Oak Harbor, OH Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

80 / 100

Oak Harbor shows standout short-term rental potential based on its current revenue, occupancy, and pricing trends.

Oak Harbor Short-Term Rental Market Overview

Oak Harbor, OH earns an ROI score of 80 out of 100, placing it in Rabbu's "Standout Opportunity" tier for short-term rental investors. With an average annual revenue of $29,690 and average home values around $322,759, the revenue-to-price ratio sits well above average. The market's pronounced summer seasonality — driven by lake access and waterfront appeal — creates a concentrated but lucrative earning window, while the small supply of just 23 active listings suggests room for well-positioned newcomers.

Key Market Statistics

According to Rabbu market data, the Oak Harbor short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 23
Average Daily Rate (ADR) vs. $250 state avg. $169
Average Occupancy Rate vs. 34% state avg. 25%
RevPAN ADR * Occupancy Rate $42
Average Monthly Revenue Historical 12-month average $2,474
Average Annual Revenue Historical 12-month average $29,690

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Oak Harbor

A favorable revenue-to-price ratio and lakefront tourism demand make Oak Harbor an attractive entry point for investors seeking seasonal STR income at a relatively low acquisition cost.

Key investment factors

  • Above-average revenue-to-price ratio driven by moderate home values around $322,759
  • Lake access and waterfront positioning fuel strong summer vacation demand
  • Small active supply of only 23 listings creates less competitive pressure
  • 75% year-over-year listing growth signals rising investor interest and market momentum
  • Concentrated peak season from May through September delivers the majority of annual revenue

Expert Market Assessment

"Oak Harbor presents a compelling seasonal opportunity with a highly concentrated revenue profile. July leads at $6,835 in average monthly revenue, while January dips to just $465, creating a roughly 15:1 peak-to-trough ratio that investors should plan around carefully. The above-average revenue-to-price ratio and growing market interest are encouraging, though the 25% average occupancy rate — below Ohio's 34% state average — reflects the off-season softness inherent in a lakefront vacation market. Investors who structure their operations and pricing around the May-through-September window can capture strong returns, especially given the relatively low cost of entry."

— Rabbu Market Analysis Team

Understanding Oak Harbor's ROI Score: 80/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Oak Harbor Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Oak Harbor's ROI score of 80 out of 100 places it in the "Standout Opportunity" band, driven primarily by an above-average revenue-to-price ratio and above-average market growth trend. Occupancy stability and supply/demand balance both rate as average, reflecting the seasonal nature of this lakefront market and the recent 75% surge in new listings. Investors should pair these strong headline metrics with local regulatory research and careful seasonal cash-flow planning to confirm the opportunity fits their investment goals.

Short-Term Rental Regulations in Oak Harbor

Understanding local STR regulations is essential before investing in Oak Harbor. Here's the current regulatory landscape:

Permit Requirements

Investors considering short-term rentals in Oak Harbor, Ohio should verify whether a local STR permit or registration is required by contacting Ottawa County and the Village of Oak Harbor directly. Ohio does not impose a statewide STR permitting framework, so requirements vary by municipality.

Key Restrictions

Common restrictions that may apply include occupancy limits, minimum stay requirements, noise ordinances, and parking regulations. HOA covenants can also restrict short-term rental activity in certain neighborhoods, so reviewing deed restrictions before purchasing is essential.

Tax Obligations

Short-term rental operators in Ohio are generally subject to state sales tax and county lodging taxes, and platforms like Airbnb often collect and remit some of these on the host's behalf. Investors should confirm the specific rates and filing requirements with the Ohio Department of Taxation and Ottawa County.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Oak Harbor can provide current regulatory guidance.

Short-Term Rental Financing for Oak Harbor

Financing an Airbnb investment in Oak Harbor requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Oak Harbor Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Oak Harbor's STR market is expected to continue benefiting from strong summer demand tied to its lakefront setting. Active listings grew 75% year over year, so new supply could moderate occupancy gains, but ADR is likely to hold steady or inch up in the $165–$175 range given above-average market growth trends. Investors should anticipate that the bulk of annual income will remain concentrated between May and September, with winter months contributing modestly. Seasonal operators who price aggressively during peak months could capture outsized returns relative to the market average."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Oak Harbor, OH

What is the average Airbnb occupancy rate in Oak Harbor?
The average Airbnb occupancy rate in Oak Harbor is currently 25%, which falls below the Ohio state average of 34%. This reflects the market's seasonal nature — occupancy spikes during the summer lake season and drops considerably during the winter months. Investors should expect the majority of bookings to cluster between May and September.
How much do Airbnb hosts make in Oak Harbor?
Based on trailing 12-month data, Airbnb hosts in Oak Harbor earn an average of $2,474 per month and approximately $29,690 per year. Revenue is heavily seasonal, with July averaging $6,835 and winter months like January averaging around $465. Individual results depend on property quality, pricing strategy, and how effectively hosts capture peak-season demand.
Is Oak Harbor a good market for Airbnb investment?
Oak Harbor scores 80 out of 100 on Rabbu's ROI scale, earning a "Standout Opportunity" designation. The market benefits from an above-average revenue-to-price ratio thanks to moderate home values near $322,759 paired with solid seasonal revenue. The trade-off is a pronounced seasonal cycle, so investors should be comfortable with lower earnings from roughly October through April.
What is the average daily rate (ADR) for Airbnb in Oak Harbor?
The average daily rate in Oak Harbor is $169, which is below Ohio's statewide average of $250. This reflects the market's composition of primarily 1-bedroom units, which carry an ADR of $106. The overall market ADR likely benefits from a mix of larger or premium lakefront properties that command higher nightly rates during peak summer months.
Are short-term rentals legal in Oak Harbor?
Short-term rentals generally operate in Oak Harbor, but investors should verify current local regulations with the Village of Oak Harbor and Ottawa County. Ohio does not have a blanket statewide STR ban, but municipalities may impose their own permit requirements, zoning restrictions, or operational rules. Checking with local authorities before purchasing is always recommended.
When is peak season for Airbnb in Oak Harbor?
Peak season in Oak Harbor runs from May through September, driven by lake tourism and warm-weather recreation. July is the highest-earning month at $6,835 in average revenue, followed by August at $5,786 and June at $4,986. The off-season from November through February sees revenue drop below $600 per month.
How many Airbnbs are there in Oak Harbor?
Oak Harbor currently has 23 active Airbnb listings, making it a small but growing market. Active listings have increased 75% year over year, indicating rising investor and host interest. The compact supply base means new entrants can still establish visibility, though continued growth could increase competition over time.
How is Airbnb revenue calculated in Oak Harbor?
The annual and monthly revenue figures shown for Oak Harbor are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months, since each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for Oak Harbor and surrounding areas
  • Occupancy rates, average daily rates, and revenue per available night trended over time
  • Monthly and annual revenue estimates based on trailing 12-month booking performance
  • Property size breakdowns showing how listings of different bedroom counts perform
  • Data sourced from Rabbu proprietary analytics and Zillow Home Value Index for consistency

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; always verify with municipal authorities before investing. Individual property results will vary based on location, quality, amenities, pricing strategy, and management approach.

Next Steps

Ready to invest in Oak Harbor's short-term rental market? Take action with these resources:

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