Overgaard, AZ Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

28 / 100

Overgaard appears higher risk based on current data and may require deeper, property-specific diligence to find compelling opportunities.

Overgaard Short-Term Rental Market Overview

Overgaard, AZ is a small, seasonal mountain-retreat market with just 45 active Airbnb listings and an average annual revenue of $18,356 per property. With an average daily rate of $165—well below Arizona's $434 state average—and occupancy hovering around 17%, the market presents a challenging revenue environment that demands careful property-level analysis. A 134% year-over-year increase in active listings signals growing host interest, but that rapid supply growth has not yet been matched by proportional demand.

Key Market Statistics

According to Rabbu market data, the Overgaard short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 45
Average Daily Rate (ADR) vs. $434 state avg. $165
Average Occupancy Rate vs. 53% state avg. 17%
RevPAN ADR * Occupancy Rate $27
Average Monthly Revenue Historical 12-month average $1,529
Average Annual Revenue Historical 12-month average $18,356

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.

Why Investors Consider Overgaard

Overgaard appeals primarily to investors seeking affordable mountain-area properties who can tolerate highly seasonal income concentrated in the summer months.

Key investment factors

  • Affordable entry relative to many Arizona resort markets, with average home values around $570,002
  • Strong summer demand driven by travelers escaping desert heat at higher elevation
  • Low competition with only 45 active listings, offering room to differentiate with quality and amenities
  • Pet-friendly listings (62%) suggest an underserved niche that could boost occupancy
  • 3-bedroom properties earn roughly $22,086 annually, offering a meaningful revenue premium over 2-bedrooms

Expert Market Assessment

"Overgaard currently presents limited investment potential, earning an ROI score of 28 out of 100. Revenue relative to property prices is below average, and occupancy at 17% sits far beneath the Arizona state average of 53%, reflecting the market's heavy reliance on summer tourism. The seasonal revenue swing is pronounced—July peaks at $2,849 per month while April bottoms out at just $677—so investors need to budget for extended low-income stretches. That said, operators who can secure a well-positioned property at a reasonable basis and execute strong summer-season marketing may still find workable returns, particularly with 3-bedroom configurations."

— Rabbu Market Analysis Team

Understanding Overgaard's ROI Score: 28/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Overgaard Performance Weight
Revenue-to-Price Ratio Below average 40%
Occupancy Stability Below average 30%
Market Growth Trend Average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Overgaard's ROI score of 28 out of 100 places it in the "Limited" investment band, driven primarily by a below-average revenue-to-price ratio and below-average occupancy stability—both of which reflect the challenge of generating consistent income in a deeply seasonal, low-occupancy market. Market growth trend and supply/demand balance score at average levels, suggesting the market isn't deteriorating but isn't accelerating either. Investors interested in Overgaard should pair this data with thorough local regulatory research and a property-specific underwriting approach before proceeding.

Short-Term Rental Regulations in Overgaard

Understanding local STR regulations is essential before investing in Overgaard. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Overgaard, AZ should verify whether Navajo County or the state of Arizona requires a Transaction Privilege Tax license or any local STR registration. Arizona state law generally preempts local bans on vacation rentals, but investors should confirm current permit and registration requirements directly with local authorities.

Key Restrictions

Common STR restrictions that may apply include occupancy limits based on property size, noise and nuisance ordinances, parking requirements, and any applicable HOA covenants—especially in planned mountain-cabin communities. Investors should also check for fire safety and septic system requirements given the rural setting of many Overgaard properties.

Tax Obligations

Arizona requires STR operators to collect and remit Transaction Privilege Tax (TPT), which functions as the state's version of a sales and lodging tax. Platforms like Airbnb often collect state and county taxes automatically, but hosts should verify their obligations with the Arizona Department of Revenue to ensure full compliance.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Overgaard can provide current regulatory guidance.

