Saint Charles, IL Airbnb Market Data, Statistics, and Occupancy Rates

As of Apr, 27 2026

Rabbu ROI Score

60 / 100

Saint Charles offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.

Saint Charles Short-Term Rental Market Overview

Saint Charles, IL presents an attractive short-term rental opportunity with a market-wide average annual revenue of $32,450 across just 40 active Airbnb listings. The market's ADR of $253 sits below the Illinois state average of $319, but occupancy holds steady at 34% — slightly above the state benchmark — suggesting consistent demand without the pricing pressure of more saturated destinations. Year-over-year listing growth of 93% signals rising investor interest, and the compact supply base means well-positioned properties can still capture meaningful share.

Key Market Statistics

According to Rabbu market data, the Saint Charles short-term rental market shows:

Key Airbnb and short-term rental market statistics.
Metric Context Value
Active Airbnb Listings As of Apr, 27 2026 40
Average Daily Rate (ADR) vs. $319 state avg. $253
Average Occupancy Rate vs. 33% state avg. 34%
RevPAN ADR * Occupancy Rate $85
Average Monthly Revenue Historical 12-month average $2,704
Average Annual Revenue Historical 12-month average $32,450

Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026.

Why Investors Consider Saint Charles

Investors are drawn to Saint Charles for its combination of limited supply, above-average occupancy stability, and strong revenue potential in larger property configurations.

Key investment factors

  • Compact market of only 40 active listings creates less direct competition for quality properties
  • Above-average occupancy stability provides more predictable cash-flow expectations
  • 4-bedroom properties command $50,285 in annual revenue, nearly 2.3x the 1-bedroom average
  • Summer seasonality delivers revenue peaks above $4,000/month, anchoring annual performance
  • Proximity to the greater Chicago metro area supports weekend getaway and event-driven demand

Expert Market Assessment

"With an ROI score of 60 out of 100, Saint Charles earns an "Attractive Opportunity" rating — a market where the revenue potential and demand fundamentals align well enough to reward careful investors. Seasonality is a key factor: June and July drive the heaviest returns (averaging $4,250 and $4,136 respectively), while the January–February window dips to around $1,450 per month, creating a roughly 3:1 spread between peak and trough. The 40-listing supply base is still small enough that a well-managed property with the right amenities can meaningfully outperform the average. Investors focused on 3- and 4-bedroom configurations will find the strongest revenue-per-night figures, though the higher home values in this market ($711,559 average) mean revenue-to-price ratios warrant careful underwriting."

— Rabbu Market Analysis Team

Understanding Saint Charles's ROI Score: 60/100

Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.

How the ROI Score is Calculated

Factor Saint Charles Performance Weight
Revenue-to-Price Ratio Average 40%
Occupancy Stability Above average 30%
Market Growth Trend Above average 15%
Supply/Demand Balance Average 15%

What This Means for Investors

Saint Charles's ROI score of 60 out of 100 places it in the "Attractive Opportunity" band, reflecting a market where occupancy stability and growth trends score above average while revenue-to-price ratio and supply/demand balance land in the average range. The above-average occupancy stability is especially relevant for investors seeking predictable cash flow, though the average revenue-to-price ratio — driven by home values near $712K — means returns will depend heavily on property selection and operating efficiency. Pairing this data with thorough local regulatory research and property-level underwriting will give investors the clearest picture of whether a specific Saint Charles deal pencils out.

Short-Term Rental Regulations in Saint Charles

Understanding local STR regulations is essential before investing in Saint Charles. Here's the current regulatory landscape:

Permit Requirements

Short-term rental operators in Saint Charles, Illinois may need to obtain a permit or register their property with the city before listing on platforms like Airbnb. Investors should verify current requirements directly with the City of Saint Charles and Kane County authorities, as local STR ordinances can change.

Key Restrictions

Common restrictions that may apply include occupancy limits based on bedroom count, minimum stay requirements, noise and nuisance ordinances, and parking provisions for guests. Properties governed by homeowners' associations may face additional limitations or outright prohibitions on short-term rentals, so reviewing HOA covenants is essential before purchasing.

Tax Obligations

Short-term rental hosts in Illinois are generally subject to state and local occupancy taxes, and platforms like Airbnb often collect and remit a portion of these taxes on behalf of hosts. Investors should confirm their obligations for any additional municipal lodging or tourism taxes specific to Saint Charles.

Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Saint Charles can provide current regulatory guidance.

