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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Polson presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.
Polson, MT sits on the southern shore of Flathead Lake — Montana's largest natural freshwater lake — and draws seasonal visitors looking for waterfront recreation and mountain scenery. With just 37 active Airbnb listings and an average annual revenue of $52,122 per property, it's a small but highly seasonal market where a well-positioned property can earn meaningful income during peak months. The average daily rate of $310 sits below Montana's $443 state average, yet the concentrated summer demand and limited supply create a competitive landscape worth evaluating carefully.
According to Rabbu market data, the Polson short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 37 |
| Average Daily Rate (ADR) | vs. $443 state avg. | $310 |
| Average Occupancy Rate | vs. 47% state avg. | 20% |
| RevPAN | ADR * Occupancy Rate | $62 |
| Average Monthly Revenue | Historical 12-month average | $4,343 |
| Average Annual Revenue | Historical 12-month average | $52,122 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.
Polson appeals to investors seeking a niche lakefront vacation rental market with strong summer demand, though the compressed season and rising supply require careful property selection.
Key investment factors
"Polson represents a competitive opportunity with a pronounced seasonal profile. April stands out as a revenue outlier at $14,476 per listing, while July ($9,649) and August ($8,097) form the traditional summer peak — the contrast with winter months like January ($858) and February ($929) underscores how dependent this market is on warm-weather demand. The 20% average occupancy rate trails Montana's 47% state average significantly, reflecting both the short high season and the recent 155% increase in supply. Investors who can secure properties with lake access or waterfront positioning and price competitively during shoulder months stand the best chance of exceeding market averages."
— Rabbu Market Analysis Team
Polson's revenue profile is extremely seasonal, with April ($14,476) generating nearly 17 times more than January ($858). July and August form a strong summer core at $9,649 and $8,097 respectively, while November through March all fall below $1,500 — meaning investors should plan for five to six months of relatively thin cash flow.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$858 |
| February |
|
$929 |
| March |
|
$1,337 |
| April |
|
$14,476 |
| May |
|
$2,764 |
| June |
|
$4,662 |
| July |
|
$9,649 |
| August |
|
$8,097 |
| September |
|
$4,316 |
| October |
|
$2,362 |
| November |
|
$1,490 |
| December |
|
$1,177 |
One- and two-bedroom listings dominate supply with 12 and 10 units respectively, while three-bedroom properties are the scarcest at just 5 listings. The relatively low count of larger homes (6 four-bedrooms) alongside their outsized revenue potential could signal an opportunity for investors targeting that segment.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
12 |
| 2 bedrooms |
|
10 |
| 3 bedrooms |
|
5 |
| 4 bedrooms |
|
6 |
ADR nearly quadruples from $156 for one-bedroom units to $580 for four-bedroom properties, with each step up in size delivering a meaningful rate premium. The jump from three bedrooms ($275) to four bedrooms ($580) is particularly steep, suggesting strong guest willingness to pay for larger lakefront or family-sized accommodations.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$156 |
| 2 bedrooms |
|
$219 |
| 3 bedrooms |
|
$275 |
| 4 bedrooms |
|
$580 |
Four-bedroom properties lead convincingly with a RevPAN of $138, more than double the next-best segment (two-bedrooms at $52). Three-bedroom listings trail at just $27, reflecting their low 10% occupancy — a signal that mid-sized properties in this market may struggle to fill nights consistently.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$36 |
| 2 bedrooms |
|
$52 |
| 3 bedrooms |
|
$27 |
| 4 bedrooms |
|
$138 |
One-bedroom, two-bedroom, and four-bedroom properties cluster around 23–24% occupancy, while three-bedroom listings lag notably at just 10%. The relatively uniform occupancy among other sizes suggests demand is consistent across guest group types, but the three-bedroom dip may indicate either pricing misalignment or excess supply relative to demand for that configuration.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
23% |
| 2 bedrooms |
|
24% |
| 3 bedrooms |
|
10% |
| 4 bedrooms |
|
24% |
