Mount Vernon, NY Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

54 / 100

Mount Vernon presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.

Mount Vernon Short-Term Rental Market Overview

Mount Vernon, NY sits just north of New York City, offering proximity to metro demand while keeping property costs well below Manhattan levels. With 58 active Airbnb listings and an average annual revenue of $22,105 per listing, the market is still relatively small — but listing growth of 97% year-over-year signals rapidly rising investor interest. An average daily rate of $155 comes in significantly below the $381 state average, which keeps the barrier to entry lower but also tightens margins against average home values of $801,520.

Key Market Statistics

According to Rabbu market data, the Mount Vernon short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 58
Average Daily Rate (ADR) vs. $381 state avg. $155
Average Occupancy Rate vs. 40% state avg. 27%
RevPAN ADR * Occupancy Rate $41
Average Monthly Revenue Historical 12-month average $1,842
Average Annual Revenue Historical 12-month average $22,105

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Mount Vernon

Investors are drawn to Mount Vernon for its rapid market growth and proximity to New York City's deep traveler pool, though tighter revenue-to-price ratios demand careful deal selection.

Key investment factors

  • NYC proximity generates consistent spillover demand from business travelers, tourists, and event-goers
  • 97% year-over-year listing growth indicates a market that investors are actively discovering
  • ADR of $155 is well below the state average, keeping nightly rates accessible while serving price-sensitive guests
  • 3-bedroom properties command $230 ADR and $55 RevPAN, offering a premium tier with limited competition (only 5 listings)
  • Self check-in adoption at 85% and workspace availability at 64% suggest the market already caters to independent and business travelers

Expert Market Assessment

"Mount Vernon presents a competitive but nuanced opportunity for STR investors. The market's ROI score of 54 out of 100 reflects strong growth momentum and balanced supply-demand dynamics, tempered by a below-average revenue-to-price ratio driven by home values above $800,000. Seasonality is pronounced — revenue peaks in August at $2,732 per listing and dips to $948 in February, so investors should plan cash reserves for the slower winter months. Selective deal sourcing, particularly targeting 2- or 3-bedroom properties that command higher revenue, will be key to making the numbers work here."

— Rabbu Market Analysis Team

Understanding Mount Vernon's ROI Score: 54/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Mount Vernon Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Mount Vernon's ROI Score of 54 out of 100 places it in the "Competitive Opportunity" band, where strong investor interest and demand are present but returns require more deliberate deal selection. The score reflects above-average market growth and average supply/demand balance working in the market's favor, offset by a below-average revenue-to-price ratio driven by elevated home values relative to rental income. Investors should pair this data with thorough local regulatory research and focus on property types — particularly 2- and 3-bedrooms — where the revenue profile best supports the acquisition cost.

Short-Term Rental Regulations in Mount Vernon

Understanding local STR regulations is essential before investing in Mount Vernon. Here's the current regulatory landscape:

Permit Requirements

Mount Vernon, NY may require short-term rental hosts to obtain a permit or register their property with the city before listing. Investors should verify current requirements directly with Mount Vernon's municipal offices and review any applicable New York State regulations.

Key Restrictions

Common restrictions in markets like Mount Vernon can include occupancy limits, minimum stay requirements, noise and nuisance ordinances, parking mandates, and caps on the number of permitted STR units. HOA or co-op rules may impose additional limitations, so prospective investors should review governing documents for any property under consideration.

Tax Obligations

Short-term rental hosts in New York are generally subject to state and local occupancy taxes, sales tax, and potentially municipal hotel or tourism taxes. Platforms like Airbnb often collect and remit certain taxes automatically, but hosts should confirm their full obligations with a tax professional familiar with New York State requirements.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Mount Vernon can provide current regulatory guidance.

