Browse Airbnbs for Sale
Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.
View PropertiesAs of Apr, 27 2026
Rabbu ROI Score
Saint James City offers attractive short-term rental potential, with a balance of healthy demand and revenue relative to property values.
Saint James City, a small island community on Pine Island in Southwest Florida, presents an appealing short-term rental opportunity driven by its waterfront lifestyle and seasonal snowbird demand. With an average annual revenue of $28,635 across 81 active listings and an ADR of $231—well below the $498 Florida state average—the market offers accessible entry for investors targeting vacation-rental income in a coastal setting. The ROI score of 55 out of 100 reflects balanced fundamentals, with above-average market growth and steady demand particularly during the winter high season.
According to Rabbu market data, the Saint James City short-term rental market shows:
| Metric | Context | Value |
|---|---|---|
| Active Airbnb Listings | As of Apr, 27 2026 | 81 |
| Average Daily Rate (ADR) | vs. $498 state avg. | $231 |
| Average Occupancy Rate | vs. 54% state avg. | 49% |
| RevPAN | ADR * Occupancy Rate | $113 |
| Average Monthly Revenue | Historical 12-month average | $2,386 |
| Average Annual Revenue | Historical 12-month average | $28,635 |
Data sources: Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026.
Investors are drawn to Saint James City for its blend of waterfront vacation appeal, below-state-average property pricing relative to coastal peers, and strong seasonal demand from winter visitors.
Key investment factors
"Saint James City presents a moderate-to-attractive opportunity for STR investors willing to navigate pronounced seasonality. Revenue swings dramatically between the March peak ($5,362 average) and the September trough ($844), so cash-flow planning around the winter high season is essential. The market's above-average growth trend and manageable listing count of 81 suggest the area hasn't yet reached saturation, though the rapid 85% year-over-year supply expansion warrants close monitoring. Investors who target 3- or 4-bedroom waterfront properties are best positioned to capture the strongest returns while differentiating from the crowded 2-bedroom segment."
— Rabbu Market Analysis Team
Saint James City exhibits extreme seasonality, with March generating the highest average revenue at $5,362—more than six times the September low of $844. The winter months (January–March) and December form the revenue backbone, while the late summer and early fall months represent a significant cash-flow valley that investors should budget around.
| Month | Trend | Revenue |
|---|---|---|
| January |
|
$3,159 |
| February |
|
$4,039 |
| March |
|
$5,362 |
| April |
|
$2,680 |
| May |
|
$1,641 |
| June |
|
$1,652 |
| July |
|
$2,385 |
| August |
|
$1,422 |
| September |
|
$844 |
| October |
|
$1,208 |
| November |
|
$1,764 |
| December |
|
$2,474 |
Two-bedroom properties dominate the market with 30 of the 81 active listings, followed closely by 3-bedrooms at 26 units. The 4-bedroom segment is notably underserved with only 9 listings, which may represent a supply gap for investors given that larger properties generate the highest revenue in this market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
13 |
| 2 bedrooms |
|
30 |
| 3 bedrooms |
|
26 |
| 4 bedrooms |
|
9 |
ADR scales predictably with size, climbing from $168 for 1-bedroom units to $338 for 4-bedroom properties—roughly double. The jump from 3 bedrooms ($249) to 4 bedrooms ($338) represents the steepest per-bedroom premium, suggesting that larger homes command outsized nightly rates in this waterfront vacation market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$168 |
| 2 bedrooms |
|
$212 |
| 3 bedrooms |
|
$249 |
| 4 bedrooms |
|
$338 |
RevPAN increases steadily with property size, from $60 for 1-bedroom listings to $162 for 4-bedroom units. Three-bedroom properties deliver a strong $139 RevPAN with the added benefit of the highest occupancy rate in the market, making them a compelling middle-ground option for investors balancing acquisition cost against revenue potential.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$60 |
| 2 bedrooms |
|
$109 |
| 3 bedrooms |
|
$139 |
| 4 bedrooms |
|
$162 |
Three-bedroom properties lead occupancy at 56%, followed by 2-bedrooms at 52%, while 1-bedroom units lag significantly at just 36%. Four-bedroom listings sit at 48%, suggesting that while they command higher nightly rates, they face slightly more booking gaps—likely due to a smaller pool of guests seeking larger accommodations in this island market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
36% |
| 2 bedrooms |
|
52% |
| 3 bedrooms |
|
56% |
| 4 bedrooms |
|
48% |
Monthly revenue increases meaningfully with each additional bedroom: 1-bedrooms average $1,077, 2-bedrooms earn $2,131, 3-bedrooms bring in $2,883, and 4-bedrooms top the market at $3,453. The jump from 1 to 2 bedrooms nearly doubles monthly income, underscoring the significant revenue disadvantage of the smallest units in this market.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$1,077 |
| 2 bedrooms |
|
$2,131 |
| 3 bedrooms |
|
$2,883 |
| 4 bedrooms |
|
$3,453 |
Four-bedroom properties deliver the highest annual revenue at $41,437, while 3-bedroom units follow at $34,604—both well above the market-wide average of $28,635. Given the limited 4-bedroom supply (just 9 listings) and their top-tier earnings, this configuration offers the strongest absolute return potential for investors who can secure suitable inventory.
