may apply to STRs in this area include occupancy limits, minimum stay requirements, noise and nuisance ordinances, parking mandates, and HOA restrictions — particularly relevant in newer subdivisions common to the Monroe area. Some jurisdictions also impose caps on the number of permits issued, so checking local ordinances early in the acquisition process is advisable.

Tax Obligations

North Carolina requires short-term rental operators to collect and remit state and local occupancy taxes, and sales tax may also apply. Many booking platforms handle collection on behalf of hosts, but investors should confirm their obligations with a local tax professional or the North Carolina Department of Revenue.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Monroe can provide current regulatory guidance.

Short-Term Rental Financing for Monroe

Financing an Airbnb investment in Monroe requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Monroe Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Monroe's STR market is likely to continue expanding given the above-average market growth trend and the sharp rise in new listings over the past year. Seasonal patterns suggest revenue will concentrate in the summer months and October, with softer periods in January and February — investors should plan cash reserves accordingly. ADR could see modest upward pressure in the range of 2–5% as hosts professionalize operations, though occupancy may remain in the 28–33% range as new supply absorbs demand. These are estimates based on recent trends and should be paired with on-the-ground research before committing capital."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Monroe, NC

What is the average Airbnb occupancy rate in Monroe?
The average occupancy rate for Airbnb listings in Monroe is currently 30%, slightly below the North Carolina state average of 34%. Occupancy varies significantly by property size — 3-bedroom properties average 37% occupancy, while 1-bedroom units sit at around 19%. Hosts who optimize pricing and amenities may be able to push above these averages.
How much do Airbnb hosts make in Monroe?
On average, Airbnb hosts in Monroe earn approximately $2,004 per month or $24,051 per year based on the trailing 12 months of booking data. Revenue varies considerably by property size: 3-bedroom listings average $31,102 annually, while 1-bedroom listings average about $14,699. Peak months like July can bring in close to $2,847, whereas January typically yields around $1,020.
Is Monroe a good market for Airbnb investment?
Monroe earns a Rabbu ROI Score of 60 out of 100, placing it in the "Attractive Opportunity" category. The market shows above-average growth trends and an average revenue-to-price ratio, making it a reasonable option for investors who select the right property configuration. Three-bedroom homes outperform significantly on both occupancy and revenue, so property selection matters. The market's small size means less competition, but also means demand is still developing.
What is the average daily rate (ADR) for Airbnb in Monroe?
The current average daily rate in Monroe is $189, which is below the North Carolina state average of $262. ADR varies by property size — 1-bedroom listings average $119 per night, while 3-bedroom listings command around $204. This lower ADR relative to the state average can be an advantage for investors, as it often correlates with more accessible property acquisition costs.
Are short-term rentals legal in Monroe?
Short-term rentals operate in Monroe, NC, as evidenced by the 31 active Airbnb listings in the market. However, local regulations, permit requirements, and zoning restrictions may apply. Investors should contact Monroe's city planning department and review any applicable Union County or North Carolina state regulations before purchasing or listing a property.
When is peak season for Airbnb in Monroe?
Peak season in Monroe centers on the summer months, with July delivering the highest average revenue at approximately $2,847. October also stands out as a strong month at around $2,577. The slowest period is January, when average revenue drops to roughly $1,020. Understanding this seasonality is important for setting pricing strategies and managing cash flow throughout the year.
How many Airbnbs are there in Monroe?
As of April 2026, there are 31 active Airbnb listings in Monroe. The market has experienced significant growth, with an 85% year-over-year increase in active listings. The supply is concentrated in two property sizes: 1-bedroom units (10 listings) and 3-bedroom properties (13 listings), with no other bedroom counts prominently represented in the data.
How is Airbnb revenue calculated in Monroe?
The annual and monthly revenue figures for Monroe are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance data. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Monroe, NC market
  • Occupancy rate and average daily rate trends by property size
  • Revenue and yield metrics including RevPAN, monthly, and annual revenue estimates
  • Amenity prevalence data across active listings to benchmark guest expectations
  • Data sourced from Rabbu proprietary analytics and Zillow Home Value Index for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects conditions as of April 27, 2026 and may not capture recent regulatory or market changes. Individual property results will vary based on location, condition, pricing strategy, and management quality.

Next Steps

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