Phippsburg, ME Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

75 / 100

Phippsburg shows standout short-term rental potential based on its current revenue, occupancy, and pricing trends.

Phippsburg Short-Term Rental Market Overview

Phippsburg, ME is a small coastal market with outsized summer earning potential, where just 27 active Airbnb listings serve a seasonal destination along Maine's midcoast. With an average annual revenue of $61,323 and a strong revenue-to-price ratio rated above average, the market rewards hosts who capitalize on a compressed but lucrative peak season. An ROI score of 75 out of 100 places Phippsburg in

Key Market Statistics

According to Rabbu market data, the Phippsburg short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 27
Average Daily Rate (ADR) vs. $415 state avg. $390
Average Occupancy Rate vs. 55% state avg. 16%
RevPAN ADR * Occupancy Rate $63
Average Monthly Revenue Historical 12-month average $5,110
Average Annual Revenue Historical 12-month average $61,323

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Phippsburg

Phippsburg appeals to investors seeking a low-competition coastal market where a short but intense summer season can generate meaningful annual revenue relative to property costs.

Key investment factors

  • Above-average revenue-to-price ratio suggests strong yield potential relative to home values
  • Only 27 active listings create a supply-constrained environment with limited direct competition
  • Midcoast Maine location draws summer vacationers, beach-goers, and outdoor enthusiasts
  • Above-average occupancy stability indicates reliable seasonal demand patterns year after year
  • 4-bedroom properties earn over $121,000 annually, offering premium returns for larger homes

Expert Market Assessment

"With an ROI score of 75 out of 100, Phippsburg earns a 'Standout Opportunity' designation driven by above-average scores across revenue-to-price ratio, occupancy stability, and market growth trend. The market's seasonality is pronounced — August peaks at $14,369 in average monthly revenue while January dips to roughly $1,207 — so investors should plan cash flow around a six-month earning window from May through October. The limited supply of 27 listings and a coastal setting that naturally caps new development help protect existing hosts from competitive pressure. Larger properties are clear outperformers here, making this a market where the right 4-bedroom home can deliver outsized returns."

— Rabbu Market Analysis Team

Understanding Phippsburg's ROI Score: 75/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Phippsburg Performance Weight
Revenue-to-Price Ratio Above average 40%
Occupancy Stability Above average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Phippsburg's ROI score of 75 out of 100 places it in the 'Standout Opportunity' tier, driven by above-average marks in revenue-to-price ratio, occupancy stability, and market growth trend, with supply/demand balance rated as average. The combination of strong seasonal revenue and a small, supply-constrained market creates favorable conditions for investors who plan around the compressed earning season. Pairing this data with up-to-date regulatory research and a thorough property-level analysis will help confirm whether a specific investment aligns with your return targets.

Short-Term Rental Regulations in Phippsburg

Understanding local STR regulations is essential before investing in Phippsburg. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Phippsburg, Maine may need to register or obtain a permit through the town or the state. Investors should verify current requirements directly with the Town of Phippsburg and the Maine Department of Health and Human Services before listing a property.

Key Restrictions

Common restrictions in Maine coastal communities can include occupancy limits, minimum stay requirements, noise and parking regulations, and potential HOA-level restrictions for properties in planned developments. Some municipalities also impose caps on the number of STR permits issued, so confirming availability early in the due-diligence process is advisable.

Tax Obligations

Maine requires short-term rental hosts to collect and remit a 9% lodging tax on stays of less than 28 days, and major platforms like Airbnb typically handle this collection automatically. Investors should also confirm whether any local assessments apply and ensure proper registration with Maine Revenue Services.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Phippsburg can provide current regulatory guidance.

