Monroe, NY Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

66 / 100

Monroe offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Monroe Short-Term Rental Market Overview

Monroe, NY stands out as a small but intriguing short-term rental market where a high average daily rate of $544 — well above the $381 state average — compensates for a relatively modest listing base of just 24 active properties. With average annual revenue reaching $58,549 and an above-average revenue-to-price ratio against home values of roughly $713K, the market offers a compelling yield profile for investors willing to navigate its seasonal dynamics. The 128% year-over-year growth in active listings signals rising investor interest, though the market remains undersupplied enough to reward early movers.

Key Market Statistics

According to Rabbu market data, the Monroe short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 24
Average Daily Rate (ADR) vs. $381 state avg. $544
Average Occupancy Rate vs. 40% state avg. 24%
RevPAN ADR * Occupancy Rate $128
Average Monthly Revenue Historical 12-month average $4,879
Average Annual Revenue Historical 12-month average $58,549

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Monroe

Monroe's combination of premium nightly rates, favorable revenue-to-home-value ratios, and a still-small competitive landscape makes it worth serious consideration for STR investors targeting the lower Hudson Valley region.

Key investment factors

  • ADR of $544 sits 43% above the New York state average, signaling strong willingness-to-pay among guests
  • Above-average supply/demand balance with only 24 active listings leaves room for new entrants
  • Revenue-to-price ratio rated above average, supporting attractive yield potential relative to $713K home values
  • Proximity to outdoor attractions — 42% of listings offer lake access — drives seasonal leisure demand
  • Backyard, BBQ grill, and outdoor amenities at 79%+ prevalence suggest a family and group getaway market

Expert Market Assessment

"Monroe presents an attractive but seasonally dependent opportunity. The summer peak is pronounced — August revenue of $8,300 is more than three times January's $2,590 — so investors need to plan cash flow around a roughly five-month high season from May through October. The above-average revenue-to-price ratio and favorable supply/demand balance help offset the below-average occupancy stability, making this a market where disciplined pricing and operational management can meaningfully boost returns. For investors comfortable with seasonal swings and a smaller market footprint, Monroe delivers a yield profile that many larger New York markets struggle to match."

— Rabbu Market Analysis Team

Understanding Monroe's ROI Score: 66/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Monroe Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Above average 15%

What This Means for Investors

Monroe's ROI score of 66 out of 100 places it in the 'Attractive Opportunity' band, driven primarily by an above-average revenue-to-price ratio and a favorable supply/demand balance that keeps competition manageable. The main drag on the score is below-average occupancy stability, a direct result of the market's pronounced seasonality between summer peaks and winter lows. Investors should pair these metrics with thorough local regulatory research and a conservative cash-flow model that accounts for off-season softness.

Short-Term Rental Regulations in Monroe

Understanding local STR regulations is essential before investing in Monroe. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Monroe, NY should verify whether a permit or registration is required through the Town of Monroe and Orange County authorities, as New York municipalities increasingly regulate STR activity. Checking with the local building and zoning department before purchasing is strongly advised.

Key Restrictions

Common restrictions that may apply in Monroe and similar New York communities include occupancy limits, minimum stay requirements, noise ordinances, parking mandates, and potential caps on the number of STR permits issued. HOA and community association rules can also impose additional limitations that supersede local ordinances, so investors should review any applicable covenants.

Tax Obligations

Short-term rental hosts in New York are generally subject to state and local occupancy taxes, and platforms like Airbnb often collect and remit a portion of these on the host's behalf. Investors should confirm their full tax obligations — including any Orange County-specific lodging taxes — with a qualified tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Monroe can provide current regulatory guidance.

Short-Term Rental Financing for Monroe

Financing an Airbnb investment in Monroe requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Monroe Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Monroe's STR market is expected to continue drawing investor attention given its favorable revenue-to-price dynamics and limited existing supply. Seasonal patterns suggest summer months (July–August) will remain the primary revenue drivers, with ADRs likely holding in the $520–$560 range during peak periods. Occupancy — currently at 24% overall — may see incremental improvement as the supply base matures and hosts optimize pricing, though investors should budget conservatively for winter months when revenue can dip below $3,000. With market growth trending at an average pace, expect steady rather than explosive gains."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Monroe, NY

What is the average Airbnb occupancy rate in Monroe?
The average occupancy rate for Airbnb listings in Monroe is currently 24%, which is below the New York state average of 40%. This figure reflects the market's seasonal nature — occupancy climbs during summer months and softens considerably in winter. For 3-bedroom properties specifically, occupancy averages 31%, suggesting larger homes capture more consistent bookings.
How much do Airbnb hosts make in Monroe?
Airbnb hosts in Monroe earn an average of $4,879 per month and approximately $58,549 per year based on trailing 12-month performance data. Revenue is heavily seasonal, ranging from about $2,590 in January to $8,300 in August. Three-bedroom properties — the most common listing type — average around $55,378 annually.
Is Monroe a good market for Airbnb investment?
Monroe scores 66 out of 100 on Rabbu's ROI Score, placing it in the 'Attractive Opportunity' category. Its strengths include an above-average revenue-to-price ratio and a favorable supply/demand balance with only 24 active listings. The primary risk factor is below-average occupancy stability driven by pronounced seasonality, so investors should plan for softer winter months when budgeting.
What is the average daily rate (ADR) for Airbnb in Monroe?
The average daily rate in Monroe is $544, which is significantly higher than the $381 New York state average. For 3-bedroom properties, the ADR comes in at $495. These premium rates reflect the market's appeal as a getaway destination and the type of properties available — most feature outdoor spaces, parking, and family-friendly amenities.
Are short-term rentals legal in Monroe?
Short-term rental legality in Monroe, NY depends on local zoning regulations and any applicable municipal ordinances. New York municipalities have varying approaches to STR regulation, so prospective investors should contact the Town of Monroe's building and zoning department directly to confirm current permit requirements and any restrictions before purchasing a property.
When is peak season for Airbnb in Monroe?
Peak season in Monroe runs from May through October, with August being the top revenue month at an average of $8,300. July ($7,393) and October ($6,188) are also strong performers. The off-season spans November through April, with January typically being the slowest month at around $2,590 in average revenue.
How many Airbnbs are there in Monroe?
As of April 2026, there are 24 active Airbnb listings in Monroe. The market has seen significant growth, with a 128% year-over-year increase in active listings. Despite this growth, the total supply remains quite small, which contributes to the above-average supply/demand balance that supports pricing power for current hosts.
How is Airbnb revenue calculated in Monroe?
The annual and monthly revenue figures shown for Monroe are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month draws on its own historical performance. Individual results can vary meaningfully based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts, tracked at the market level
  • Average daily rates, occupancy rates, and RevPAN metrics derived from active listing performance
  • Monthly and annual revenue estimates based on trailing 12-month booking data
  • Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings to identify guest expectations

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing performance as of April 2026 and may not capture recent regulatory or market changes. Individual property results will vary based on location, condition, pricing strategy, and management quality.

Next Steps

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