Monticello, NY Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

74 / 100

Monticello offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Monticello Short-Term Rental Market Overview

Monticello, NY stands out as a compelling short-term rental market thanks to a favorable revenue-to-price ratio and strong summer demand driven by the Catskills region's appeal as a getaway destination. With an average annual revenue of $42,963 against average home values of $414,811, investors can find an accessible entry point relative to many New York State markets. The market's 85% year-over-year growth in active listings signals rising investor interest, while the $391 average daily rate slightly outpaces the state average of $381.

Key Market Statistics

According to Rabbu market data, the Monticello short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 62
Average Daily Rate (ADR) vs. $381 state avg. $391
Average Occupancy Rate vs. 40% state avg. 26%
RevPAN ADR * Occupancy Rate $101
Average Monthly Revenue Historical 12-month average $3,580
Average Annual Revenue Historical 12-month average $42,963

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Monticello

Monticello's combination of an above-average revenue-to-price ratio, proximity to the Catskills' outdoor recreation scene, and a still-small supply base makes it an intriguing option for investors seeking yield outside major metro markets.

Key investment factors

  • Above-average revenue-to-price ratio supports stronger yield potential relative to property acquisition costs
  • Catskills region draws steady seasonal tourism for outdoor recreation, lake access, and weekend getaways from the New York City metro area
  • Larger properties (5+ bedrooms) command premium rates above $500/night, creating significant upside for group-accommodation strategies
  • Pet-friendly listings account for 63% of the market, signaling an underserved niche for investors who cater to travelers with pets
  • Market growth trend rated above average, indicating rising traveler demand and investor confidence

Expert Market Assessment

"Monticello presents an attractive opportunity for STR investors willing to navigate pronounced seasonality. August leads the market at $7,076 in average monthly revenue — more than triple the winter trough of $1,896 in March — so cash-flow planning around these swings is essential. The ROI score of 74 out of 100 reflects genuine upside anchored by above-average revenue-to-price dynamics and market growth, tempered by below-average occupancy stability and a supply-demand balance that warrants attention. Investors who target larger properties and optimize for summer peaks and shoulder-season bookings are best positioned to capture the strongest returns."

— Rabbu Market Analysis Team

Understanding Monticello's ROI Score: 74/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Monticello Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Below average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Below average 15%

What This Means for Investors

Monticello's ROI score of 74 out of 100 places it in the "Attractive Opportunity" band, driven primarily by an above-average revenue-to-price ratio and positive market growth trends — meaning the income potential relative to what you'll pay for a property here is stronger than in many comparable markets. The score is tempered by below-average occupancy stability and supply/demand balance, reflecting the sharp seasonality and rapid listing growth that characterize this Catskills market. Investors should pair this score with local regulatory research and a realistic cash-flow model that accounts for winter softness to fully evaluate the opportunity.

Short-Term Rental Regulations in Monticello

Understanding local STR regulations is essential before investing in Monticello. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Monticello, NY may be required to obtain permits or register with local authorities in Sullivan County or the Village of Monticello. Investors should verify current STR permit and registration requirements directly with the municipality before listing a property.

Key Restrictions

Common restrictions that may apply to short-term rentals in this area include occupancy limits, minimum-stay requirements, noise ordinances, and parking regulations. HOA covenants can also impose additional limitations, and some jurisdictions cap the number of active STR permits, so it's important to confirm any such constraints before purchasing.

Tax Obligations

Short-term rental hosts in New York are generally subject to state and local occupancy taxes, as well as applicable sales taxes. Platforms like Airbnb often collect and remit a portion of these taxes on behalf of hosts, but operators should confirm their full tax obligations with a local tax professional.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Monticello can provide current regulatory guidance.