Four-bedroom properties earn an average of $10,465 per month — roughly 2.4 times the two-bedroom average of $4,296 and more than 3.5 times the one-bedroom figure of $2,936. Interestingly, three-bedroom units ($4,072) earn slightly less per month than two-bedrooms despite their higher ADR, dragged down by their markedly lower occupancy.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$2,936 |
| 2 bedrooms |
|
$4,296 |
| 3 bedrooms |
|
$4,072 |
| 4 bedrooms |
|
$10,465 |
At $125,580 in average annual revenue, four-bedroom properties outperform every other size by a wide margin and represent the strongest gross revenue opportunity in Polson. Two-bedroom ($51,561) and three-bedroom ($48,875) listings generate similar annual totals, while one-bedrooms round out the market at $35,234 — still a meaningful figure for lower-cost entry points.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$35,234 |
| 2 bedrooms |
|
$51,561 |
| 3 bedrooms |
|
$48,875 |
| 4 bedrooms |
|
$125,580 |
Parking and a kitchen are universal (100% of listings), while laundry facilities (89–92%) and outdoor living features like patios, outdoor furniture, and BBQ grills (62–73%) are near-standard. Lake access and waterfront designation appear in roughly 30–32% of listings, suggesting these premium features remain differentiators rather than baseline expectations — a potential competitive edge for properties that offer them.
| Amenity | Trend | Value |
|---|---|---|
| Parking |
|
100% |
| Kitchen |
|
100% |
| Dryer |
|
92% |
| Washer |
|
89% |
| Patio or Balcony |
|
73% |
| Outdoor Furniture |
|
73% |
| Self Check-in |
|
70% |
| BBQ Grill |
|
62% |
| Backyard |
|
57% |
| Workspace |
|
51% |
| Pets |
|
41% |
| Lake Access |
|
32% |
| Waterfront |
|
30% |
| Beach Access |
|
19% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Polson Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Below average | 15% |
| Supply/Demand Balance | Below average | 15% |
Polson's ROI Score of 52 out of 100 places it in the 'Competitive Opportunity' band, meaning the market has genuine upside but requires disciplined deal selection. Revenue-to-price ratio and occupancy stability both rate as average, while market growth trend and supply/demand balance come in below average — largely reflecting the rapid 155% surge in new listings outpacing demand growth. Investors should pair this data with thorough local regulatory research and focus on differentiated properties (especially those with lake access) to tilt the odds in their favor.
Understanding local STR regulations is essential before investing in Polson. Here's the current regulatory landscape:
Short-term rental operators in Polson, Montana may be required to obtain a local business license or STR permit before listing their property. Investors should verify current permit and registration requirements directly with the City of Polson and Lake County, as rules can change.
Common restrictions in Montana STR markets can include occupancy limits, noise ordinances, parking requirements, and minimum-stay provisions. Properties within HOAs or certain zoning districts may face additional limitations or outright prohibitions on short-term rentals, so reviewing CC&Rs and local zoning codes before purchasing is strongly recommended.
Montana imposes a lodging facility use tax on short-term rentals, and Lake County or the City of Polson may levy additional local resort or accommodation taxes. Many booking platforms collect and remit some of these taxes automatically, but hosts should confirm their full obligations with the Montana Department of Revenue.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Polson can provide current regulatory guidance.
Financing an Airbnb investment in Polson requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Polson's STR market is likely to remain heavily seasonal, with the bulk of revenue concentrated between June and August. Active listing counts have surged 155% year-over-year, which may put downward pressure on occupancy and rates unless tourist demand grows proportionally. Investors should anticipate occupancy hovering around 18–22% on an annualized basis, with ADR potentially holding steady or experiencing modest 1–3% increases during peak summer months. Selective deal sourcing and standout property features — particularly lake access — will be critical to outperforming the market average."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages and market conditions may have shifted since the most recent update. Local regulations, tax obligations, and permit requirements are subject to change — always verify with local authorities before purchasing or listing a property.
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