Short-Term Rental Financing for Saint Charles

Financing an Airbnb investment in Saint Charles requires lenders who understand STR income. Rabbu partner lenders offer:

  • DSCR Loans: Qualify based on property income, not personal income
  • Low Down Payment: As low as 10–15% for investment properties
  • Fast Closing: 21–30 day average close times
  • STR Experience: Lenders who understand vacation rental underwriting
Connect with a Saint Charles Lender →

Future Outlook & Long-Term Forecast

"Over the next 12–18 months, Saint Charles is likely to see continued supply expansion given the 93% year-over-year listing growth, though the small absolute base (40 listings) means this market is still early in its maturation cycle. Seasonal patterns point to strong summer demand — June alone averaged $4,250 in revenue — so investors entering before peak season could capture immediate returns. ADR may see modest upward pressure in the 2–4% range as larger properties push the average higher, while occupancy is estimated to hold around 32–36% market-wide. The above-average market growth trend and occupancy stability identified in our ROI analysis reinforce a cautiously positive outlook."

— Rabbu Market Analysis Team

Frequently asked questions about Airbnb in Saint Charles, IL

What is the average Airbnb occupancy rate in Saint Charles?
The average occupancy rate for Airbnb listings in Saint Charles is currently 34%, which edges slightly above the Illinois state average of 33%. Occupancy varies by property size — 1-bedroom units lead at 41%, while 2- to 4-bedroom properties cluster in the 29–31% range. This pattern suggests smaller units attract more frequent bookings, though larger properties compensate with significantly higher nightly rates.
How much do Airbnb hosts make in Saint Charles?
Based on trailing 12-month performance, the average Airbnb host in Saint Charles earns approximately $2,704 per month or $32,450 annually. Revenue scales substantially with property size: 1-bedroom listings average $22,136 per year, while 4-bedroom properties bring in around $50,285. Peak summer months like June can push monthly revenue above $4,250, while winter months may dip to around $1,450.
Is Saint Charles a good market for Airbnb investment?
Saint Charles scores a 60 out of 100 on Rabbu's ROI Score, placing it in the "Attractive Opportunity" tier. The market benefits from above-average occupancy stability and positive growth trends, balanced against average revenue-to-price ratios given home values around $711,559. With only 40 active listings, competition is limited, but investors should carefully model seasonal revenue swings and target larger property configurations for the best return potential.
What is the average daily rate (ADR) for Airbnb in Saint Charles?
The market-wide average daily rate in Saint Charles is $253, which is below the Illinois state average of $319. ADR increases meaningfully with property size — from $136 for 1-bedroom listings up to $330 for 4-bedroom properties. This suggests that larger homes in Saint Charles can command competitive nightly pricing, closing the gap with statewide benchmarks.
Are short-term rentals legal in Saint Charles?
Short-term rentals operate in Saint Charles, IL, with 40 active Airbnb listings currently on the market. However, local regulations may require permits, registration, or compliance with specific zoning rules. Investors should consult the City of Saint Charles and review any applicable HOA restrictions before purchasing a property for short-term rental use.
When is peak season for Airbnb in Saint Charles?
Peak season in Saint Charles runs from June through August, with June topping the chart at $4,250 in average monthly revenue and July close behind at $4,136. Revenue begins climbing in May ($2,989) and tapers through the fall, with October holding relatively steady at $2,762. The slowest months are January and February, when average revenue drops to roughly $1,450.
How many Airbnbs are there in Saint Charles?
As of April 2026, there are 40 active Airbnb listings in Saint Charles. The supply is distributed across property sizes, with 2-bedroom units being the most common (12 listings), followed by 1-bedrooms (9), 4-bedrooms (8), and 3-bedrooms (7). Year-over-year listing growth of 93% indicates the market is expanding quickly, though the overall count remains modest.
How is Airbnb revenue calculated in Saint Charles?
The annual and monthly revenue figures for Saint Charles are derived from the trailing 12 months of historical booking performance for active comparable Airbnb listings in the market — they are not forward-looking projections. We average each comparable listing's actual revenue per available night (RevPAN) by month over the past year, remove regional outliers, and aggregate the results into a market-level historical average. Because each month uses its own historical performance data, the figures naturally reflect seasonal peaks and slower periods. Individual results can vary meaningfully based on property quality, pricing strategy, guest reviews, and operational management.

About Rabbu Market Data

Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.

What this data includes

  • Regularly updated active Airbnb and STR listing counts by market and property size
  • Average daily rate, occupancy, and RevPAN metrics benchmarked against state averages
  • Monthly and annual revenue trends based on trailing 12-month historical booking data
  • Property value estimates sourced from Zillow Home Value Index (ZHVI)
  • Amenity prevalence data across active listings to identify guest expectations

Sources and disclaimers

Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Apr, 27 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Data reflects trailing 12-month historical averages as of April 2026 and may not capture recent regulatory or market changes. Local short-term rental regulations vary and should be independently verified before making investment decisions.

Next Steps

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