Short-Term Rental Financing for Monticello

Financing an Airbnb investment in Monticello requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Monticello Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Monticello's STR market is expected to continue benefiting from above-average growth trends and healthy revenue relative to property costs. Summer months should remain the primary revenue engine, with July and August likely generating ADRs in a similar range to current levels — investors can reasonably anticipate continued seasonal peaks in the $6,000–$7,000 monthly revenue range during those months. Occupancy stability currently sits below average at 26%, so modest improvements of 2–4 percentage points are possible as the market matures and hosts optimize pricing strategies through off-peak months. The rapid expansion of supply (85% listing growth year-over-year) is worth monitoring, as it could put downward pressure on occupancy if demand doesn't keep pace."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Monticello, NY

What is the average Airbnb occupancy rate in Monticello?
The average Airbnb occupancy rate in Monticello is currently 26%, which is below the New York state average of 40%. Occupancy varies significantly by property size — 2-bedroom listings lead at 39%, while 6+ bedroom properties average just 14%. Seasonal demand swings heavily influence these figures, with summer months driving the bulk of bookings.
How much do Airbnb hosts make in Monticello?
On average, Airbnb hosts in Monticello earn approximately $3,580 per month and $42,963 per year based on trailing 12-month performance. Revenue varies substantially by property size: 6+ bedroom listings average $6,491/month ($77,897/year), while 2-bedroom properties bring in about $2,458/month ($29,507/year). Summer months like July and August can generate $6,400–$7,000+ in a single month, offsetting slower winter periods.
Is Monticello a good market for Airbnb investment?
Monticello scores 74 out of 100 on Rabbu's ROI Score, placing it in the 'Attractive Opportunity' category. The market benefits from an above-average revenue-to-price ratio and positive growth trends, making it appealing for investors who can manage seasonal cash-flow variations. The $391 average daily rate exceeds the state average, and average home values of $414,811 offer a relatively accessible entry point. That said, occupancy stability is below average, so investors should plan for significant revenue differences between peak summer and off-peak winter months.
What is the average daily rate (ADR) for Airbnb in Monticello?
The average daily rate for Airbnb listings in Monticello is $391, slightly above the New York state average of $381. ADR scales significantly with property size — 1-bedroom listings average $260/night, while 6+ bedroom properties command an impressive $984/night. This premium pricing for larger properties reflects demand from groups and families visiting the Catskills region.
Are short-term rentals legal in Monticello?
Short-term rentals are generally permitted in Monticello, NY, though hosts may need to comply with local permit or registration requirements, zoning regulations, and applicable tax obligations. Regulations can vary at the village, town, and county level, so prospective investors should verify current rules with the local municipality or a real estate attorney familiar with Sullivan County before purchasing or listing a property.
When is peak season for Airbnb in Monticello?
Peak season in Monticello runs from July through August, when average monthly revenues reach $6,419 and $7,076 respectively. The shoulder months of June, September, and October also perform well, averaging $3,690–$3,844/month. The slowest period falls between January and March, with March at the low point of $1,896 — meaning peak-month revenue can be nearly four times the winter trough.
How many Airbnbs are there in Monticello?
Monticello currently has 62 active Airbnb listings, with the supply concentrated in mid-size properties: 3-bedroom listings make up the largest share at 20 units, followed by 2-bedrooms (15) and 1-bedrooms (9). The market has experienced significant growth, with an 85% year-over-year increase in active listings, indicating rising investor and host interest.
How is Airbnb revenue calculated in Monticello?
The annual and monthly revenue figures for Monticello are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll up the results to a market-level historical average. Because each month uses its own historical performance data, the figures naturally reflect seasonal peaks (like summer in the Catskills) and slower months without relying on forecasts. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts by market and property size
  • Occupancy rates, average daily rates, and revenue per available night trends
  • Monthly and annual revenue metrics based on trailing 12-month booking performance
  • Home value data sourced from the Zillow Home Value Index (ZHVI) for acquisition context
  • Data aggregated from multiple proprietary and third-party sources for accuracy and consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; investors should verify current rules with municipal authorities before purchasing. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.

Next Steps

Ready to invest in Monticello's short-term rental market? Take action with these resources:

Browse Airbnbs for Sale

Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.

View Properties

Connect with an Agent

Work with specialized agents who've helped investors acquire over $650M in STR properties.

Find an Agent

Connect with a Lender

Qualify for as low as 15% down on a DSCR loan using the rental property's projected income.

Find a Lender
Browse Airbnbs for Sale