Monteagle, TN Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

49 / 100

Monteagle presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Monteagle Short-Term Rental Market Overview

Monteagle, TN sits atop the Cumberland Plateau and draws visitors year-round with its mountain scenery, proximity to the University of the South, and access to outdoor recreation. With 79 active Airbnb listings, an average daily rate of $181, and annual revenue averaging $22,645, the market offers a modest income profile relative to average home values of $583,514. Occupancy currently runs at 23%—below the Tennessee state average of 29%—which means investors need to be strategic about property type and pricing to generate meaningful cash flow. The ROI score of 49 out of 100 reflects a competitive landscape where selective deal sourcing will be key.

Key Market Statistics

According to Rabbu market data, the Monteagle short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 79
Average Daily Rate (ADR) vs. $309 state avg. $181
Average Occupancy Rate vs. 29% state avg. 23%
RevPAN ADR * Occupancy Rate $42
Average Monthly Revenue Historical 12-month average $1,887
Average Annual Revenue Historical 12-month average $22,645

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Monteagle

Investors look at Monteagle for its mountain-town appeal and proximity to outdoor recreation, though the competitive supply dynamics and below-average occupancy require careful property selection.

Key investment factors

  • Scenic Cumberland Plateau location draws leisure and weekend getaway travelers
  • Larger properties (3–4 bedrooms) generate significantly higher RevPAN and annual revenue
  • ADR of $181 sits well below the $309 Tennessee state average, keeping nightly rates accessible to a broad guest base
  • Strong outdoor amenity culture—73% of listings offer BBQ grills and 81% have patios—signals clear guest expectations
  • Year-over-year listing growth of 107% indicates strong investor interest, though it also intensifies competition

Expert Market Assessment

"Monteagle presents a moderate investment opportunity that rewards selectivity. The market's pronounced seasonality—revenue nearly triples from January's $891 average to July's $2,755 peak—means cash-flow planning around quieter winter months is essential. With occupancy sitting below the state average and rapid supply growth adding competitive pressure, investors who target larger 3–4 bedroom properties and outfit them with in-demand amenities are best positioned to capture above-average returns. The 49/100 ROI score underscores that this is not a passive-income market; it favors hands-on operators who can optimize pricing and guest experience through the shoulder and off-peak seasons."

— Rabbu Market Analysis Team

Understanding Monteagle's ROI Score: 49/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Monteagle Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Monteagle's ROI score of 49 out of 100 places it in the Competitive Opportunity band, reflecting below-average marks on revenue-to-price ratio, occupancy stability, and supply/demand balance, with only market growth trend scoring at an average level. The combination of $583,514 average home values and $22,645 in annual revenue suggests that achieving strong cash-on-cash returns will require targeting higher-performing property types and optimizing operations. Investors should pair this data with thorough local regulatory research and careful deal analysis to identify properties that can outperform the market-wide averages.

Short-Term Rental Regulations in Monteagle

Understanding local STR regulations is essential before investing in Monteagle. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Monteagle, Tennessee may be required to obtain a permit or register their property with local authorities before listing. Investors should verify current requirements with the City of Monteagle and the State of Tennessee, as regulations can change.

Key Restrictions

Common restrictions in Tennessee STR markets can include occupancy limits, minimum stay requirements, noise ordinances, parking regulations, and HOA rules that may restrict or prohibit short-term rentals altogether. Some jurisdictions also impose caps on the number of permits issued, so checking availability early in the acquisition process is advisable.

Tax Obligations

Short-term rental hosts in Tennessee are typically subject to state and local sales tax as well as occupancy or tourism taxes. Platforms like Airbnb often collect and remit some of these taxes on behalf of hosts, but operators should confirm their full obligations with the Tennessee Department of Revenue.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Monteagle can provide current regulatory guidance.

Short-Term Rental Financing for Monteagle

Financing an Airbnb investment in Monteagle requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Monteagle Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Monteagle's short-term rental market is likely to follow its established seasonal rhythm, with revenue peaking from June through October and softer months in winter. Listing supply grew 107% year-over-year, which could put additional downward pressure on occupancy unless demand keeps pace. ADR may hold relatively steady or see modest increases of 1–3% as larger properties command premiums, but investors should plan for occupancy in the low-to-mid 20% range market-wide. Properties that differentiate through amenities like hot tubs or outdoor spaces and target the right guest segments stand the best chance of outperforming these averages."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Monteagle, TN

What is the average Airbnb occupancy rate in Monteagle?
The average Airbnb occupancy rate in Monteagle is currently 23%, which falls below the Tennessee state average of 29%. Occupancy varies by property size, with 1-bedroom units performing best at 27% and 4-bedroom properties averaging around 19%. Seasonality plays a significant role, with summer and fall months driving the strongest booking activity.
How much do Airbnb hosts make in Monteagle?
Airbnb hosts in Monteagle earn an average of $1,887 per month or roughly $22,645 per year, based on trailing 12-month booking data. Earnings vary significantly by property size: 1-bedroom listings average about $17,547 annually, while 4-bedroom properties can bring in around $43,657. Peak months like July and October can push monthly revenue above $2,500.
Is Monteagle a good market for Airbnb investment?
Monteagle carries an ROI score of 49 out of 100, placing it in the 'Competitive Opportunity' category. The market has strong investor interest and tourism demand, but elevated home prices averaging $583,514 combined with below-average occupancy and rapid supply growth mean that returns depend heavily on property selection, pricing strategy, and amenity quality. Larger properties tend to perform meaningfully better on a revenue basis.
What is the average daily rate (ADR) for Airbnb in Monteagle?
The average daily rate for Airbnb listings in Monteagle is $181, which is considerably lower than the Tennessee state average of $309. Rates scale with property size—1-bedroom units average $128 per night, while 4-bedroom properties command approximately $291 per night. This pricing structure makes Monteagle accessible to budget-conscious travelers while still offering premium potential for larger homes.
Are short-term rentals legal in Monteagle?
Short-term rentals generally operate in Monteagle, TN, as evidenced by the 79 active Airbnb listings in the market. However, local permit requirements, zoning rules, and HOA restrictions may apply. Prospective investors should verify current regulations with the City of Monteagle and the State of Tennessee before purchasing a property or listing it as a short-term rental.
When is peak season for Airbnb in Monteagle?
Peak season in Monteagle runs from June through October, with July ($2,755) and October ($2,509) standing out as the highest-earning months. The fall foliage season and summer outdoor recreation drive strong demand during this period. January is the slowest month at $891 in average revenue, making winter the clear off-peak period.
How many Airbnbs are there in Monteagle?
There are currently 79 active Airbnb listings in Monteagle as of April 2026. The market has experienced significant supply growth, with listings increasing 107% year-over-year. One-bedroom properties make up the largest share of inventory at 31 listings, followed by 2-bedrooms (20), 3-bedrooms (16), and 4-bedrooms (8).
How is Airbnb revenue calculated in Monteagle?
The annual and monthly revenue figures for Monteagle are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—not a forward-looking projection. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, drop regional outliers, and roll the remainder up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently rather than to forecasts, while naturally reflecting seasonal peaks and slower months because each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Monteagle, TN market
  • Average daily rates, occupancy rates, and RevPAN metrics across property sizes
  • Monthly and annual revenue estimates based on trailing 12-month booking performance
  • Supply trends including year-over-year listing growth and property size distribution
  • Data sourced from Rabbu proprietary analytics and the Zillow Home Value Index

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and market conditions as of April 2026; actual results may differ. Local regulations, HOA rules, and permit availability may affect your ability to operate a short-term rental in this market.

Next Steps

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