Philipsburg, MT Airbnb Market Data, Statistics, and Occupancy Rates

Philipsburg Short-Term Rental Market Overview

Philipsburg, MT is a small-mountain-town market with just 43 active Airbnb listings and an average annual revenue of $29,365 per property. While the market's ADR of $233 sits well below Montana's $443 state average, its intimate supply base and pronounced summer seasonality create pockets of opportunity — particularly for larger properties that can command premium nightly rates. Investors should note that average home values of $821,728 put pressure on yield, making careful deal sourcing essential.

Key Market Statistics

According to Rabbu market data, the Philipsburg short-term rental market shows:

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Philipsburg

Philipsburg appeals to investors seeking a niche mountain-town market with limited competition and strong summer demand, though the revenue-to-price ratio requires disciplined deal selection.

Expert Market Assessment

"Philipsburg represents a competitive but nuanced opportunity for STR investors. The market's ROI score of 54 out of 100 reflects a below-average revenue-to-price ratio — the primary drag on returns — alongside average occupancy stability, growth trends, and supply/demand balance. Seasonality is a defining characteristic: July revenue of $4,965 per listing dwarfs April's $1,340, meaning investors should plan for significant cash-flow variability. Properties with three or more bedrooms perform meaningfully better, and the limited supply of 43 listings suggests the market isn't yet oversaturated."

— Rabbu Market Analysis Team

Key Airbnb Metrics & Trends in Philipsburg

Average revenue by month in Philipsburg

Philipsburg's revenue is heavily summer-weighted, with July ($4,965) and August ($4,155) generating roughly 2–3x the income of shoulder months. A modest winter bump in February ($2,638) and March ($2,520) helps offset an otherwise slow spring, but investors should expect April and May to be the softest earning periods at around $1,300–$1,340.

Active Airbnb listings by property size in Philipsburg

Two-bedroom listings dominate supply with 14 units, closely followed by 12 three-bedroom properties, while the 4-bedroom segment has just 6 listings. The relatively thin supply of larger homes — combined with their stronger revenue performance — may signal an opportunity for investors willing to operate in the 3- or 4-bedroom category.

Average daily rate (ADR) by property size in Philipsburg

ADR climbs steadily from $169 for 1-bedroom units to $320 for 4-bedroom properties, representing a near-doubling in nightly rate. The jump from 2-bedroom ($194) to 3-bedroom ($246) is where the premium becomes most meaningful relative to the incremental cost of a larger property.

Average RevPAN by property size in Philipsburg

Three-bedroom listings deliver the highest RevPAN at $105, outperforming even 4-bedroom units ($94) thanks to their superior 43% occupancy rate. One- and 2-bedroom properties trail noticeably at $52 and $58, suggesting that mid-sized homes strike the best balance between rate and occupancy.

Average occupancy rates by property size in Philipsburg

Three-bedroom properties stand out with a 43% occupancy rate, well above the 30–31% range shared by every other bedroom count. This gap suggests that 3-bedroom homes in Philipsburg hit a sweet spot for guest group sizes, offering more reliable booking volume and steadier cash flow.

Average monthly revenue by property size in Philipsburg

Monthly revenue scales clearly with size: 4-bedroom listings lead at $3,772, followed by 3-bedrooms at $3,313, while 1-bedroom units average just $1,594. The gap between 2-bedroom ($1,980) and 3-bedroom properties is particularly notable — adding a third bedroom nearly doubles the monthly income lift compared to going from 1 to 2 bedrooms.

Average annual revenue by property size in Philipsburg

Four-bedroom properties top the annual revenue chart at $45,266, with 3-bedroom listings close behind at $39,759. Smaller configurations generate significantly less — $23,760 for 2-bedrooms and $19,128 for 1-bedrooms — reinforcing that larger homes offer the strongest return potential in this market, provided acquisition costs are managed carefully.

Most common amenities for Airbnb listings in Philipsburg

Parking is universal (100%) and a kitchen is nearly so (98%), reflecting the market's rural setting where guests expect self-sufficient accommodations. Outdoor amenities like patios (65%), BBQ grills (58%), and backyards (56%) are common, while hot tubs remain rare at just 12% — a potential differentiator for listings looking to stand out and justify higher nightly rates.

Understanding Philipsburg's ROI Score: 54/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

What This Means for Investors

Philipsburg's ROI score of 54 out of 100 places it in the 'Competitive Opportunity' band, meaning the market has genuine demand but requires more selective deal sourcing to achieve attractive returns. The primary headwind is a below-average revenue-to-price ratio driven by $821,728 average home values against $29,365 in annual revenue, while occupancy stability, market growth, and supply/demand balance all rate as average. Investors interested in this market should pair these data points with thorough local regulatory research and focus on properties priced well below the market median to improve yield potential.

