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View PropertiesAs of Apr, 27 2026
Monticello, FL is a micro-market with just 28 active Airbnb listings, offering investors a low-competition landscape in north Florida's rural heartland. The market's average daily rate of $218 sits well below the $498 state average, and occupancy runs at 24% compared to 54% statewide—signals that demand here is niche and seasonal rather than broad-based. Average annual revenue of $18,423 reflects modest earning potential, but the small supply and pronounced fall peak could reward well-positioned properties that capture event-driven and seasonal traffic.
According to Rabbu market data, the Monticello short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 28 |
| Average Daily Rate (ADR) | vs. $498 state avg. | $218 |
| Average Occupancy Rate | vs. 54% state avg. | 24% |
| RevPAN | ADR * Occupancy Rate | $53 |
| Average Monthly Revenue | Historical 12-month average | $1,535 |
| Average Annual Revenue | Historical 12-month average | $18,423 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026.
Monticello appeals to investors seeking a low-competition, low-entry-cost market where seasonal demand spikes can deliver concentrated returns despite modest annualized figures.
Key investment factors
"Monticello presents a niche opportunity rather than a high-volume play. The market's small listing count and below-average occupancy indicate limited but concentrated demand, with October delivering an average of $4,096 per listing—roughly triple the trailing 12-month monthly average of $1,535. Investors who can weather softer months from January through August, when revenue dips as low as $629, stand to benefit from the pronounced fall and early winter surge. Two-bedroom properties appear to be the stronger configuration, capturing nearly 50% more annual revenue than one-bedrooms while maintaining higher occupancy."
— Rabbu Market Analysis Team
Monticello exhibits extreme seasonality, with October ($4,096) generating more than six times the revenue of January ($629). A secondary peak in November ($2,333) and elevated September earnings ($1,876) define a concentrated fall window, while the first quarter and late summer represent the market's softest stretch.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$629 |
| February |
|
$714 |
| March |
|
$1,178 |
| April |
|
$1,314 |
| May |
|
$1,411 |
| June |
|
$1,123 |
| July |
|
$1,240 |
| August |
|
$928 |
| September |
|
$1,876 |
| October |
|
$4,096 |
| November |
|
$2,333 |
| December |
|
$1,576 |
Supply skews heavily toward one-bedroom properties (16 listings), with two-bedrooms accounting for just 7 of the 28 active listings. Larger property sizes appear absent from the market, which could signal either a lack of suitable inventory or an untested opportunity for investors willing to offer more space.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
16 |
| 2 bedrooms |
|
7 |
ADR scales modestly from $134 for one-bedroom listings to $185 for two-bedrooms, a 38% premium for an additional bedroom. Given the relatively low nightly rates compared to Florida's statewide average, the two-bedroom tier offers a more compelling rate without requiring substantial pricing power.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$134 |
| 2 bedrooms |
|
$185 |
Two-bedroom properties deliver a RevPAN of $63, nearly double the $32 achieved by one-bedrooms—reflecting their combined advantage of higher nightly rates and stronger occupancy. This gap makes the two-bedroom configuration the clear efficiency leader in the market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$32 |
| 2 bedrooms |
|
$63 |
Two-bedroom listings maintain 34% occupancy compared to 24% for one-bedrooms, a 10-percentage-point advantage that translates directly into more consistent bookings. Both figures remain below statewide norms, underscoring Monticello's seasonal demand profile regardless of property size.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
24% |
| 2 bedrooms |
|
34% |
Two-bedroom listings earn an average of $1,806 per month versus $1,234 for one-bedrooms, a roughly 46% revenue uplift. For investors weighing the incremental cost of a second bedroom, that gap is meaningful in a market where every booking counts.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$1,234 |
| 2 bedrooms |
|
$1,806 |
Annual revenue for two-bedroom properties reaches $21,681—about $6,860 more than the $14,818 generated by one-bedrooms. In a low-ADR market like Monticello, that additional annual income from a two-bedroom unit can meaningfully improve return calculations, especially if acquisition costs remain modest.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$14,818 |
| 2 bedrooms |
|
$21,681 |
Parking is universal (100%) across Monticello listings, and kitchens (75%), outdoor furniture (68%), and backyards (64%) dominate—consistent with a rural, nature-oriented guest profile. Pet-friendliness at 54% and workspaces at 57% suggest hosts are catering to remote workers and travelers with pets, both growing segments that can help fill off-peak nights.
| Amenity | Trend | Value |
|---|---|---|
| Parking |
|
100% |
| Kitchen |
|
75% |
| Outdoor Furniture |
|
68% |
| Backyard |
|
64% |
| Workspace |
|
57% |
| Pets |
|
54% |
| Self Check-in |
|
50% |
| Washer |
|
50% |
| Dryer |
|
46% |
| Patio or Balcony |
|
46% |
| BBQ Grill |
|
32% |
| Hot Tub |
|
14% |
| Lake Access |
|
11% |
| Waterfront |
|
11% |
Understanding local STR regulations is essential before investing in Monticello. Here's the current regulatory landscape:
Operators in Monticello, FL should verify whether Jefferson County or the City of Monticello requires a short-term rental permit, business tax receipt, or registration before listing a property. Florida's state-level vacation rental licensing through the Department of Business and Professional Regulation (DBPR) typically applies, so investors should confirm compliance at both levels.
Common restrictions that may apply include occupancy limits, minimum stay requirements, noise and parking rules, and any HOA covenants that could prohibit or limit short-term rentals. Because Monticello is a small community, investors should also check whether there are caps on the number of STR permits or zoning restrictions in residential areas.
Florida imposes a statewide sales tax and a county-level tourist development tax on short-term accommodations, both of which apply to stays of six months or less. Platforms like Airbnb often collect and remit these taxes automatically, but hosts should verify their specific obligations with Jefferson County's tax collector to ensure full compliance.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Monticello can provide current regulatory guidance.
Financing an Airbnb investment in Monticello requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Monticello's STR performance will likely remain closely tied to its sharp fall seasonality, with October continuing to drive outsized revenue. Investors should anticipate occupancy hovering in the 22–28% range on an annual basis, with ADR potentially edging up 1–3% as hosts refine pricing around peak demand windows. The limited supply of 28 listings means even a small uptick in visitor interest—perhaps from regional events or agritourism growth—could meaningfully lift per-listing performance, though year-round demand drivers remain thin."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages as of April 2026 and may not capture very recent market shifts. Local regulations, permit requirements, and tax obligations vary and should be independently verified before investing.
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