Short-Term Rental Financing for Phippsburg

Financing an Airbnb investment in Phippsburg requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Phippsburg Lender →

Future Outlook & Long-Term Forecast

"Seasonal demand patterns suggest the summer months will continue to drive the bulk of annual earnings, with July and August alone historically accounting for over 40% of total revenue. With above-average market growth trends and occupancy stability noted in the ROI factors, we estimate ADR could edge up 2–4% over the next 12–18 months as supply remains limited at only 27 listings. Year-round occupancy is likely to stay in the 14–18% range given the market's strongly seasonal character, but investors targeting peak-season revenue should see healthy returns."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Phippsburg, ME

What is the average Airbnb occupancy rate in Phippsburg?
The average occupancy rate for Airbnb listings in Phippsburg is currently 16%, which is well below the Maine state average of 55%. This reflects the market's highly seasonal nature — demand concentrates heavily in the summer months, and many properties are not booked during the off-season. Larger properties tend to fill more consistently, with 4-bedroom homes averaging 27% occupancy compared to 11% for 2-bedroom units.
How much do Airbnb hosts make in Phippsburg?
Airbnb hosts in Phippsburg earn an average of $5,110 per month and approximately $61,323 per year based on trailing 12-month performance data. Earnings vary significantly by property size: 2-bedroom homes average about $36,564 annually, 3-bedrooms bring in roughly $59,576, and 4-bedroom properties lead at $121,126 per year. The bulk of revenue is generated between June and September.
Is Phippsburg a good market for Airbnb investment?
Phippsburg scores 75 out of 100 on Rabbu's ROI Score, earning a 'Standout Opportunity' rating. The market benefits from an above-average revenue-to-price ratio, stable seasonal occupancy, and positive growth trends. While the off-season is quiet, the concentrated summer demand and limited competition among just 27 listings create favorable conditions for well-positioned properties — especially larger homes that can command premium nightly rates.
What is the average daily rate (ADR) for Airbnb in Phippsburg?
The average daily rate in Phippsburg is $390, slightly below the Maine state average of $415. However, rates vary dramatically by property size: 2-bedroom listings average $180 per night, 3-bedrooms average $322, and 4-bedroom homes command an impressive $710 per night. This steep scaling with size reflects the premium guests are willing to pay for larger vacation homes along Maine's coast.
Are short-term rentals legal in Phippsburg?
Short-term rentals do operate in Phippsburg, ME, as evidenced by 27 active Airbnb listings in the market. However, regulations can change, and operators may need permits or registrations at the local or state level. Investors should check directly with the Town of Phippsburg and Maine state authorities to confirm current rules, permit availability, and any restrictions before purchasing or listing a property.
When is peak season for Airbnb in Phippsburg?
Peak season in Phippsburg runs from June through September, with August being the highest-earning month at an average of $14,369 in revenue. July follows closely at $11,985. Revenue drops sharply after October, and the winter months from November through March see averages between $1,207 and $2,427. This pattern is typical for a Maine coastal vacation market and means investors should expect most of their annual income to come from a roughly four-month window.
How many Airbnbs are there in Phippsburg?
As of April 2026, there are 27 active Airbnb listings in Phippsburg. The supply is distributed across 2-bedroom (6 listings), 3-bedroom (8 listings), and 4-bedroom (5 listings) properties. This is a notably small market, which means less direct competition but also signals that investor interest and awareness may still be emerging.
How is Airbnb revenue calculated in Phippsburg?
The annual and monthly revenue figures shown for Phippsburg are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and roll the results up to a market-level historical average. This approach anchors the figures to what hosts have actually earned recently while naturally reflecting seasonal peaks and slower months because each month uses its own historical data. Individual results can vary based on property quality, pricing strategy, and how actively the listing is managed.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts by market
  • Average daily rate, occupancy, and RevPAN trends across property sizes
  • Monthly and annual revenue benchmarks based on trailing 12-month booking data
  • Home value estimates sourced from the Zillow Home Value Index (ZHVI)
  • Supply composition and amenity prevalence across active listings

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages as of April 2026 and may not capture very recent market shifts. Local regulations, permit availability, and tax requirements are subject to change — always verify with municipal and state authorities before investing.

Next Steps

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