Short-Term Rental Regulations in Philipsburg

Understanding local STR regulations is essential before investing in Philipsburg. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Philipsburg, Montana may be required to obtain a business license or STR permit through the city or Granite County. Investors should verify current registration requirements with local authorities before listing a property.

Key Restrictions

Common STR restrictions in Montana communities can include occupancy limits, minimum-stay requirements, noise ordinances, and parking mandates. HOA rules may impose additional constraints on rental activity, so it's worth reviewing any covenants or neighborhood-specific regulations that could affect operations.

Tax Obligations

Montana imposes a lodging facility use tax on short-term rentals, and Granite County may levy additional local resort or tourism taxes. Major booking platforms typically collect and remit state-level taxes on behalf of hosts, but operators should confirm all local obligations are met.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Philipsburg can provide current regulatory guidance.

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Philipsburg's STR market is expected to maintain its strong seasonal cadence, with July and August continuing to drive the bulk of annual income. ADR may see modest gains in the 1–3% range as Montana tourism holds steady, though occupancy is likely to remain in the low-to-mid 30% range on an annualized basis. Investors who optimize pricing around the summer peak and winter shoulder months (February–March) could outperform the market average, but year-round cash flow will remain a challenge without strategic off-season marketing."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Philipsburg, MT

What is the average Airbnb occupancy rate in Philipsburg?

The average occupancy rate for Airbnb listings in Philipsburg is currently 33%, which trails the Montana state average of 47%. Occupancy varies significantly by property size — 3-bedroom properties lead at 43%, while 1-, 2-, and 4-bedroom listings hover around 30–31%. The lower overall occupancy reflects the market's strong seasonality, with summer months driving the majority of bookings.

How much do Airbnb hosts make in Philipsburg?

Airbnb hosts in Philipsburg earn an average of $2,447 per month and approximately $29,365 per year based on trailing 12-month performance. Revenue varies considerably by property size: 4-bedroom listings average $45,266 annually, while 1-bedroom units bring in roughly $19,128. Peak summer months like July can push monthly revenue above $4,900, while spring months may dip below $1,400.

Is Philipsburg a good market for Airbnb investment?

Philipsburg scores a 54 out of 100 on Rabbu's ROI Score, placing it in the 'Competitive Opportunity' category. The market benefits from limited supply (just 43 listings), strong summer tourism demand, and solid nightly rates for larger properties. However, average home values of $821,728 create a challenging revenue-to-price ratio, so investors will need to find properties priced below the market average or focus on larger configurations to achieve attractive returns.

What is the average daily rate (ADR) for Airbnb in Philipsburg?

The average daily rate in Philipsburg is $233, which is significantly lower than Montana's state average of $443. ADR scales predictably with property size: 1-bedroom listings average $169 per night, 2-bedrooms come in at $194, 3-bedrooms at $246, and 4-bedroom properties command $320 per night.

Are short-term rentals legal in Philipsburg?

Short-term rentals are generally permitted in Philipsburg, MT, though operators may need to obtain local permits or business licenses. Montana also requires hosts to collect and remit a lodging facility use tax. Regulations can change, so investors should check with the City of Philipsburg and Granite County for the most current requirements before purchasing a property.

When is peak season for Airbnb in Philipsburg?

Peak season in Philipsburg is clearly July and August, when average monthly revenue reaches $4,965 and $4,155 respectively. A secondary shoulder season emerges in the winter months of February ($2,638) and March ($2,520), likely driven by nearby winter recreation. The slowest months are April and May, when revenue drops below $1,400.

How many Airbnbs are there in Philipsburg?

There are currently 43 active Airbnb listings in Philipsburg as of April 2026. The supply is distributed across property sizes: 14 two-bedroom listings make up the largest share, followed by 12 three-bedroom units, 7 one-bedroom properties, and 6 four-bedroom homes. Year-over-year listing growth stands at 100%, indicating the market has seen notable new supply enter recently.

How is Airbnb revenue calculated in Philipsburg?

The annual and monthly revenue figures for Philipsburg are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — not a forward-looking projection. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and aggregate the results into a market-level historical average. This approach anchors the figures to what hosts have actually earned recently and naturally reflects seasonal peaks and slower months because each month uses its own historical performance. Individual results can vary based on property quality, pricing strategy, and how well the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

• Regularly updated active Airbnb and STR listing counts for the Philipsburg, MT market
• Average daily rate, occupancy, and RevPAN trends across property sizes
• Monthly and annual revenue benchmarks based on trailing 12-month booking data
• Home value data sourced from Zillow Home Value Index (ZHVI) for investment analysis
• Amenity prevalence data across active listings to identify guest expectations

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; always verify with municipal and county authorities before investing. Individual property results will vary based on location, condition, pricing strategy, and management quality.