| Size | Trend | Value |
|---|---|---|
| 1 bedroom |
|
$12,928 |
| 2 bedrooms |
|
$25,579 |
| 3 bedrooms |
|
$34,604 |
| 4 bedrooms |
|
$41,437 |
Kitchens (98%), washers (91%), and parking (89%) are near-universal, reflecting the self-catering, drive-to nature of this island destination. Waterfront access appears in 72% of listings—a defining feature that guests clearly expect—while pools (35%) and hot tubs (17%) remain less common and could serve as meaningful differentiators for new listings looking to stand out.
| Amenity | Trend | Value |
|---|---|---|
| Kitchen |
|
98% |
| Washer |
|
91% |
| Parking |
|
89% |
| Dryer |
|
88% |
| Outdoor Furniture |
|
74% |
| Waterfront |
|
72% |
| BBQ Grill |
|
69% |
| Backyard |
|
62% |
| Patio or Balcony |
|
61% |
| Self Check-in |
|
61% |
| Pets |
|
58% |
| Workspace |
|
46% |
| Pool |
|
35% |
| Hot Tub |
|
17% |
Rabbu's ROI Score is a proprietary metric that evaluates short-term rental investment potential based on multiple factors.
| Factor | Saint James City Performance | Weight |
|---|---|---|
| Revenue-to-Price Ratio | Average | 40% |
| Occupancy Stability | Average | 30% |
| Market Growth Trend | Above average | 15% |
| Supply/Demand Balance | Average | 15% |
Saint James City's ROI score of 55 out of 100 places it in the "Attractive Opportunity" band, signaling balanced short-term rental fundamentals with room for upside. The score reflects average revenue-to-price ratios and occupancy stability, tempered by an above-average market growth trend that points to increasing demand and investor interest. Pairing these metrics with thorough local regulatory research and a focus on higher-performing property sizes will help investors make a well-rounded acquisition decision.
Understanding local STR regulations is essential before investing in Saint James City. Here's the current regulatory landscape:
Short-term rental operators in Saint James City, Florida, should expect to register or obtain a vacation rental license through both Lee County and the Florida Department of Business and Professional Regulation (DBPR). Investors are strongly encouraged to verify current permit requirements directly with local authorities before listing a property.
Common restrictions that may apply include occupancy limits based on property size, minimum stay requirements, noise ordinances, parking regulations, and rules set by homeowner associations. Some areas within Lee County may also impose caps on the number of short-term rental permits issued, so checking with the county zoning office is advisable.
Florida imposes a state sales tax and a county-level tourist development tax on short-term rentals, which hosts are required to collect and remit. Platforms like Airbnb often handle the collection of these taxes automatically, but operators should confirm their obligations with the Florida Department of Revenue and Lee County's tax collector.
Regulations subject to change. Always verify with local authorities before purchasing. A Rabbu partner agent specializing in Saint James City can provide current regulatory guidance.
Financing an Airbnb investment in Saint James City requires lenders who understand STR income. Rabbu partner lenders offer:
"Over the next 12–18 months, Saint James City's short-term rental market is expected to benefit from continued above-average growth trends and strong seasonal demand during the January–March peak window. With an 85% year-over-year increase in active listings, the supply side is expanding rapidly, which could moderate occupancy rates—currently at 49%—if demand doesn't keep pace. Investors should anticipate ADRs holding in the $225–$240 range, with occupancy stabilizing around 47–52% as the market absorbs new supply. Revenue gains are most likely for well-positioned waterfront properties that capitalize on the area's outdoor and fishing-oriented appeal."
— Rabbu Market Analysis Team
Rabbu provides Airbnb and short-term rental market data and statistics across the United States. Our mission is to empower investors with accurate insights and easy-to-use tools, so they can confidently identify and act on the best opportunities in the Airbnb market.
Rabbu proprietary analytics as of Apr, 27 2026 and Zillow Home Value Index (ZHVI) as of Mar, 17 2026. Revenue projections are estimates based on comparable properties and do not guarantee future performance. Local regulations, permit requirements, and tax obligations may change; always verify with relevant authorities before investing. Individual property results will vary based on location, condition, amenities, pricing strategy, and management quality.
Ready to invest in Saint James City's short-term rental market? Take action with these resources:
Explore active Airbnbs and STR-ready homes in Charlotte with verified income data.
View PropertiesWork with specialized agents who've helped investors acquire over $650M in STR properties.
Find an AgentQualify for as low as 15% down on a DSCR loan using the rental property's projected income.
Find a Lender