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View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Saint Charles offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.
Saint Charles, IL presents an attractive short-term rental opportunity with a market-wide average annual revenue of $32,450 across just 40 active Airbnb listings. The market's ADR of $253 sits below the Illinois state average of $319, but occupancy holds steady at 34% — slightly above the state benchmark — suggesting consistent demand without the pricing pressure of more saturated destinations. Year-over-year listing growth of 93% signals rising investor interest, and the compact supply base means well-positioned properties can still capture meaningful share.
According to Rabbu market data, the Saint Charles short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 40 |
| Average Daily Rate (ADR) | vs. $319 state avg. | $253 |
| Average Occupancy Rate | vs. 33% state avg. | 34% |
| RevPAN | ADR * Occupancy Rate | $85 |
| Average Monthly Revenue | Historical 12-month average | $2,704 |
| Average Annual Revenue | Historical 12-month average | $32,450 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.
Investors are drawn to Saint Charles for its combination of limited supply, above-average occupancy stability, and strong revenue potential in larger property configurations.
Key investment factors
"With an ROI score of 60 out of 100, Saint Charles earns an "Attractive Opportunity" rating — a market where the revenue potential and demand fundamentals align well enough to reward careful investors. Seasonality is a key factor: June and July drive the heaviest returns (averaging $4,250 and $4,136 respectively), while the January–February window dips to around $1,450 per month, creating a roughly 3:1 spread between peak and trough. The 40-listing supply base is still small enough that a well-managed property with the right amenities can meaningfully outperform the average. Investors focused on 3- and 4-bedroom configurations will find the strongest revenue-per-night figures, though the higher home values in this market ($711,559 average) mean revenue-to-price ratios warrant careful underwriting."
— Rabbu Market Analysis Team
Saint Charles shows pronounced seasonality, with June ($4,250) and July ($4,136) delivering nearly three times the revenue of the slowest months — January ($1,452) and February ($1,423). The shoulder months of May and October hold up reasonably well above $2,700, giving investors about six months of above-average performance to anchor annual returns.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$1,452 |
| February |
|
$1,423 |
| March |
|
$2,041 |
| April |
|
$2,312 |
| May |
|
$2,989 |
| June |
|
$4,250 |
| July |
|
$4,136 |
| August |
|
$3,505 |
| September |
|
$2,622 |
| October |
|
$2,762 |
| November |
|
$2,379 |
| December |
|
$2,573 |
Two-bedroom units make up the largest share of supply with 12 listings, while 3-bedroom properties are the least represented at just 7. The relatively even distribution across all sizes — none exceeding 12 — means no single configuration is dramatically oversupplied, though the 3-bedroom segment may offer a slight competitive advantage given its lower listing count.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
9 |
| 2 bedrooms |
|
12 |
| 3 bedrooms |
|
7 |
| 4 bedrooms |
|
8 |
ADR scales sharply with size in Saint Charles: 4-bedroom properties command $330 per night, more than double the $136 rate for 1-bedroom units. The jump from 2-bedroom ($205) to 3-bedroom ($223) is comparatively modest, suggesting the largest premium-to-cost sweet spot may lie at the 4-bedroom tier.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$136 |
| 2 bedrooms |
|
$205 |
| 3 bedrooms |
|
$223 |
| 4 bedrooms |
|
$330 |
Revenue per available night climbs steadily from $55 for 1-bedroom listings to $102 for 4-bedroom properties, which deliver roughly 85% more RevPAN than the smallest units. This gap indicates that despite only marginally higher occupancy, larger homes' premium pricing translates into meaningfully stronger per-night economics.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$55 |
| 2 bedrooms |
|
$59 |
| 3 bedrooms |
|
$67 |
| 4 bedrooms |
|
$102 |
One-bedroom listings lead occupancy at 41%, well above the 29–31% range for 2- to 4-bedroom properties. For investors prioritizing consistent bookings, smaller units offer the most reliable calendar fill, while larger property investors will rely on higher nightly rates to compensate for fewer booked nights.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
41% |
| 2 bedrooms |
|
29% |
| 3 bedrooms |
|
30% |
| 4 bedrooms |
|
31% |