Short-Term Rental Financing for Overgaard

Financing an Airbnb investment in Overgaard requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Overgaard Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Overgaard's performance will likely remain heavily tied to its summer escape appeal, with July and August continuing to drive the bulk of annual revenue. ADR could edge up modestly in the 1–3% range during peak months as hosts refine pricing, but occupancy may stay in the 15–20% band unless demand growth outpaces the recent listing surge. Investors should plan conservatively and expect most cash flow to concentrate in a four-to-five-month summer window, with soft shoulder seasons requiring strategic pricing to attract bookings."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Overgaard, AZ

What is the average Airbnb occupancy rate in Overgaard?
The average occupancy rate for Airbnb listings in Overgaard is currently 17%, which is significantly below Arizona's statewide average of 53%. This reflects the market's highly seasonal nature, with most bookings concentrated during the warmer summer months when travelers seek cooler mountain retreats. Occupancy varies by property size, with 2-bedroom units averaging 19% and 3-bedrooms at 16%.
How much do Airbnb hosts make in Overgaard?
Based on trailing 12-month data, the average Airbnb host in Overgaard earns approximately $18,356 per year, or about $1,529 per month. Three-bedroom properties tend to outperform, averaging $22,086 annually compared to $17,904 for 2-bedrooms. Revenue is heavily seasonal, with peak months like July generating nearly $2,849 and slower months like April dropping to around $677.
Is Overgaard a good market for Airbnb investment?
Overgaard currently carries a limited ROI score of 28 out of 100, indicating higher risk relative to many other markets. The below-average revenue-to-price ratio and low occupancy stability are the primary concerns. However, investors with a low acquisition cost and strong summer-season strategy may still find viable opportunities—particularly with 3-bedroom properties that command higher nightly rates and annual revenue. Thorough property-specific analysis is recommended before committing.
What is the average daily rate (ADR) for Airbnb in Overgaard?
The average daily rate in Overgaard is $165, which is well below Arizona's statewide average of $434. ADR varies by property size: 2-bedroom listings average $144 per night, while 3-bedroom properties command $183. Despite the lower rates, the main challenge in Overgaard is occupancy rather than pricing.
Are short-term rentals legal in Overgaard?
Arizona state law generally prohibits local governments from banning short-term vacation rentals outright, which works in Overgaard's favor. However, operators may still need to obtain a Transaction Privilege Tax license and comply with any applicable county regulations, HOA rules, and safety requirements. Investors should verify current requirements with Navajo County and the Arizona Department of Revenue before listing a property.
When is peak season for Airbnb in Overgaard?
Peak season in Overgaard runs from June through August, when travelers flock to higher elevations to escape Arizona's desert heat. July is the strongest month with average revenue reaching $2,849, followed by August at $2,502 and June at $1,924. December also sees a secondary bump to $1,757, likely driven by holiday getaways. April is the slowest month at just $677 in average revenue.
How many Airbnbs are there in Overgaard?
As of April 2026, there are 45 active Airbnb listings in Overgaard. The market has seen significant growth, with a 134% year-over-year increase in active listings. The supply is concentrated among 2-bedroom properties (29 listings) and 3-bedroom properties (9 listings), leaving little representation in other size categories.
How is Airbnb revenue calculated in Overgaard?
The annual and monthly revenue figures for Overgaard are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market—not a forward-looking projection. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and aggregate the results into a market-level historical average. This approach anchors the figures to what hosts have actually earned recently, and because each month uses its own historical performance, the totals naturally reflect seasonal peaks and slower periods. Individual results can vary meaningfully based on property quality, pricing strategy, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts for the Overgaard market
  • Average daily rate, occupancy, and RevPAN metrics by property size
  • Monthly and annual revenue estimates based on trailing 12-month booking data
  • Home value benchmarks sourced from the Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings to identify guest expectations

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing performance and market conditions as of April 2026; actual results may differ as conditions evolve. Local regulations, HOA rules, and tax obligations vary and should be independently verified before making any investment decision.

Next Steps

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