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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Oak Harbor shows standout short-term rental potential based on its current revenue, occupancy, and pricing trends.
Oak Harbor, OH earns an ROI score of 80 out of 100, placing it in Rabbu's "Standout Opportunity" tier for short-term rental investors. With an average annual revenue of $29,690 and average home values around $322,759, the revenue-to-price ratio sits well above average. The market's pronounced summer seasonality — driven by lake access and waterfront appeal — creates a concentrated but lucrative earning window, while the small supply of just 23 active listings suggests room for well-positioned newcomers.
According to Rabbu market data, the Oak Harbor short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 23 |
| Average Daily Rate (ADR) | vs. $250 state avg. | $169 |
| Average Occupancy Rate | vs. 34% state avg. | 25% |
| RevPAN | ADR * Occupancy Rate | $42 |
| Average Monthly Revenue | Historical 12-month average | $2,474 |
| Average Annual Revenue | Historical 12-month average | $29,690 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.
A favorable revenue-to-price ratio and lakefront tourism demand make Oak Harbor an attractive entry point for investors seeking seasonal STR income at a relatively low acquisition cost.
Key investment factors
"Oak Harbor presents a compelling seasonal opportunity with a highly concentrated revenue profile. July leads at $6,835 in average monthly revenue, while January dips to just $465, creating a roughly 15:1 peak-to-trough ratio that investors should plan around carefully. The above-average revenue-to-price ratio and growing market interest are encouraging, though the 25% average occupancy rate — below Ohio's 34% state average — reflects the off-season softness inherent in a lakefront vacation market. Investors who structure their operations and pricing around the May-through-September window can capture strong returns, especially given the relatively low cost of entry."
— Rabbu Market Analysis Team
Oak Harbor exhibits extreme seasonality, with July peaking at $6,835 and January bottoming at just $465 — a spread of over $6,300. The five-month stretch from May through September accounts for the vast majority of annual revenue, making summer pricing and availability optimization critical for maximizing returns.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$465 |
| February |
|
$499 |
| March |
|
$1,150 |
| April |
|
$1,156 |
| May |
|
$2,952 |
| June |
|
$4,986 |
| July |
|
$6,835 |
| August |
|
$5,786 |
| September |
|
$2,892 |
| October |
|
$1,858 |
| November |
|
$607 |
| December |
|
$500 |
The market's active supply is dominated by 1-bedroom units, which account for 14 of the 23 total listings. Data on larger property sizes is not available, but the concentration in smaller units may signal an opportunity for investors willing to offer multi-bedroom lakefront homes that cater to families and groups.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
14 |
One-bedroom listings command an ADR of $106, notably below the market-wide average of $169. This gap suggests that the remaining non-1-bedroom listings in the market carry meaningfully higher nightly rates, likely reflecting larger or premium waterfront properties.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$106 |
One-bedroom units generate a RevPAN of $26, reflecting the combination of a $106 ADR and 25% occupancy. Investors focused on maximizing revenue per available night should consider whether larger property types — which likely command higher ADRs — could deliver stronger RevPAN despite similar occupancy patterns.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$26 |
One-bedroom properties average a 25% occupancy rate, consistent with the overall market figure and reflecting the sharp seasonal demand cycle. Cash-flow stability during off-peak months is limited, so investors should budget for several low-occupancy months each winter.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
25% |
One-bedroom listings bring in an average of $1,666 per month, falling below the market-wide average of $2,474. This confirms that the handful of larger or waterfront-premium properties in Oak Harbor are pulling the market average upward.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$1,666 |
A typical 1-bedroom Airbnb in Oak Harbor generates about $20,002 in annual revenue, compared to the market-wide average of $29,690. Investors targeting higher-revenue configurations may want to explore 2+ bedroom properties where less supply data exists but revenue potential appears to be significantly stronger.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$20,002 |
Kitchens (100%), parking (91%), and self check-in (83%) are near-universal, while lake access (74%), BBQ grills (78%), and patios or balconies (78%) reflect the lakefront vacation profile of this market. Offering pool access (65%) and waterfront positioning (39%) can serve as meaningful differentiators for listings competing during the high-demand summer season.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
100% |
| Parking |
|
91% |
| Self Check-in |
|
83% |
| BBQ Grill |
|
78% |
| Patio or Balcony |
|
78% |
| Washer |
|
74% |
| Dryer |
|
74% |
| Lake Access |
|
74% |
| Pool |
|
65% |
| Outdoor Furniture |
|
52% |
| Backyard |
|
44% |
| Waterfront |
|
39% |
| Pets |
|
22% |
| Beach Access |
|
17% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Oak Harbor Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Above average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Above average | 15% |
| Supply/Demand Balance | Average | 15% |
Oak Harbor's ROI score of 80 out of 100 places it in the "Standout Opportunity" band, driven primarily by an above-average revenue-to-price ratio and above-average market growth trend. Occupancy stability and supply/demand balance both rate as average, reflecting the seasonal nature of this lakefront market and the recent 75% surge in new listings. Investors should pair these strong headline metrics with local regulatory research and careful seasonal cash-flow planning to confirm the opportunity fits their investment goals.
Understanding local STR regulations is essential before investing in Oak Harbor. Here's the current regulatory landscape:
Investors considering short-term rentals in Oak Harbor, Ohio should verify whether a local STR permit or registration is required by contacting Ottawa County and the Village of Oak Harbor directly. Ohio does not impose a statewide STR permitting framework, so requirements vary by municipality.
Common restrictions that may apply include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants can also restrict short-term rental activity in certain neighborhoods, so reviewing deed restrictions before purchasing is essential.
Short-term rental operators in Ohio are generally subject to state sales tax and county lodging taxes, and platforms like Airbnb often collect and remit some of these on the host's behalf. Investors should confirm the specific rates and filing requirements with the Ohio Department of Taxation and Ottawa County.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Oak Harbor can provide current regulatory guidance.
Financing an Airbnb investment in Oak Harbor requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Oak Harbor's STR market is expected to continue benefiting from strong summer demand tied to its lakefront setting. Active listings grew 75% year over year, so new supply could moderate occupancy gains, but ADR is likely to hold steady or inch up in the $165–$175 range given above-average market growth trends. Investors should anticipate that the bulk of annual income will remain concentrated between May and September, with winter months contributing modestly. Seasonal operators who price aggressively during peak months could capture outsized returns relative to the market average."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; always verify with municipal authorities before investing. Individual property results will vary based on location, quality, amenities, pricing strategy, and management approach.
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