Monthly revenue ranges from $1,844 for 1-bedroom listings up to $4,190 for 4-bedroom properties, a 2.3x difference that underscores the earning power of larger configurations. Even 3-bedroom units at $3,101 per month significantly outpace the 2-bedroom average of $2,609, making mid-to-large properties the primary revenue drivers in this market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$1,844 |
| 2 bedrooms |
|
$2,609 |
| 3 bedrooms |
|
$3,101 |
| 4 bedrooms |
|
$4,190 |
Four-bedroom properties lead annual revenue at $50,285, offering the strongest absolute return potential and outperforming 1-bedroom units ($22,136) by more than $28,000 annually. For investors targeting the best top-line revenue relative to the market's $711,559 average home value, larger properties provide a more favorable revenue profile, though acquisition costs should be evaluated on a per-property basis.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$22,136 |
| 2 bedrooms |
|
$31,309 |
| 3 bedrooms |
|
$37,215 |
| 4 bedrooms |
|
$50,285 |
Parking is universal across all Saint Charles listings (100%), and kitchen access (90%) and self check-in (80%) are near-standard — signaling that guests expect a full home-style experience. Backyard space, washer, and dryer each appear in 70% of listings, while differentiators like hot tubs (10%) and pet-friendliness (33%) remain uncommon and could help a property stand out.
| Amenity | Trend | Value |
|---|---|---|
| Parking |
|
100% |
| Kitchen |
|
90% |
| Self Check-in |
|
80% |
| Backyard |
|
70% |
| Washer |
|
70% |
| Dryer |
|
70% |
| Workspace |
|
55% |
| Outdoor Furniture |
|
48% |
| Patio or Balcony |
|
48% |
| Pets |
|
33% |
| BBQ Grill |
|
30% |
| Hot Tub |
|
10% |
| Gym |
|
8% |
| Sauna |
|
8% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Saint Charles Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Average | 40% |
| Occupancy Stability | Above average | 30% |
| Market Growth Trend | Above average | 15% |
| Supply/Demand Balance | Average | 15% |
Saint Charles's ROI score of 60 out of 100 places it in the "Attractive Opportunity" band, reflecting a market where occupancy stability and growth trends score above average while revenue-to-price ratio and supply/demand balance land in the average range. The above-average occupancy stability is especially relevant for investors seeking predictable cash flow, though the average revenue-to-price ratio — driven by home values near $712K — means returns will depend heavily on property selection and operating efficiency. Pairing this data with thorough local regulatory research and property-level underwriting will give investors the clearest picture of whether a specific Saint Charles deal pencils out.
Understanding local STR regulations is essential before investing in Saint Charles. Here's the current regulatory landscape:
Short-term rental operators in Saint Charles, Illinois may need to obtain a permit or register their property with the city before listing on platforms like Airbnb. Investors should verify current requirements directly with the City of Saint Charles and Kane County authorities, as local STR ordinances can change.
Common restrictions that may apply include occupancy limits based on bedroom count, minimum stay requirements, noise and nuisance ordinances, and parking provisions for guests. Properties governed by homeowners' associations may face additional limitations or outright prohibitions on short-term rentals, so reviewing HOA covenants is essential before purchasing.
Short-term rental hosts in Illinois are generally subject to state and local occupancy taxes, and platforms like Airbnb often collect and remit a portion of these taxes on behalf of hosts. Investors should confirm their obligations for any additional municipal lodging or tourism taxes specific to Saint Charles.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Saint Charles can provide current regulatory guidance.
Financing an Airbnb investment in Saint Charles requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Saint Charles is likely to see continued supply expansion given the 93% year-over-year listing growth, though the small absolute base (40 listings) means this market is still early in its maturation cycle. Seasonal patterns point to strong summer demand — June alone averaged $4,250 in revenue — so investors entering before peak season could capture immediate returns. ADR may see modest upward pressure in the 2–4% range as larger properties push the average higher, while occupancy is estimated to hold around 32–36% market-wide. The above-average market growth trend and occupancy stability identified in our ROI analysis reinforce a cautiously positive outlook."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages as of April 2026 and may not capture recent regulatory or market changes. Local short-term rental regulations vary and should be independently verified before making investment decisions.
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