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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Rumson presents a competitive opportunity: investor interest and demand are strong, but higher prices or tighter competition may require more selective deal sourcing.
Rumson, NJ is an affluent Jersey Shore community where short-term rentals command a premium average daily rate of $624—well above the $430 state average—driven largely by seasonal beach and waterfront demand. With only 21 active Airbnb listings, the market is extremely small, and average home values near $3.75 million mean the revenue-to-price ratio is tight. Annual revenue averages $57,475, making this a market best suited for investors who already own high-value property or who can capitalize on the intense summer season rather than rely on year-round income.
According to Rabbu market data, the Rumson short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 21 |
| Average Daily Rate (ADR) | vs. $430 state avg. | $624 |
| Average Occupancy Rate | vs. 34% state avg. | 15% |
| RevPAN | ADR * Occupancy Rate | $96 |
| Average Monthly Revenue | Historical 12-month average | $4,789 |
| Average Annual Revenue | Historical 12-month average | $57,475 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Rumson appeals to investors seeking ultra-premium nightly rates in a low-supply coastal market, though the high entry cost and sharp seasonality require careful deal selection.
Key investment factors
"Rumson presents a competitive but niche opportunity: the combination of sky-high property values and a 15% average occupancy rate produces a below-average revenue-to-price ratio, which is why the ROI score sits at 41 out of 100. That said, the market's strength lies in its extreme summer peak—August alone averages $12,609 per listing—creating a concentrated earning window that can cover a significant share of annual costs. Off-peak months like February dip below $1,000, so cash-flow planning needs to account for seven to eight leaner months. For investors who can secure properties at favorable terms or who plan to use the home personally outside of summer, Rumson offers a defensible, low-competition market with genuine upside during peak season."
— Rabbu Market Analysis Team
Rumson's revenue curve is sharply seasonal: August peaks at $12,609 and July follows at $12,051, while February bottoms out at just $994—a roughly 12:1 spread between the best and worst months. Investors should expect roughly 75% of annual income to concentrate in the May-through-September window.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$1,150 |
| February |
|
$994 |
| March |
|
$1,651 |
| April |
|
$2,696 |
| May |
|
$5,235 |
| June |
|
$7,833 |
| July |
|
$12,051 |
| August |
|
$12,609 |
| September |
|
$5,913 |
| October |
|
$2,831 |
| November |
|
$2,119 |
| December |
|
$2,387 |
Supply is evenly split between two-bedroom and three-bedroom listings at six each, accounting for the majority of the market's 21 total listings. The absence of one-bedroom or four-plus-bedroom inventory could signal either zoning constraints or an untapped niche for investors willing to differentiate on size.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
6 |
| 3 bedrooms |
|
6 |
Three-bedroom properties command an ADR of $439 compared to $372 for two-bedroom units, an 18% premium that reflects the added space and group appeal. Both tiers sit well below the market-wide $624 average, suggesting larger or luxury-tier listings are pulling the overall ADR significantly higher.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$372 |
| 3 bedrooms |
|
$439 |
Two-bedroom listings deliver the stronger RevPAN at $90 versus $68 for three-bedroom properties, driven by their higher occupancy rates offsetting the lower nightly price. For investors focused on per-night yield rather than absolute revenue, smaller units currently extract more value from each available night.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$90 |
| 3 bedrooms |
|
$68 |
Two-bedroom units lead with a 24% occupancy rate, eight percentage points above three-bedroom listings at 16%. While both figures are modest compared to state norms, the gap suggests two-bedroom properties attract bookings more consistently, potentially offering slightly more predictable cash flow.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
24% |
| 3 bedrooms |
|
16% |
Three-bedroom properties earn an average of $4,142 per month compared to $3,282 for two-bedroom units, a roughly 26% premium thanks to higher nightly rates despite lower occupancy. Investors prioritizing top-line revenue will lean toward three-bedroom configurations, though the margin narrows once operating costs are considered.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$3,282 |
| 3 bedrooms |
|
$4,142 |
Three-bedroom listings generate about $49,709 annually versus $39,387 for two-bedroom properties—a $10,000 gap that favors the larger configuration in absolute terms. Given Rumson's high property values, both figures yield a modest return on investment, reinforcing the need for favorable acquisition pricing.
| Size | Trend | Value |
|---|---|---|
| 2 bedrooms |
|
$39,387 |
| 3 bedrooms |
|
$49,709 |
Kitchen and parking top the list at 95% prevalence, reflecting the home-away-from-home expectations of beach-season guests who plan multi-day stays. Beach access (52%), BBQ grills (67%), and patios (76%) further confirm that outdoor and coastal lifestyle amenities are table stakes—listings without them will likely struggle to compete.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
95% |
| Parking |
|
95% |
| Washer |
|
86% |
| Dryer |
|
81% |
| Self Check-in |
|
76% |
| Patio or Balcony |
|
76% |
| BBQ Grill |
|
67% |
| Workspace |
|
57% |
| Beach Access |
|
52% |
| Pets |
|
52% |
| Outdoor Furniture |
|
52% |
| Backyard |
|
38% |
| Waterfront |
|
33% |
| Beachfront |
|
19% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Rumson Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Below average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Average | 15% |
| Supply/Demand Balance | Average | 15% |
Rumson's ROI Score of 41 out of 100 places it in the Competitive Opportunity band, signaling that while demand and investor interest exist, the below-average revenue-to-price ratio—driven by home values near $3.75 million—makes deal selection critical. Occupancy stability and market growth trend both score in the average range, reflecting a market that functions reliably within its seasonal pattern but doesn't yet show breakout momentum. Investors should pair this data with thorough local regulatory research and a realistic off-season budget before committing capital.
Understanding local STR regulations is essential before investing in Rumson. Here's the current regulatory landscape:
Rumson, NJ may require short-term rental operators to obtain a permit or register with the borough before listing a property. Investors should verify current requirements directly with Rumson's municipal offices and the State of New Jersey before purchasing or listing.
Common restrictions in New Jersey shore communities can include occupancy limits tied to bedroom count, minimum stay requirements (especially during summer), noise and parking regulations, and caps on the number of rental permits issued. HOA and community association rules may impose additional limits that supersede municipal allowances, so reviewing all governing documents is essential.
Short-term rental hosts in New Jersey are generally subject to the state's Sales and Use Tax as well as local occupancy or tourism taxes. Platforms like Airbnb often collect and remit these taxes on the host's behalf, but operators should confirm their specific obligations with a tax professional.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Rumson can provide current regulatory guidance.
Financing an Airbnb investment in Rumson requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Rumson's STR market is likely to remain heavily seasonal, with the bulk of revenue concentrated between May and September. Active listings doubled year over year, so new supply could add competitive pressure, though the tiny overall count still leaves room for well-positioned properties. ADR may hold steady or see modest gains of 1–3% given the market's premium positioning, but occupancy—currently around 15%—will probably stay well below state norms outside the summer window. Investors should budget conservatively for the off-season and treat peak-month earnings as the primary revenue engine."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month averages as of April 2026 and may not capture very recent market shifts. Local regulations, HOA rules, and tax obligations vary and should be independently verified before investing.
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