Short-Term Rental Financing for Mount Vernon

Financing an Airbnb investment in Mount Vernon requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Mount Vernon Lender →

Future Outlook & Long-Term Forecast

"The near-doubling of active listings over the past year suggests Mount Vernon's STR market is entering a growth phase, and demand drivers tied to New York City spillover should continue to support bookings. Over the next 12–18 months, we estimate occupancy could firm up modestly toward the 29–32% range as the market matures and hosts optimize pricing strategies. ADR may see incremental gains of 2–5% if supply growth stabilizes, though investors should watch whether the pace of new listings outstrips demand. Seasonal revenue patterns point to a summer peak that should remain reliable, with August and July continuing to anchor annual cash flow."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Mount Vernon, NY

What is the average Airbnb occupancy rate in Mount Vernon?
The average occupancy rate for Airbnb listings in Mount Vernon is currently 27%, which falls below the New York state average of 40%. Occupancy varies by property size — studios lead at 37%, while 2- and 3-bedroom units sit around 24%. Hosts who invest in competitive pricing, strong guest reviews, and appealing amenities can often push their individual occupancy above the market average.
How much do Airbnb hosts make in Mount Vernon?
Based on trailing 12-month booking data, the average Mount Vernon Airbnb host earns approximately $1,842 per month, or about $22,105 annually. Larger properties tend to outperform: 2-bedroom listings average $28,725 per year, while 1-bedroom units bring in roughly $17,651. Actual earnings depend heavily on property quality, location within Mount Vernon, pricing strategy, and how well the listing is managed.
Is Mount Vernon a good market for Airbnb investment?
Mount Vernon carries a Rabbu ROI Score of 54 out of 100, placing it in the "Competitive Opportunity" category. The market shows above-average growth trends and balanced supply and demand, but the revenue-to-price ratio is below average given home values around $801,520. Investors who source deals carefully — especially in the 2- or 3-bedroom segment — and optimize their operations can find viable returns, but this market rewards selectivity over broad strokes.
What is the average daily rate (ADR) for Airbnb in Mount Vernon?
The average daily rate in Mount Vernon is $155, which is significantly below the New York state average of $381. ADR scales meaningfully with property size: studios average $115, 1-bedrooms sit at $105, 2-bedrooms reach $155, and 3-bedroom listings command $230 per night. This pricing structure means larger properties capture a substantial nightly premium.
Are short-term rentals legal in Mount Vernon?
Short-term rentals operate in Mount Vernon, but hosts should verify current local regulations, permit requirements, and any zoning restrictions with the city directly. New York State also has its own rules governing short-term rentals that may apply. It's advisable to consult with a local attorney or the municipal planning office before purchasing a property specifically for STR use.
When is peak season for Airbnb in Mount Vernon?
Peak season in Mount Vernon runs from June through October, with August delivering the highest average monthly revenue at $2,732 per listing. July ($2,634) and June ($2,436) are also strong months. The off-peak period falls in the winter, with February averaging just $948 — roughly a third of the August peak. This seasonal spread means investors should budget for leaner winter months.
How many Airbnbs are there in Mount Vernon?
Mount Vernon currently has 58 active Airbnb listings. The market has seen dramatic growth, with a 97% year-over-year increase in active listings. The supply is dominated by 1-bedroom units (28 listings), followed by 2-bedrooms (16), studios (6), and 3-bedrooms (5). The relatively small total supply means new entrants can still establish a presence, though competition is intensifying quickly.
How is Airbnb revenue calculated in Mount Vernon?
The annual and monthly revenue figures shown for Mount Vernon are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and aggregate the results into a market-level historical average. Because each month uses its own historical data, the figures naturally reflect seasonal peaks and slower periods like the winter dip in Mount Vernon. Individual results can vary significantly based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts by market
  • Average daily rate, occupancy, and RevPAN trends across property sizes
  • Monthly and annual revenue estimates based on trailing 12-month booking data
  • Home value benchmarks sourced from Zillow Home Value Index (ZHVI)
  • Year-over-year supply growth and popular amenity breakdowns

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages and current snapshot metrics as of April 27, 2026; market conditions can shift. Local regulations, zoning changes, and HOA rules may affect STR eligibility — investors should verify independently before purchasing.

Next Steps

Ready to invest in Mount Vernon's short-term rental market? Take action with these resources:

Browse Airbnbs for Sale

Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.

View Properties

Connect with an Agent

Work with specialized agents who've helped investors acquire over $650M in STR properties.

Find an Agent

Connect with a Lender

Qualify for as low as 15% down on a DSCR loan using the rental property's projected income.

Find a Lender
Browse Airbnbs for Sale